Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,759verified reviews.
Teresa Henderson
Very professional and proficient! Easy process.
Sep 30, 2026Myrtle Beach, SC
Irma Saez
Estuve encantada con el servicio profesional de Jesennia Sanchez. Muy cordial y amable la cual me ayudo a buscar todos los medios para obtener mi préstamo. Lo recomiendo al 100%.
Sep 30, 2026Orlando, FL
Brian Bonds
Sep 30, 2026Shiloh, IL
Wendy Hurt
I had a wonderful experience at the Vancouver, WA office! Allison was my loan officer and offered me several options. It was refreshing to be able to choose a payment due date that worked for me and she set up the auto-pay! I love having my payments on auto-pay. Thank you Allison!
Sep 30, 2026Vancouver, WA
Alma Garcia
Tracy was so polite and kind. She was very pleasant to work either.
Sep 30, 2026Westmont, IL
Tanisha Wilkins
I had an amazing experience with Michael. So friendly and helpful.
Sep 30, 2026Lees Summit, MO
Thomas James Sr.
Sep 30, 2026Augusta, GA
Barry Titus
Small financial institutions, but one on one experience.
Sep 30, 2026Spokane, WA
Gloria Wimbish
Very friendly karla
Sep 30, 2026Conyers, GA
Michael Jasmont
Breanna and staff were very friendly, professional and guided me step by step to achieve my goal. I would definitely recommend their services to others!
Sep 30, 2026Warsaw, IN
David Johnson Jr
Waiting to make into store.
Sep 30, 2026Green Bay, WI
Detric Hearst
Zenaida was an amazing help. She is very patient and you can tell she loves working with her customers. I would recommend all my friends to her.
Sep 30, 2026Parma, OH
Rhonda Hardin
Sep 30, 2026Danville, KY
Jasmine Daniel
Thanks Lonise. She made it feel like much better and not like a loan. Very ‘homely’
Sep 30, 2026McDonough, GA
Joe Salas
I always have a pleasant experience either at the actual location, or just speaking to the office staff on the phone. They are always polite and professional!
Sep 30, 2026Mesquite, TX
