Unexpected Expenses for when life happens
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Prepare for what you can't predict:
Unexpected Expenses†
Life is unpredictable and can throw unforeseen financial challenges your way. Whether it’s a medical emergency, vehicle repair, or unanticipated home repair, unexpected expenses can derail your personal finances. Whatever the circumstance, a personal loan for unexpected expenses may help you manage life’s little surprises.
How does an Unexpected Expense Loan work?
A loan for unexpected expenses from Mariner Finance could provide from $1,000 to $25,000 to help with your current financial needs. Once approved, you decide how to spend the funds.
What expenses can I cover?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Emergency medical bills
- Home repairs
- Vehicle repairs
- Funeral expenses
- Legal fees
- Business expenses
Is an Unexpected Expense Loan right for you?
Unexpected expenses can wreak havoc on your financial stability. If you’re presented with an unforeseen financial hurdle, a personal loan for unexpected expenses may help you overcome it and get you back on track. Applying is simple, you can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is customized to your unique needs.
What are the benefits of an Unexpected Expense Loan with Mariner Finance?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Access to funds for urgent needs
- Simple application process
- Personalized customer service
- Payment options
- Fixed interest rate and monthly payments
How do I qualify for an Unexpected Expense Loan?
Loan approval will be determined based on your credit, income, and other information from your loan application. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 84,132 verified reviews.
Read all reviews
Mariner has been great to work with, Brandy and Stephen are awesome!! Will always use them for my loan needs!
Apr 15, 2026Canton, OH
My experience with Mariner Finance was great. And the loan officer was very personable and friendly, which made my experience even better. Thank you Mariner.
Apr 15, 2026District Heights, MD
Friendly staff! And they saved me from late filing my taxes! Funds are available same day! Thank you
Apr 15, 2026Tucson N, AZ
Went in for a quick visit from Beverly Hills. Sandra was a pleasure to deal with. Very helpful and would recommend her services from Mariner Finance
Apr 15, 2026San Fernando, CA
Excellent service from Sandra Baez. She’s definitely the person to go to. Swift and easy to talk to. Just have your requirements ready and she’ll take it from there. Thank you so much for the help!
Apr 15, 2026San Fernando, CA
Went in yesterday to get a loan and Melissa House has helped me out so much. My first time experience was great. I appreciate her going out of my way to help me get the information I needed help finding. I would recommend going here to anyone who needs financial help, Thank you Melissa House and everyone at Mariner Finance!
Apr 15, 2026Tullahoma, TN
Gina is fabulous, she worked with me several years ago and has helped accomplish my needs again, thanks
Apr 15, 2026Westminster, MD
They answered questions and customer service was awesome. For those with iffy credit but a desire to make positive changes - this is a great start. My advice, if you get an auto loan - pay it off as fast as possible. Rebuilding credit is awesome but smashing higher interest rates should be the focus. They offered me the same advice. Shelly Shipley was fast, efficient, and informative.
Apr 15, 2026Cleveland, TN
Diana was wonderful Every detail was explained and the entire experience was perfectly executed Thank you for everything
Apr 15, 2026West Mifflin, PA
GREAT finance company to do business with. Easy application and good terms on the loans offered. Fast loan distribution with direct deposit to my bank account. GREAT COMPANY !!
Apr 15, 2026Slidell, LA
Marty Metts is my name and I highly recommend this place. Kristina Gamble is the best and very professional and very nice. Service was excellent.
Apr 15, 2026Peoria, IL
First, I would like to thank Tina, who does not mess around. If you call and she is who you deal with..she jumps right in and gets the job done! I. Was very pleased with the way I was treated. Everyone in the office was very cordial and I felt comfortable there. Thank you so much for your service!!
Apr 15, 2026Florence, SC
I had a great experience working with Erica on my personal loan. She was helpful, professional, and attentive from beginning to end. She made the process smooth and easy to understand, and I truly appreciate her support. Highly recommend!
Apr 15, 2026Charlotte, NC
Carlos R. is the best along with the others he work with always there to help out when needed been helping my family out for years.
Apr 15, 2026Dunn, NC
I visited the location on Concord Commons on Concord. Thank you for your exceptional service! Beth is amazing by the way! Post do not hesitate to stop by, these people are a blessing
Apr 15, 2026Concord, NC
Thanks To Bre the process was fast and easy … She was very respectful n nice and work really fast .
Apr 15, 2026New Iberia, LA
