Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply NowCheck out our Optional Products!
Mariner makes available a variety of optional products at loan closing to support your individual needs and financial goals. Purchase is always optional and never a condition of getting your loan.
Credit Insurance
Mariner Finance offers credit life, credit disability, credit property, and credit involuntary unemployment insurance that may cover your loan payment for a covered event.
Non - Credit Insurance
AD&D is an optional coverage that provides a benefit to the insured or his/her named beneficiary in the event of accidental death or bodily injury resulting in dismemberment and/or loss of sight.
Other Products
Mariner Finance offers membership club products that provide various benefits and services to assist with everyday events relating to a member's automobile or home and other life events, as well as Guaranteed Asset Protection (GAP) that covers all or part of the difference between what you owe on your auto loan and the amount paid by your primary auto insurance coverage.
How They Work
Depending on the product and covered event or need, these products could help you make your loan payment, cover unexpected expenses, or provide other valuable benefits.
Learn more
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,674verified reviews.
Larry Edwards
Excellent service and the stall I give highly praise to for their customers experience. Special thanks goes out to Miranda, for the care shown and understanding.
Oct 27, 2026Clinton, MS
Sam HAmilton
Great service
Oct 27, 2026Northfield, OH
Douglas Fisher
My experience was awesome friendly and a great experience
Oct 27, 2026Ontario, CA
Marion Whatley
Jerry laid out the process and worked with me in getting my loan together and submitted. Friendly and helpful staff.
Oct 27, 2026Hoover, AL
David Huner
Originall the deal was $2500 with cosigner. I needed one more Ohio axdress proof. When not possible Andrew suggested we let Pat take out the loan with her higher credit. We actually needed $4300. It worked. I pay the payments. It worked. THANK YOU Andrew!
Oct 27, 2026Toledo, OH
gladys blair
I wouldn't change a thing the people that works there in office at Mariner Finance is so good and kind and sweet people each and everyone needs a raise and pay
Oct 27, 2026Spartanburg, SC
Jesse Staininger
I swear I have never had a professional, quick lending experience in my life!!! What a wonderful family style location willing to teach and help fully!
Oct 27, 2026Knoxville - Harvest Mill, TN
Kimberly Bodnar
Diana McDaniel was pleasure to work with very helpful and very patient. Thank you, Vince and Kim Bodnar
Oct 27, 2026West Mifflin, PA
Elida Alvarez
Daly was Just awesome. I was funded and left feeling hopeful. It pays to do things right and have opportunities to change your economic circumstances. Daly helped me. She was clear and honest. It’s a rare commodity in this day in age. Thank you and I will fulfill my commitment with this lender.
Oct 27, 2026Winter Haven, FL
Kerry Rivera
Chiquita was awesome
Oct 27, 2026Mt. Pleasant, WI
Joyce Smith
KeKe was extremely patient, helpful and professional. I would want her to be the one to continue to serve my account.
Oct 27, 2026Northgate, OH
Patrick Bradford
Oct 27, 2026Hattiesburg, MS
Tammy Mello
Today we were able to meet Stephanie to help get us a consolidation loan amd she was the most wonderful person to work with. Stephanie is a angel sent feom heaven and she is definitely appreciated the other manager here is wonderful too. We will definitely be doing business here in the future. Thank you Stephanie for being so amazing.
Oct 27, 2026Moline, IL
David Kresge
Alisha was so helpful and kind, very professional
Oct 27, 2026Carlisle, PA
Sally May
You came through right away. When I needed it most !! Thank you Mariner Finance.
Oct 27, 2026Rock Hill, SC
