Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,484verified reviews.
david johnson
This place is wonderful!!!!!
Oct 06, 2026Westmont, IL
Michael Mishou
Great service. Quick and efficient! The folks in the Lees Summit of are great to works with. Especially Nikki Neely the Assistant Branch Manager.
Oct 06, 2026Lees Summit, MO
Tennille Graham
Oct 06, 2026Green Bay, WI
Tawana Hunter
Art was amazing…he made the whole process so smooth.
Oct 06, 2026Wilmington, DE
Shirley Wyche
Oct 06, 2026Conyers, GA
Prieska Kaambo
Excellent customer service
Oct 06, 2026Timonium, MD
Fredercia Burton
Oct 06, 2026Mesquite, TX
Robert Smith
Oct 06, 2026Greensburg, PA
Debra Lloyd
They are fast and when you go in the team works together they are friendly and make sure you understand everything before you leave
Oct 06, 2026Somerset, KY
Regina Berdugo
Thank you for the loan approval. It help repair the pipes that burst at home. 🏡
Oct 06, 2026N. Richland Hills, TX
Co Har
Lonise was extremely helpful and professional in processing my loan application
Oct 06, 2026McDonough, GA
Pickpocket71
Did a great job and was fast
Oct 06, 2026Lawrenceville, IL
James Green
Oct 06, 2026Westminster, MD
Patricia Mansker
Oct 06, 2026Arnold, MO
Melissa Shumpert
Mary Mills was an awesome customer Rep! She was professional and understanding from the beginning to closing the deal. Go with Mariner, you will not be disappointed
Oct 06, 2026Tupelo, MS
