Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,909verified reviews.
Debbie Moore
Laura was extremely friendly and professional and will love to work with her again
Oct 02, 2026Russellville, KY
cassie smith
Awesome customer service.
Oct 02, 2026Eastgate, OH
Autumn Middleton
I worked with Ms.Maranda today and she was hilarious. Great personality and SUPER efficient in what she does. Mariner you have an exemplary employee working for you and I am happy to continue business with this location, as well as tell my friends and family about the amazing quality of service this team has to offer here in Pace!
Oct 02, 2026Milton, FL
Ntuthuzelo Nkimze
Very simple
Oct 02, 2026Union, NJ
Willie Sanders
Oct 02, 2026Albany, GA
Lakeishla Bryant
Oct 02, 2026Albany, GA
K G
Fast efficient process! Shout-out to Lonise Garnett for making process seamless and for having amazing customer service
Oct 02, 2026McDonough, GA
Phoenix Hunt
Lonise G helped me out, she is very nice and professional.
Oct 02, 2026McDonough, GA
Ashley Moore
Always amazing and quick service!!!
Oct 02, 2026Marlton, NJ
Ruthie
Fred was amazing very effective and saved me from a bind I was in! Would recommend him to anyone. My sister already has an appointment with him cause I told her to go.
Oct 02, 2026Desoto, TX
Ameena Hakim
Zenaida has Excellent work ethics and honesty She explained everything
Oct 02, 2026Parma, OH
Robert Rotz
Jacob FISCHER 10 out of 10 great person to work with would definitely recommend coming here to get a lone and great people
Oct 02, 2026New Castle, PA
jason Gregory
Jennifer was great very easy process
Oct 02, 2026Lakeland, FL
wesley hill
Miss Guadalupe was very professional and knowledgeable, the process was very quick and easy.Details of the loan were explained clearly
Oct 02, 2026Tyler, TX
Andrea Debrouse
Oct 02, 2026Northfield, OH
