Car Loans2022-10-21T19:45:09+00:00

Finance a car today with
Mariner Finance.

Select loan amount

1000

Min
$1000

Max
$25000

Apply Now

Checking offers will not impact your credit score*

Finance a car today
with Mariner Finance.

Select loan amount

1000

Min
$1000

Max
$25000

Apply Now

Checking offers will not impact your credit score*

Looking to purchase a new or used car or
refinance your current car loan?†

Apply Online Now

Choosing a car loan.

When purchasing a car, the first decision to make is whether you’re going to purchase a new or previously owned car. Alternatively, you may want to refinance your current car’s loan. Once you’ve determined what type of loan you need, we’ll help you personalize your loan with a term and payment that may work for you.

Explore our car loan refinancing and/ or financing options. We may be able to lower the interest rate you’re currently paying to free up money for other expenses you have. You could also put additional money toward that major appliance, vacation, or wedding you’re planning.

Apply Online Now
Locate a Branch

Discover our car loans

Simplify your day at the car dealership by taking the loan factor out of the mix and concentrating solely on the purchase price.

Car Refinancing Loans

Are you looking to lower your monthly payment? Change the length of your loan term? Reduce your interest rate? These are all reasons to  consider refinancing so you can save money and get back into the fast lane.

Discover More

Finance Car Loans

We offer flexible terms for our car loans, which can help you get purchase-ready by the time you’re ready to cruise away in your car!

Finance New Car
Finance Used Car

How our car loans work

The process of purchasing a car or even refinancing one can get unnecessarily confusing. We prefer simple, friendly, and relaxed. We’ll try to ensure the entire experience is efficient and leaves you more informed than when you started.

Learn how to apply for a car loan

Why choose
Mariner Finance?

Our consultants are prepared to take the guesswork out of purchasing or refinancing a car—with

  • Relevant expertise
  • Competitive rates
  • Highly developed listening skills

How has Mariner come through for you?

Share Your Story

I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application.

Starlet

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Personal loans for when life happens

Got questions? Get answers.

What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?

Ready to speak to a person—in person?

You have your own unique goals to meet, and it all starts with a short conversation with one of our team members. You can reach us directly at 877-310-2373

What is a personal loan?

Great question. Personal loans are installment loans with fixed interest rates and fixed monthly payment amounts over a scheduled period of time that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal financial goals. Personal loans cannot be used for postsecondary education expenses, for any business or commercial purpose, to purchase securities, or for gambling or illegal purposes.

We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

**15 Day Satisfaction Guarantee: If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days we will waive all finance charges with no penalties. Your repayment amount must be in the form of cash or certified funds.

California Residents: Loans made or arranged pursuant to a California Financing Law license.

Mariner Finance, LLC, NMLS No. 166564 (www.nmlsconsumeraccess.com) 8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.