Mariner Finance Blog
Medical Bills and Their Impact on Your Credit
Find out how medical bills affect your credit and what you can do to maintain your credit score.
All Blogs
What’s the Difference Between a Personal Loan and a Line of Credit?
There are two common ways to borrow money: take out a personal loan or open a personal line of credit. With a personal loan, you are provided a lump sum of money and then required to pay fixed monthly payments. On the other hand, [...]
What to Expect When Working with a Personal Loan Lender
Are you in the market for a personal loan? Here is what to expect from a personal loan lender.
Money Saving Apps: A Go-to Guide to Help You Save Money
Blog 12 Apps for your Financial Goals in 2022 In times of high inflation, saving money is especially important to help you stick to a budget and plan for your long-term financial goals. Luckily, there are plenty of modern tools to help you [...]
Should I Finance a New Car or Used Car?
Learn about the advantages and disadvantages of financing a new or used car.
What Is a Soft Credit Inquiry?
Blog You probably understand that when you apply for a loan, the lender will check your credit report. You may also know that a credit inquiry could have an adverse effect on your credit score. However, did you know that there are two [...]
Kentucky Flood Relief
Blog Mariner Finance plays an active role in supporting the communities they serve. Inspired by the generosity of the Mariner Finance employees, Mariner Finance has initiated comprehensive investments in the ongoing cleanup and revitalization of Eastern Kentucky communities. Local employees immediately responded to [...]
Mariner Finance Strongly Opposes
Blog Mariner Finance Strongly Opposes Misguided Litigation Filed by the Pennsylvania Attorney General anda Small Group of Other StatesCompany Disputes Meritless and Misinformed ClaimsAugust 17, 2022 (Baltimore, MD) -- Mariner Finance (“Mariner”), a licensed and regulated traditional installment lender that responsibly serves more [...]
Understanding Your Credit Score: Here’s What to Know
Blog Your credit score is a factor when you apply for a mortgage or car loan. It can be pulled when you apply to lease a new apartment. Even insurance companies typically check your credit score to help determine how much they might [...]
Why Choose a Local Lender?
Blog From ”Small Business Saturday” to community supported agriculture, there are far-reaching efforts to encourage consumers to think locally. While you may choose the option to purchase produce from a community farm stand, it may not have occurred to you that the same [...]
Auto Tips
Tips For Buying a Car During Supply Chain Issues
Blog If you’ve been looking to buy a car for the past year, you have likely noticed the high price tags and heard about the shortage of cars in dealer lots. Between the global chip shortage and the increased demand for cars, vehicles [...]
Top Things to Consider When Buying a Car
Blog Buying cars can be trickier than you thought. Next to houses, cars have an average cost of $36,000.00. Consumers should be forewarned about issues that could arise at car dealerships that could include packed payments, dealer preparation fees, low trade-in values, [...]
Top Tricks to Get the Best Deal on Used and New Cars
Blog Purchasing a car can be rewarding. However, there are essential decisions to consider before you purchase a new or used vehicle. While the price is a critical factor, it is not the only one to keep in mind when buying used and [...]
Personal Loans Vs. Auto Loans: Everything You Need to Know About Your Options
Blog Debt in the United States has grown by almost 20% in the last decade, and personal and auto loans – two of the most common loan options – continue to grow. Americans currently hold $305 billion in personal loans and $1.2 trillion [...]
How Much Should You Spend On A Car?
Blog How much should you spend on a car? Buying a vehicle can be one of the most costly expenses for households, and with the average monthly car payment for a new vehicle in the U.S at $523 a month, cars aren’t [...]
Best Used Cars in 2019 Under $15000 to Buy
Blog Best used cars under $15000 Our best used cars under $15,000 post was so sought after, that we updated it for 2019. Continue reading to discover why it pays to buy used, and which cars made this year’s [...]
How to Prepare Your Car For Winter
Blog Winter is coming! Is your car prepared? Winter is right around the corner, which means snow, ice storms, and black ice are on the way. These menacing winter conditions can be extremely hazardous while driving on the [...]
Private: The Right Tires for Your Car
Blog Did you know that fall is the best time to buy tires? According to J.C. Tire, they found numerous customers make the mistake of waiting until the spring to purchase new tires. The mechanics in their shop disclosed [...]
Car Maintenance Tips
Blog Car Maintenance Today we have a few car maintenance tips that may help you. Whether you own a brand new car or a used car, it’s important to perform routine maintenance checks to keep your car running [...]
5 Common Motorcycle Problems
Blog As a motorcycle enthusiast, there’s nothing worse than being on a nice ride and having to deal with a mechanical problem or break down far away from home. If you’ve ever experienced this, then you know what [...]
Career Advice
Top Tips for a Successful Job Interview
Blog You cleaned up your résumé, you found a job you wanted (click here if you need help), and you just received a call to come in for an interview. While the résumé may be the item that gets [...]
Best Ways to Find a Job: Step-by-Step Job Search Guide
Blog Searching for a job can seem like a daunting process, but with a focused plan of action and the right attitude, interviews and job offers will begin to flood your inbox. We teamed up with our Human Resources [...]
Financial Advice
What’s the Difference Between a Personal Loan and a Line of Credit?
There are two common ways to borrow money: take out a personal loan or open a personal line of credit. With a personal loan, you are provided a lump sum of money and then required to pay fixed monthly payments. On the other hand, [...]
Money Saving Apps: A Go-to Guide to Help You Save Money
Blog 12 Apps for your Financial Goals in 2022 In times of high inflation, saving money is especially important to help you stick to a budget and plan for your long-term financial goals. Luckily, there are plenty of modern tools to help you [...]
What Is a Soft Credit Inquiry?
Blog You probably understand that when you apply for a loan, the lender will check your credit report. You may also know that a credit inquiry could have an adverse effect on your credit score. However, did you know that there are two [...]
Why Choose a Local Lender?
Blog From ”Small Business Saturday” to community supported agriculture, there are far-reaching efforts to encourage consumers to think locally. While you may choose the option to purchase produce from a community farm stand, it may not have occurred to you that the same [...]
How to Pay for Unexpected Expenses
These seven tips from Mariner Finance will help you pay for unexpected expenses.
Why Is Financial Literacy Important?
Blog Financial literacy is understanding how to manage your personal finances. It includes skills like budgeting, saving, borrowing, investing, and day-to-day money management. According to Standard & Poor’s Global Financial Literacy Survey, only 57 percent of Americans are considered financially literate. If you’re not sure [...]
Top Travel Destinations for Fall Foliage
Blog Fall foliage is the beautiful red, orange, and yellow leaves we see covering trees in the autumn months. These vibrant colors come about as the chlorophyll in the leaves breaks down due to the changes in daylight and temperature. It’s considered peak season for fall foliage [...]
Back-to-School Shopping for All Ages
Blog Back-to-school shopping can be a very exciting time of year. It can also quickly become stressful, especially if you have kids in different grades. Different grades need different supplies, and the cost can really start to add up. To help ease the [...]
Top Tips for Planning Your Dream Wedding
Blog You said “I do” to the love of your life and shared the exciting news with close friends and family. Now, the only thing standing between you and forever with your significant other is a wedding. Where do you start? How long [...]
Mariner Finance’s Buy Now, Pay Later Point of Sale Financing – No Payment for 90 Days
Blog The point of sale can be a very exciting, but also stressful time for both a customer and dealer. A consumer’s excitement can, at times, be over shadowed by the stress of wondering how to budget for the purchase. [...]
Holidays / Season
Top Places to Ring in the New Year
Blog Whether you intend to welcome the New Year with a champagne glass, an intimate dinner, or a countdown party, there are numerous places to ring in the New Year all over the world. Best Places to Ring in New Year in [...]
Top Ways to Spend the Holiday Season
Blog The holiday season is a time to reflect on the good, connect with family and friends, and celebrate annual traditions. But it is easy to get caught up in the excitement so, how do you make each hour of the holiday season [...]
Top 10 Stores with Black Friday 2021 Deals
Blog Black Friday is quickly approaching. This year it falls on November 26th, 2021, but many deals are live well before that date. Also, look for many specials to run through Cyber Monday. So which stores potentially have the best bargains? Check out [...]
Easy Recipes for Thanksgiving
Blog Most of us look forward to endless feasting on Thanksgiving Day.But it is far from a walk in the park for a busy person hosting or attending dinner, who hopes to live up to the expectations of hungry guests or hosts. Plus, [...]
A Quick Guide on Traveling for the Holidays
Blog Will you be traveling this holiday season? Be sure to prepare ahead of time. While spontaneous travel may be fun, a well-planned vacation can be a better option. The Centers for Disease Control and Prevention (CDC) does not recommend any type of travel for [...]
Holiday Shopping Supply Chain Issues
Blog With the holidays approaching, people will be wading through many issues that beset holiday shoppers every year, with some additional potential issues this year. The supply chain concerns may make holiday shopping this year the most challenging to date. The pandemic’s effects on [...]
Last-Minute Halloween Costume Ideas
Blog You’re getting ready to trick-or-treat, but perhaps you still haven’t come up with a Halloween costume. All of your friends have already come up with something, and maybe you’re feeling left out. Whether you have a week to get things sorted [...]
Top Travel Destinations for Fall Foliage
Blog Fall foliage is the beautiful red, orange, and yellow leaves we see covering trees in the autumn months. These vibrant colors come about as the chlorophyll in the leaves breaks down due to the changes in daylight and temperature. It’s considered peak season for fall foliage [...]
Back-to-School Shopping for All Ages
Blog Back-to-school shopping can be a very exciting time of year. It can also quickly become stressful, especially if you have kids in different grades. Different grades need different supplies, and the cost can really start to add up. To help ease the [...]
Top Seven U.S. Travel Destinations For Independence Day
Blog With COVID-19 restrictions slowly easing and vaccines available, things are gradually regaining normalcy, and you may want to consider traveling again. That said, there’s no better way to enjoy your newly found freedom from the confines of your home than visiting top [...]
Home Improvement
Fall Home Maintenance Checklist
Blog Fall is the perfect opportunity to tackle basic chores that will help make winter even more cheerful and avoid unpleasant surprises later. Here is a helpful fall home maintenance checklist, so you can help ensure your yard and home are ready [...]
Top Spring Cleaning Tricks
Blog Up to 77 percent of households engage in spring cleaning every year, according to the American Cleaning Institute (ACI). Today, homes may be heated differently, but spring cleaning still offers many benefits, especially if anyone in your household suffers from allergies or asthma. [...]
Top 10 Possible Home Improvement Projects
Blog It’s a great time to start thinking about home improvement projects! Deciding where to start can be a challenge, though. Do you want to start in the kitchen, or does your bathroom need a serious update? Unless you have your actual dream [...]
Home Improvement Ideas to Try This fall: A Guide For Inspiration
Blog Are you interested in starting some home improvement projects this fall? Are you motivated to do something but not quite sure on what to do? Or, maybe you’re looking for home improvement ideas that don’t cost you a lot of money? [...]
Home Improvement Projects for $500 or less
Blog Home Improvement Projects Looking for ways to improve your home with a small budget? Home Improvement and repairs can increase the beauty, comfort, and value of your home without hurting your pocketbook! Any of these 5 DIY home improvement projects can [...]
The Ultimate Spring Cleaning Checklist
Blog Spring has sprung and you know what that means, spring cleaning. Don’t fret; if you take it day-by–day, and room-by–room, your home will be sparkling in no time with this checklist. […]
Furniture Buying Tips
Blog Purchasing new furniture can be one of the easiest and most affordable ways to change the look of your home. If you are interested in a new piece of furniture, we have gathered some tips from furniture retailers [...]
Tips for new Homeowners
Blog As a new homeowner you may feel a bit overwhelmed when thinking about all of the responsibilities you have just gained. At times it may seem so daunting you don’t even know where to start. We rounded up [...]
Easy and Cheap DIY Backyard Landscaping Ideas
Blog Transforming your backyard into a useful, functional space, can be relatively inexpensive and easy with the proper tools and instruction. To make the process even simpler, we compiled a list of easy DIY backyard landscaping ideas to transform your backyard into a [...]
Fall in Love with Your Lawn: Tips for Preparing your Yard for Fall and Winter
Blog With the leaves changing colors, and with temperatures dropping, most people are thinking about football games and Halloween costumes, not so much lawn care. Since grass grows slowly during the fall season, many think that a lawn [...]
Mariner Finance Press
Mariner Finance Strongly Opposes
Blog Mariner Finance Strongly Opposes Misguided Litigation Filed by the Pennsylvania Attorney General anda Small Group of Other StatesCompany Disputes Meritless and Misinformed ClaimsAugust 17, 2022 (Baltimore, MD) -- Mariner Finance (“Mariner”), a licensed and regulated traditional installment lender that responsibly serves more [...]
2021 Environmental, Social Responsibility, and Governance Report
Blog Despite the numerous challenges presented to us last year due to the global pandemic, 2020 clearly demonstrated that our business is firmly grounded in people, principles, and the planet. In our first annual environmental, social responsibility, and governance report, Mariner Finance is [...]
What we are doing to make your personal loan experience safer.
Blog As Mariner Finance continues to respond to COVID-19, our top priority is the health and safety of our customers and employees. In accordance with the CDC and WHO guidelines, our local branches in your community practice social distancing, the use of face [...]
Mariner Finance and SpringFour join forces to bring you more.
Blog SpringFour Mariner Finance has partnered with SpringFour, a free online tool that helps consumers locate verified and vetted food, financial, and health resources in their community. SpringFour currently offers information on thousands of social services as well as government and community-based [...]
Branch Operation Changes
Blog In order to protect our customers and employees, all Mariner Finance branch locations are open for loan closings by appointment only. To schedule an appointment, please call your nearest branch. To start the loan application process online, please visit https://loans.marinerfinance.com/. If your branch [...]
COVID-19 Temporary Payment Relief
Blog As we all try to navigate the COVID-19 pandemic, we want you to know Mariner Finance is here for you. In these uncertain times, you may be impacted by the loss of a job, the closure of a business, or a [...]
Personal Finance Company will soon be Mariner Finance.
Blog Personal Finance Company will soon be Mariner Finance. Unified and stronger to better serve you.Personal Finance Company (PFC) has been a leader in the consumer finance industry since 1937. On April 1, 2017, Personal Finance Company became part of the Mariner Finance family. Mariner [...]
Mariner Finance check in the mail?
Blog This Mariner Finance check represents a loan offer If you received a check from Mariner Finance by mail, Congratulations! You received this check because of your credit history. To receive your funds, take the check to your bank and cash or [...]
Welcome Regency Finance Customers!
Blog Over the course of nine decades, Regency Finance became a well-respected company in the consumer finance industry. Serving over 74,000 customers, Regency Finance was founded in 1927 in Youngstown, OH. The loyalty of Regency Finance customers is a testament to their [...]
The 2019 Sharing is Caring Monthly Sweepstakes
Blog The more YOU share the more chances you have to win a $250 Amazon ® Gift Card! Each month, a new winner will be selected and Mariner Finance will donate $250 to Jeffie’s Choice to fight against hunger! What is Jeffie’s Choice? Jeffie’s Choice is [...]
Mortgage
What Are Conventional Home Loans?
Blog Are you considering a conventional home loan? Or looking to be informed about them? If so, you've come to the right place. In this Q&A I'll go over what conventional home loans are, the various types, and a way to see if [...]
Private: Reasons for Owning a Home vs. Renting
Blog Reasons for Owning a Home vs. RentingThere are many advantages and disadvantages to either owning or renting a home. Deciding which option is best for you depends on many factors such as your financial situation, whether you see [...]
Private: Step-by-Step Guide to Buying a Home
Blog Guide To Buying A Home Buying a home can be an intimidating process. Whether you are a first-time home buyer or have been a homeowner for years, the following document provides a useful guide to help you make an educated home buying [...]
Private: HARP Loans Explained
Blog Harp Loan The Home Affordable Refinance program, otherwise known as HARP, is a program designed to assist people that are upside down on their mortgage (owe more than their home is worth). According to Freddie Mac, “HARP [...]
Private: Reverse Mortgage Facts
Blog With pension plans declining, and more people becoming reliant on Social Security, maintaining a reasonable standard of living after retirement might seem like a pipe dream to some. For individuals who own their own home, a reverse [...]
Home Buying FAQ’s
Blog To close out our home buying guide, we have compiled answers to questions (FAQ’s) you may have about the home buying process. Refer to Step 1 and Step 2 of our home buying guide to help you with [...]
Step Two – To Buying a Home!
Blog Now that you know your credit qualifies you for a mortgage, and the maximum dollar amount you are qualified for, you can shop for homes based on the approval criteria. Not sure about your pre-approval? Check out [...]
Guide to Home Buying-Step 1
Blog Buying a home can be an intimidating and seemingly daunting process. Whether you are a first-time home buyer, or have been a homeowner for an extended period of time, the following provides a useful guide to help you [...]
Personal Loan
What to Expect When Working with a Personal Loan Lender
Are you in the market for a personal loan? Here is what to expect from a personal loan lender.
Understanding Your Credit Score: Here’s What to Know
Blog Your credit score is a factor when you apply for a mortgage or car loan. It can be pulled when you apply to lease a new apartment. Even insurance companies typically check your credit score to help determine how much they might [...]
Personal Loans Vs. Auto Loans: Everything You Need to Know About Your Options
Blog Debt in the United States has grown by almost 20% in the last decade, and personal and auto loans – two of the most common loan options – continue to grow. Americans currently hold $305 billion in personal loans and $1.2 trillion [...]
Employment Resources
Blog Have you been impacted by lay-offs? Have you lost hours? Mariner Finance is here to provide some helpful resources for you! While many employers are cutting back on hours and staff, many other employers are hiring! To help you, Mariner has been [...]
Top 10 Technologies that changed our lives in the 2010s
Blog “Roads? Where we’re going we don’t need roads.” Dr. Emmett Brown – Back to the Future Ok, so maybe we still need roads. Hollywood usually over-estimates how technology will be in the future. Back to the Future 2 came out in [...]
Top 10 Holiday Gifts for 2019
Blog Clark Griswold: [Revealing his Christmas “bonus”] It’s a one-year membership to the Jelly of the Month Club. Cousin Eddie: Clark, that’s the gift that keeps on giving the whole year. National Lampoon’s Christmas Vacation (1989) Looking for gift ideas for the [...]
Best Deals of the Season!
Blog Deals of the Season! Black Friday, November 29th, 2019, looks to be one of the best in recent years. Most sales run through the weekend, some already live online. We have compiled a list of some of the best deals, in [...]
What is an Installment Loan?
Blog What is an installment loan? […]
20 Common Finance Terms
Blog Are you confused by finance language? We know some of these words can be scary and confusing, but understanding their meaning and importance will help you to make more informed financial decisions in the future. We compiled a list of the [...]
Personal Loans. Can they help your credit?
Blog Personal loans can help with unexpected expenses, home improvements projects, and purchasing a car. Did you know that personal loans may also help your credit score? Installment loan history and on time payments are ways to help raise your credit score and [...]
Travel Tips
Top Spring Break Destinations for Students and Families
Blog March is right around the corner, which means spring break is nearly upon us. Spring break can be an ideal time for students and families to travel, mentally decompress, and have a good time. It’s no wonder that it’s one of the [...]
Top Places to Ring in the New Year
Blog Whether you intend to welcome the New Year with a champagne glass, an intimate dinner, or a countdown party, there are numerous places to ring in the New Year all over the world. Best Places to Ring in New Year in [...]
Top Ways to Spend the Holiday Season
Blog The holiday season is a time to reflect on the good, connect with family and friends, and celebrate annual traditions. But it is easy to get caught up in the excitement so, how do you make each hour of the holiday season [...]
A Quick Guide on Traveling for the Holidays
Blog Will you be traveling this holiday season? Be sure to prepare ahead of time. While spontaneous travel may be fun, a well-planned vacation can be a better option. The Centers for Disease Control and Prevention (CDC) does not recommend any type of travel for [...]
8 Haunted Locations That You Can Travel To
Blog Many people dream of visiting the infamous places that have inspired horror stories for generations, but for most of us, those places may be out of reach. Fortunately, with a little bit of planning, those haunted locations aren’t nearly as out [...]
How to Plan a Perfect Road Trip
Blog Thinking of going on a road trip soon? Superb idea! There’s an undeniable lure about road trips To make yours even more memorable, we’ve compiled a detailed list of handy tips for planning a road trip. How to Plan a Cross Country [...]
Tips for a Successful Theme Park Visit
Blog Water fountains, exhilarating 100-foot drops, exciting rollercoaster rides, a wide variety of snacks, and a whole load of fun things to do are some of the reasons why theme parks are memorable. But as interesting as theme parks are, waiting in line [...]
Going on a Cruise in 2021 and Beyond
Blog It’s no secret that cruise vacations – and companies – were badly affected by the COVID pandemic. Fortunately, going on a cruise in 2021 and beyond is starting to look very promising. Many people still have concerns about health protocols, however. [...]
What Changes Airlines and Hotels Are Making in 2021
Blog People are eager to get out and start traveling once again. However, you may still be curious about what changes airlines and hotels are making in 2021. Companies are going to great lengths to ensure your comfort in using their facilities, [...]
The Top 10 Beach Destinations That Won’t Break the Bank
Blog Vacationing in 2021 could be a little different than years past. As the country starts to recover from the pandemic and a chaotic 2020, this upcoming summer presents a great opportunity to get away and have some fun. You can vacation [...]
