Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,652verified reviews.
Edwin Miranda
Great service and very friendly agent explained everything thoroughly
Oct 08, 2026Elgin, IL
Tina Price
Oct 08, 2026Richmond, KY
Jason Kayse
Oct 08, 2026Paducah, KY
ABSATOU SALL
The application online was very easy and quick. Teresa was very helpful and professional explaining me all the steps and I got funded the same day before I left the local in Gladstone. Thank you.
Oct 08, 2026Gladstone, MO
Idona Kinney
We were very happy with our loan service from Michelle. She was very kind, she explained the process to us throughly. It was a great pleasure meeting her. She took care of our financial needs. She was very professional. Thank you Michelle. We also had a great experience with Danielle and Kyle. They welcomed us treated us like we were family. We are so great full and feel so blessed to be a part of Mariner Finance. Thank you all so much. Ronald and Idona Mcmahon
Oct 08, 2026Williamsport, PA
sonia Gonzalez
Oct 08, 2026Harlingen, TX
Kelly Bailey
They try to do whatever they can to get you the loan you need
Oct 08, 2026Warren, PA
Sue Metcalf
Kendra was amazing. Love doing business with. She was very helpful.
Oct 08, 2026Logansport, IN
Rosie Cleveland
Oct 08, 2026Orange City, FL
Rick Langley
We had a very unexpected, massive plumbing issue. We called and spoke with Liz. She was incredible, welcoming, and had a heart of gold. The process was easy and quick. If you ever need these services, don’t hesitate. They are great. Thank you Liz. We appreciate it more than you know. You’re the best!!!!!
Oct 08, 2026Cocoa, FL
John Clark
The process was fast easy and the staff was very friendly and easy to work with. Janice did a great job!
Oct 08, 2026Springfield, IL
Cindy Oaks
Extremely friendly and the staff made me feel like part of the family. Very quick and easy process. Highly recommend this company for any financial need you have!
Oct 08, 2026Corinth, MS
Ronald Pry
Dallas Miles the branch manager was very knowledgeable,friendly very accommodating and helped get funds we needed,highly recommend this place!
Oct 08, 2026Louisville, KY
Brett Pegish
Always fast and accurate. Process is easy to understand
Oct 08, 2026Perrysburg, OH
Bj Davis
Oct 08, 2026Marianna, FL
