Real customers say it best!

Real customers say it best!

I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application.


The customer service I received was extraordinary. They are kind and compassionate, and immediately put me at ease. Thank you!

Anne O.

I needed a loan to purchase a professional bass music speaker cabinet. Mariner Finance gave me the loan, and made it smooth and easy. Thanks Mariner Finance!

Charles J.

The branch in Garner, NC has a great staff who are always nice to talk to. Elizabeth is great. They have always taken care of my accounts.

Savoy M.

We love Mariner Finance. They have always been there when we need them. We love the ladies in the office. Thank you Mariner!

Patricia H.

I had a vehicle loan with Mariner Finance and was pleased with the way they treated me.

Kevin H.

The loan I received from Mariner Finance helped me travel overseas to enjoy many sights and time with special people.

John J.

How Has Mariner Finance
come through for you?

If you’ve had a positive experience with Mariner Finance that you’d like to share, please tell us about it by submitting your story*** on the form below. We might share your story on our website or in other materials.

Testimonial Consent and Release.

    By clicking “Submit My Story” on this Release, you hereby grant Mariner Finance, LLC (“Mariner”) an irrevocable, perpetual, and royalty free right to copy, distribute, display, publish, and use, to the extent provided, your testimonial, biographical data, and persona, to the extent applicable (collectively, your “Testimonial”) in and through any media in existence or yet to be invented (including print, digital, electronic, broadcast, or otherwise, such as placement on Mariner’s website (, for any purpose whatsoever, including publicity and advertising, subject to grammatical and consistency related modifications. You authorize Mariner to use and disclose your Testimonial in its marketing and public relations efforts, including in printed publications, multimedia presentations, on websites, or in any other distribution media. You agree that you have no monetary or other claim against Mariner for the use of the Testimonial, and you specifically consent to the compositing, distortion, or editing of any Testimonial. You waive the right of prior approval for the use of the Testimonial and hereby waive any right to inspect the finished product. You agree to release, discharge, and hold harmless Mariner from any liability and from all claims for damages of any kind based on its use of your Testimonial or information provided within the Testimonial. You irrevocably grant to Mariner: (1) permission to use any photo uploaded (each, a “Photo”), (2) ownership of the copyright in the Testimonial and any Photo, and (3) the right to identify you by name in connection with the Testimonial and Photo. You understand that you will receive no compensation for your consent and that all information, and data will become the property of Mariner. You attest that you are at least 18 years of age and are competent to contract in your own name. You understand that signing this Release is voluntary. Additionally, you acknowledge that you have read this Release and fully understand its contents, meaning, and impact.


    Personal loans for when life happens

    Got questions? Get answers.

    What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?

    Ready to speak to a person—in person?

    You have your own unique goals to meet, and it all starts with a short conversation with one of our team members. You can reach us directly at 877-310-2373

    What is a personal loan?

    Great question. Personal loans are installment loans with fixed interest rates and fixed monthly payment amounts over a scheduled period of time that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal financial goals. Personal loans cannot be used for postsecondary education expenses, for any business or commercial purpose, to purchase securities, or for gambling or illegal purposes.

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    We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

    *The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

    **15 Day Satisfaction Guarantee: If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days we will waive all finance charges with no penalties. Your repayment amount must be in the form of cash or certified funds.

    California Residents: Loans made or arranged pursuant to a California Financing Law license.

    Mariner Finance, LLC, NMLS No. 166564 ( 8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.