• A personal computer or other device that is capable of accessing the Internet.
• An Internet web browser that is capable of supporting a minimum of 128-bit SSL-encryption using the TLS 1.2 standard, with cookies and java script enabled, such as the current major release of Microsoft Internet Explorer, Mozilla Firefox, Google Chrome or Apple Safari.
• Software that permits you to receive and access Portable Document Format or “PDF” files, such as the current version of Adobe Acrobat Reader.
• An email account with an Internet service provider and email software to permit you to participate in the Online Account services.
• To retain a copy of electronic Communications your device must have the ability to print, download and store PDF files.
• Sufficient electronic storage capacity on your device’s hard drive or other data storage unit.

• Send an email message with your name and mailing address to websupport@marinerfinance.com.
• Call our Corporate Offices at 833-421-3184.
• Send a letter to: Attn: Web Support8211 Town Center DriveNottingham, MD 21236

To prevent unauthorized access to your personal data, maintain data accuracy and integrity, and ensure the correct use of information, Company follows generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. For more information on how Company uses information you provide through the Sites, please review Company’s Privacy Statement.

Company may offer financial educational services for you through the Site including, but not limited to the MoneySKILL services offered in conjunction with the American Financial Services Association Education Foundation. By clicking on links for these financial educational services, you will be registered with MoneySKILL and your email address on file will be shared with MoneySKILL. The information you provide to register and use MoneySKILL is governed by the privacy policy of the American Financial Services Association Education Foundation (http://afsaef.org/Privacy-Policy) and the privacy policy of Mariner Finance, as linked above. If you have any questions about the collection and use of the information you provide, please review those policies and use the contact mechanisms provided for in the policies.

The Sites also uses a third-party analytics provider, FullStory, to enable us to monitor and improve the user experience. FullStory uses cookies and similar technologies to collect information, such as IP address, referring URL, device information (e.g., operating system), and information on user behavior (e.g., pages visited, links clicked, information entered, and mouse movements). For further details, please see FullStory’s privacy policy available here To opt out, FullStory provides this link.

1. Enrolling in Your Online Account - You must have a Company loan account to enroll in an Online Account using a personal computer or other device capable of accessing the internet with access to our websites at www.marinerfinance.com and capable of accessing and/or downloading Mariner’s Customer Account Center and/or downloading Mariner’s mobile app.You will select an initial Online Account password. Do not use numbers that are easily associated with you, such as your telephone number, address or birth date as your password. You are responsible for the safekeeping of your password. You agree not to disclose or otherwise make available your password to anyone. We recommend that you change your password regularly. You authorize us to act on instructions received through access to your Online Account using your login information.In addition, you must have the electronic equipment and the required secure Internet browser software as defined in the E-Signature Disclosure and Consent above. You must maintain at your expense all Internet connections, browsers, hardware and software necessary to access your Online Account. You are solely responsible for installing appropriate software, including but not limited to, anti‐virus software, anti‐spyware, and firewalls on your computer hardware to prevent key logging and/or other intrusions that may allow a third party to unlawfully view activity on your computer. You are responsible for any telephone/DSL/lnternet charges incurred for accessing your accounts through the Online Account.
2. Online Account Services - You may use your Online Account to make payments to your loan account(s)You may authorize ACH loan payments on your Company loan through your Online Account 24 hours per day (subject to the posting restrictions outlined below). When you authorize an ACH loan payment through the Online Account, you are authorizing us to electronically charge (or debit) your checking or savings account (deposit account) for the amount you indicate. You must complete a separate authorization for each ACH payment, unless auto payments are available and elected by you. You are not required to make payments through your Online Account (automatic payments or otherwise).Online Account payment authorizations we receive before end of business on a business day will be posted to your loan the same business day. Our business days for the Online Account are Monday through Saturday, excluding the holidays we observe. The Online Account business day ends at 9:00 PM Eastern Time. For any payment authorization made by you through the Online Account that we receive on a legal holiday, a Sunday, or after 9:00 PM Eastern Time on a business day, we will deem the payment authorization as if we had received it on or after 8:00 AM Eastern Time the following business day regardless of whether your Online Account shows your payment as posted on a legal holiday, a Sunday, or after 9:00 P.M. Eastern Time on a business day.In the event of an erroneous debit, you authorize us to initiate a transfer to or from the deposit account to correct the error. In the event any debit is unsuccessful, you authorize us to attempt such debit up to two (2) additional times. You understand that unsuccessful debits may result in charges by the bank that holds the deposit account, and you agree that we are not liable for such charges.Posted payments may be reversed due to insufficient funds, stop payment orders, or other reasons.
3. Stopping Payments - You may stop a loan payment if you provide the stop payment order to your financial institution at such time and in such manner as to allow your financial institution a reasonable opportunity to act upon the stop payment order prior to acting on the debit entry. Any stop payment order must be made in accordance with the procedures required by your financial institution.
4. New Services - Company may, from time to time, offer or introduce new financial services through your Online Account. By using these services, you agree to be bound by any rules concerning these services.
5. Protecting Your Online Account - You agree to notify Company immediately if you believe another person has improperly obtained your Online Account password or if you suspect any fraudulent activity on your Online Account. You may provide notification by calling 833-421-3184, Monday through Friday during the hours of 9:00 AM to 5:00 PM Eastern Time.You may also email us at websupport@marinerfinance.com, Be sure to include your email address and other contact information.If you find that your records do not match any or all of the information in Company’s records, you agree to immediately notify Company at 833-421-3184.
6. Fees - In some states, Company may charge a convenience fee each time that you authorize a one‐time loan payment via an electronic charge to your deposit account. Any such convenience fee for facilitating an electronic payment will be assessed separately from your loan payment. The fee amount will be disclosed at the time of payment authorization. Company does not charge a convenience fee for auto payments, for in person payments at a branch, or for mailed in payments.Please note that fees may also be assessed separately by your Internet Service Provider (ISP) or financial institution.
7. Automatic Draft Authorization for Auto Payment Election - If available, and you elect automatic payments from your personal account, you authorize and direct Company to initiate periodic debit entries for your scheduled loan payments on the account at the financial institution for which you provide information through your Online Account. You understand that the amount of the debit has to be equal to your required minimum monthly payment or a larger amount. You agree that it may take up to 30 calendar days to process and initiate this payment method for your loan. You agree that Company may assess one or more fees for returned items.You agree that payment in the amount you requested will be automatically deducted on your monthly due date from your designated bank account on the payment date specified in your loan documents. If the first scheduled payment is an extended due date payment, then the first drafted payment amount may differ from the contractually agreed upon amount due each month. If any scheduled debit amount is greater than the outstanding balance of the loan, the scheduled payment will be debited in full and a check in the amount of the overpayment will be issued and mailed to you.Changes made to your payment type or amount or banking information must be received by Company at least three business days prior to the payment due date. Automatic payments will be credited as of your payment due date. If you would like to determine whether the automatic payment occurred, please call 833-421-3184 during normal business hours.Your automatic payment authorization will remain in effect until the underlying obligation to Company is satisfied OR Company receives written notification from you of termination of this authorization and Company has reasonable time to act upon it, whichever comes first. You may terminate this auto debit authorization at any time up to three (3) business days before the scheduled date of the transfer through your Online Account, by providing written notice to Company at: Mariner Finance, LLC, Attn: Servicing, 8211 Town Center Drive, Nottingham, Maryland 21236 or by emailing Company at recurringpymtoptout@marinerfinance.com.Any such notification must be received by Company at any time up to three (3) business days before the scheduled date of the transfer. If the debit item is resubmitted, Company must continue to honor the stop payment order. Company may cancel your automatic payment enrollment if any automatic payment is returned unpaid by your financial institution. Company may also cancel the automatic payment service for any reason and will notify if such an action takes place. The automatic payment amount will only be reduced or canceled to avoid creating a credit balance on the account.You have the right to stop payment of preauthorized transfers from your account by notifying Company, orally or in writing at the mailing address or email address noted above, at any time up to three (3) business days before the scheduled date of the transfer. If the debit item is resubmitted, Company must continue to honor the stop payment order.Further, you understand and agree that if your account at the depository financial institution provided does not have sufficient funds to make your loan payment, Company will not be responsible or liable for any penalties or charges assessed by any other financial institution as a result of such insufficiency. You acknowledge that, in the event Company’s additional attempts to collect your payment via EFT-ACH are unsuccessful, you must make your loan payment by other means. You understand that a fee may be assessed by Company in accordance with the terms of your loan agreement as a result of your account at the depository financial institution having insufficient funds.
8. Your Promise and Indemnity - You promise that the checking or savings account from which you authorize us to debit loan payments belongs to you and that you are authorized to instruct us to debit the account.To the extent permitted by law, you agree to indemnify, defend, release, and hold Company, its officers, directors, suppliers service providers, co‐branders or other partners, agents and employees, and those of its affiliates harmless from and reimburse us for all claims, demands, damages, losses, liabilities or fees and costs of any nature (including reasonable attorney’s fees and other professionals’ fees and expenses) incurred resulting from or arising out of anything you submit, transmit through, or upload to the Sites, including, but not limited to, Mariner’s Mobile Customer Account Center, www.marinerfinance.com, your Online Account, your Communications, your use of the Sites, your connection to the Sites, your violation of these Terms of Use, debiting any payment from the account of any person or entity in accordance with your instructions, and/or your violation of anyone’s legal rights.
9. Our Liability - Except as specifically provided for in this Agreement or where the law requires a different standard, you agree that Company is not responsible for any loss, property damage or bodily injury, whether caused by our, equipment, software, or any of our agents or subcontractors. We are not responsible for any direct, indirect, special or consequential, economic or other damages arising in any way from the installation, use or maintenance of the equipment, software or Internet browser or access software. We are not responsible for any loss, damage or injury resulting from an interruption in your electrical power or telephone service; the disconnecting of your telephone line by your local telephone company or from deficiencies in your line quality; or any defect or malfunction of your computer, modem, or telephone line. Company is not responsible for any services relating to your computer other than those specified in this Agreement. If any equipment failure occurs in any way relating to your computer, modem, or telephone line, Company is not responsible.
10. Changes to Fees or Other Terms - Company reserves the right to change any term or condition described in this Agreement at any time. If required by law, Company will give you prior notice of such changes. Such changes shall be effective as specified in our notice of change. By maintaining your Online Account after the effective date of the change, you evidence your agreement to the change.
11. Notices - You agree that Company may deliver any future notices, including notices of changes to these Terms of Use or other matters, and information required by law or regulation to be provided to you pertaining to your Online Account (collectively, “Notices”) electronically by posting such Notices or a link to such Notices on our website, through the mobile app, or by sending such Notices to the last email or postal address that you have provided to Company. You agree to promptly notify Company of any change in your email or postal address.
12. Other General Terms - You agree to be bound by and will comply with the requirements of your loan documents, the rules and regulations of any funds transfer system in which we participate, and all applicable State and Federal laws and regulations. Company reserves the right to terminate this Agreement and your access to the Online Account without prior notice.
13. Termination - Company, in its sole discretion and without liability, may suspend or terminate your access or use of the Sites for any reason, including if Company believes that you have violated or acted inconsistently with the letter or spirit of these Terms of Use. Company also may, in its sole discretion at any time, discontinue providing the Sites, Mariner’s Mobile Customer Account Center, or any part thereof, with or without notice. Company may suspend, terminate, and/or bar further access to the Sites at any time without prior notice to you. Company shall not be liable to you or any third party for any suspension or termination of any access to or use of the Sites.
14. Disclaimers and Limitations of Liability - COMPANY DISCLAIMS ALL REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF THE SITES OR LICENSED CONTENT.YOU EXPRESSLY UNDERSTAND AND AGREE THAT:(A) YOUR USE OF THE SITES AND ANY PARTICULAR FEATURE IS AT YOUR SOLE RISK. THE SITES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE, FREEDOM FROM MALICIOUS CODE, NON-INFRINGEMENT AND NONINTERFERENCE WITH YOUR USE OF ALL OR ANY PART OF THE SITES.(B) ANY MATERIAL YOU DOWNLOAD OR OTHERWISE OBTAIN THROUGH USE OF THE SITES IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY RESULTING DAMAGE.(C) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM COMPANY OR THROUGH OR FROM THE SITES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS OF USE OR OTHERWISE APPLICABLE PURSUANT TO YOUR PURCHASE OF COMPANY PRODUCTS.YOU EXPRESSLY UNDERSTAND AND AGREE THAT COMPANY SHALL NOT BE LIABLE FOR ANY DAMAGES WHETHER DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER ARISING OUT OF OR IN CONNECTION WITH THE USE OR THE INABILITY TO USE, ACCURACY OF THE INFORMATION, PRODUCTS AND MATERIALS SHOWN OR AVAILABLE FROM THE SITES OR ANY OTHER MATTER RELATING TO YOUR ACCESS TO OR USE OF THE SITES. IN ANY CASE, COMPANY’S SOLE LIABILITY, AND THAT OF ITS LICENSORS, SUPPLIERS AND BUSINESS PARTNERS, IS LIMITED TO FIVE DOLLARS ($5.00). YOUR LEGAL RIGHTS WITH RESPECT TO THESE DISCLAIMERS AND WAIVERS MAY VARY FROM JURISDICTION TO JURISDICTION. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.