Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,726verified reviews.
VERA BUTLER
Lake made my experience simple and very pleasant.
Oct 09, 2026Northgate, OH
Keo sisombath
Oct 09, 2026Murfreesboro, TN
Anthony Roman
Customer service was great and very informative! Isiah was very nice.
Oct 09, 2026Elyria, OH
Eric Deckard
Oct 09, 2026Corydon, IN
Anthony Coffield
Oct 09, 2026Bethlehem, PA
Barbara Burleson
Oct 09, 2026La Porte, IN
Queentene Jefferson
Shakenya was very nice and professional I needed help getting my car fixed and I call MarinerFinance for a Loan,they took my information on the phone and in a few minutes I was approve,the lady she was very nice and intelligent and kind,Thank you.
Oct 09, 2026Hattiesburg, MS
Aaron Thorne
The process for signing up for a new loan, account, with Mariner Finance was very simple and very straightforward. The young lady that I dealt with was very friendly and knowledgeable plus I loved her sense of dry humor! I would definitely recommend Mariner Finance to anyone who may be in need of assistance and who doesn’t have stellar credit. I believe that Mariner Finance has a program to assist with their credit/loan needs! I was in and out of the office in a very reasonable amount of time! The longest part of the process was dealing with my own financial institution to get the check mobile deposited!
Oct 09, 2026DuBois, PA
XxMaklavexX PR
Oct 09, 2026Sunbury, PA
Gary Holiday
Excellent service, attention to detail, very helpful Thank you Keke
Oct 09, 2026Northgate, OH
Jerline Galloway
It went very well Much appreciated
Oct 09, 2026Palatka, FL
Grace Hurst
Paola was very nice and understanding.
Oct 09, 2026Roseville, CA
