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Find what you need:

Discover our car loans.

Whether you’re looking to purchase a new or used car or refinance your current vehicle,

Mariner Finance can help find a financing solution that fits your needs and puts you in the driver’s seat. Our terms are flexible, and our response times are fast.

Apply for financing a new car loan, used car loan or refinance your existing auto loan at Mariner Finance. Apply online today.*

Find a branch and finance a car today.*

Choosing a car loan.

Finance Car

One of the first decisions you may need to make is whether you’re going to purchase a new or previously owned car or refinance the loan you have for your current vehicle. Once you’ve determined what you need, we can help you choose the right loan term and payment options that fit your needs.

If you’re interested in refinancing your current loan, we might be able to lower the interest rate you’re paying to free up money for other expenses you have or put additional money toward a major appliance, vacation, or wedding you’re planning. Learn more about car refinancing loans.*

Why apply with Mariner Finance?

The process of purchasing a car or even refinancing one can get unnecessarily confusing. We prefer simple, friendly, and relaxed. We’ll make sure the entire experience is an efficient one that leaves you more informed than when you started. Our team members are prepared to take the guesswork out of purchasing or refinancing a car—with relevant expertise, competitive rates, and highly developed listening skills.

Learn how to apply for an auto loan.*

Thinking about replacing your current vehicle with a new or pre-owned one? Simplify your day at the car dealership by taking the loan factor out of the mix and concentrating solely on the purchase price. Give us a call or stop by your local Mariner Finance branch. Learn more about new car loans and used car loans.*

Other resources you may be interested in:

5 Tips to Buying a New or Used Vehicle

Best Time to Buy New Car Tires

The Tire Buying Guide

How to Prepare Your Car For Winter

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*We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $7,000 may be funded online. Loans greater than $7,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.




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I needed a loan to purchase a professional bass music speaker cabinet. Mariner Finance gave me the loan, and made it smooth and easy. Thanks Mariner Finance!

Charles J.

The loan I received from Mariner Finance helped me travel overseas to enjoy many sights and time with special people.

John J.

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Making personal loans sense.

Got questions? Get answers.

What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?

Ready to speak to a person—in person?

You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.

What is a personal loan?

Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.

   

†We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $7,000 may be funded online. Loans greater than $7,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.

 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

 

*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

 

Mariner Finance provides this link for your convenience and is not responsible for and makes no claims or representations regarding the content, terms of use, or privacy policies of third party websites.