Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply NowCheck out our Optional Products!
Mariner makes available a variety of optional products at loan closing to support your individual needs and financial goals. Purchase is always optional and never a condition of getting your loan.
Credit Insurance
Mariner Finance offers credit life, credit disability, credit property, and credit involuntary unemployment insurance that may cover your loan payment for a covered event.
Non - Credit Insurance
AD&D is an optional coverage that provides a benefit to the insured or his/her named beneficiary in the event of accidental death or bodily injury resulting in dismemberment and/or loss of sight.
Other Products
Mariner Finance offers membership club products that provide various benefits and services to assist with everyday events relating to a member's automobile or home and other life events, as well as Guaranteed Asset Protection (GAP) that covers all or part of the difference between what you owe on your auto loan and the amount paid by your primary auto insurance coverage.
How They Work
Depending on the product and covered event or need, these products could help you make your loan payment, cover unexpected expenses, or provide other valuable benefits.
Learn more
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,730verified reviews.
Sherry Lenegar Cantrell
Oct 28, 2026Warsaw, IN
JPDORSEY7
Mariner Finance My first experience with Mariner Finance was a joyful surprise! An unexpected check in the mail! It came at a time when I really needed help. As a Calvary rushing over the hill, I was thrilled. My second experience with Mariner Finance was even better. They contacted me about another loan, I hadn't even finish paying for the first loan! It too, came at a time I was fighting off credit cards! I'm consolidating them and screwing them to the wall, one at a time. My visit to their office was a pleasant one. The staff was professional, yet relaxed. The office was neat and clean. The guy that handled my account was friendly, knowledgeable, kind and patience. He even held the door open as I left. That's great customer service. Undoubtedly, I will use their service again. Thank God, for Mariner Finance. John Dorsey Sr
Oct 28, 2026Owasso, OK
Kristal
Great service! Fast easy approval Patrick was my agent left out with exactly I what I came for thanks for your service!!
Oct 28, 2026Mesquite, TX
DeWayne Anderson
Oct 28, 2026Heath, OH
Santiago Quevedo
Oct 28, 2026Pleasant Hill, CA
The Shutter Doctor
Excellent Service of the loans and time efficient. Thanks to Claudia
Oct 28, 2026Avondale, AZ
Ron Breedlove
Maritza Garcia is the best. She is a pleasure to work with every time!!!
Oct 28, 2026Conroe, TX
Shannon Nobe
Great customer service! Linda Smith was awesome, thank you again!
Oct 28, 2026Hannibal, MO
Mz.HatedByAll
It's a good place to go to when you need a little helping hands and the Staff is very professional, help with all your financial need I would gladly give them a 💯 for their business and I would gladly recommend them. Lamishon Gilmore is very helpful and also the rest of the Staff what a great team it's one call that's all.
Oct 28, 2026McComb, MS
gamer4life505
Laura Moore and Anthony William's were the greatest. They helped us get around paperwork problems 💫💫💫💫💫💫💫💫💫💫
Oct 28, 2026Madisonville, KY
Rachel Dugger
Anthony Williams and Laura💫💫💫💫💫💫
Oct 28, 2026Madisonville, KY
Chris Montgomery
Christy Parker was great to work with!! She was very helpful and answered all of my questions.
Oct 28, 2026Tupelo, MS
Cathy Warfel
They were very informative and helped me with my financing.
Oct 28, 2026Sunbury, PA
denise houston
Oct 28, 2026Winter Haven, FL
Jana Basham
Oct 28, 2026Terre Haute, IN
