Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,176verified reviews.
David Casey
Laura is great! Highly recommended!
Oct 19, 2026Madisonville, KY
Lenny Freeman
Cris was respectful and knowledgeable. I have had the best experience with getting my loan. Thanks
Oct 19, 2026Cocoa, FL
duke logan
Oct 19, 2026Bel Air, MD
Steve
Excellent service as always. They go above and beyond with their friendly service.
Oct 19, 2026Grove City, OH
Erica Lawer
I had a great experience at this location; everyone was kind and welcoming. The representative I worked with, Jessica Brown, made the process smooth and stress free for me!
Oct 19, 2026N. Charleston, SC
Joel Toro
Oct 19, 2026York, PA
Gwyn Singer
I was referred to Mariner Finance to get a loan for a car. I knew it would take effort, since my Credit Score is bad - but my circumstances had improved. Shelby did the work, and went above and beyond to get me the loan. Thank you!
Oct 19, 2026Bloomington, IN
Brenda Hill
Excellent Place to go. I recommend this to everyone!
Oct 19, 2026Prestonsburg, KY
Lora
Sandy was awesome and made things really simple! Everyone was so pleasant in the office.
Oct 18, 2026Plano, TX
Muchaneta Madondo
Oct 18, 2026Everett, WA
Helen Riley
very friendly, clean place
Oct 18, 2026Marietta, GA
Brandye Haycraft
Fast easy everything was pretty straight forward. The person I worked with was very friendly.
Oct 18, 2026Elizabethtown, KY
Hugo Rios
Muy buena atención 😃
Oct 18, 2026Springfield, TN
Pamela Lewis
Very professional and attentive to the needs and requirements.
Oct 18, 2026Fredericksburg, VA
Sonja C Hammer
Oct 18, 2026Glasgow, KY
