Unexpected Expenses for when life happens
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Prepare for what you can't predict:
Unexpected Expenses†
Life is unpredictable and can throw unforeseen financial challenges your way. Whether it’s a medical emergency, vehicle repair, or unanticipated home repair, unexpected expenses can derail your personal finances. Whatever the circumstance, a personal loan for unexpected expenses may help you manage life’s little surprises.
How does an Unexpected Expense Loan work?
A loan for unexpected expenses from Mariner Finance could provide from $1,000 to $25,000 to help with your current financial needs. Once approved, you decide how to spend the funds.
What expenses can I cover?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Emergency medical bills
- Home repairs
- Vehicle repairs
- Funeral expenses
- Legal fees
- Business expenses
Is an Unexpected Expense Loan right for you?
Unexpected expenses can wreak havoc on your financial stability. If you’re presented with an unforeseen financial hurdle, a personal loan for unexpected expenses may help you overcome it and get you back on track. Applying is simple, you can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is customized to your unique needs.
What are the benefits of an Unexpected Expense Loan with Mariner Finance?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Access to funds for urgent needs
- Simple application process
- Personalized customer service
- Payment options
- Fixed interest rate and monthly payments
How do I qualify for an Unexpected Expense Loan?
Loan approval will be determined based on your credit, income, and other information from your loan application. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 80,165 verified reviews.
Read all reviews
Maira, Branch Manager at Mariner Finance made everything so quick and easy. She informed me of the process and I appreciated her help, assistance and knowledge.
I recommend Mariner to everyone who needs a little monetary assistance.
~Your Valued Customer
Feb 17, 2026Mesquite, TX
I would like to thank Judy Davis for all she done for me. She was very polite and listened to my situation. Judy went above and beyond to make everything work. Thanks for great customer service.
Feb 17, 2026Columbus, GA
Great people to work with. Jaimie was the best made everything quick and easy .
Feb 17, 2026Muncie, IN
Sharmila was very professional kind and supportive during the loan process going above and beyond the call of duty to help me. I am truly thankful.
Feb 17, 2026San Pablo, CA
Mrs. Shawna Robert’s-Kilgore was so professional when I went to the office. She’s very knowledgeable, polite, courteous and most of all a people person. She helped me with an option to save instead of paying more money out. She made me feel comfortable and I really appreciate her kindness in helping me today. She gets 10 STARS FROM ME!!!!
Feb 17, 2026Nashville, TN
The staff was absolutely awesome and special. Shout out to Jennifer, as not only was she very helpful but extremely patient. So if anybody and anyone is looking for a place that's willing to work. And help you out, especially in emergency situation. Please visit.
Feb 17, 2026Cartersville, GA
As always the care about your needs they do everything I can to help you and to me that gives me a sense of family feeling because people you want to deal with cuz I love my family and Mariner Finance is starting to turn into family
Feb 17, 2026Knoxville - Harvest Mill, TN
My transaction was done very smooth and Malik was very professional.
Feb 17, 2026Syracuse, NY
Awesome experience at Mariner finance
See Aaron Bolton did a awesome job quick and easy
Feb 17, 2026Strongsville, OH
Very satisfied with my experience. Omar Enríquez is very patience and explains everything to where is super easy to understand. 100% recomended.
Feb 17, 2026Las Cruces, NM
Shelby helped me get financed for a new car. She was so helpful and went above and beyond to make the process easy! Highly recommend that you see Shelby at the Bloomington location!
Feb 17, 2026Bloomington, IN
I would like to leave a sincere thank you and appreciation for Astrid, Assistant Branch Manager and Loan Specialist at Mariner Finance. Over the past two years (or even longer), Astrid has consistently been there whenever I needed financial support — whether for emergencies, moving expenses, or other important life events.
She is always cheerful, respectful, knowledgeable, patient, and incredibly helpful. Her customer service is truly outstanding — fast, professional, and always delivered with kindness and understanding. She takes the time to explain everything clearly and makes the process smooth and stress-free.
Astrid represents excellent customer service not only for her branch but for all Mariner Finance locations. I truly appreciate her continued support and dedication. Thank you, Astrid, for always being there when it matters most.
Feb 17, 2026Whittier, CA
