Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply NowCheck out our Optional Products!
Mariner makes available a variety of optional products at loan closing to support your individual needs and financial goals. Purchase is always optional and never a condition of getting your loan.
Credit Insurance
Mariner Finance offers credit life, credit disability, credit property, and credit involuntary unemployment insurance that may cover your loan payment for a covered event.
Non - Credit Insurance
AD&D is an optional coverage that provides a benefit to the insured or his/her named beneficiary in the event of accidental death or bodily injury resulting in dismemberment and/or loss of sight.
Other Products
Mariner Finance offers membership club products that provide various benefits and services to assist with everyday events relating to a member's automobile or home and other life events, as well as Guaranteed Asset Protection (GAP) that covers all or part of the difference between what you owe on your auto loan and the amount paid by your primary auto insurance coverage.
How They Work
Depending on the product and covered event or need, these products could help you make your loan payment, cover unexpected expenses, or provide other valuable benefits.
Learn more
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,707verified reviews.
Santiago Quevedo
Oct 28, 2026Pleasant Hill, CA
Ron Breedlove
Maritza Garcia is the best. She is a pleasure to work with every time!!!
Oct 28, 2026Conroe, TX
Shannon Nobe
Great customer service! Linda Smith was awesome, thank you again!
Oct 28, 2026Hannibal, MO
gamer4life505
Laura Moore and Anthony William's were the greatest. They helped us get around paperwork problems 💫💫💫💫💫💫💫💫💫💫
Oct 28, 2026Madisonville, KY
Rachel Dugger
Anthony Williams and Laura💫💫💫💫💫💫
Oct 28, 2026Madisonville, KY
Chris Montgomery
Christy Parker was great to work with!! She was very helpful and answered all of my questions.
Oct 28, 2026Tupelo, MS
Constance Pinchback
Megan Jones was amazing. I told her my bank account had been hacked. I provided her with the police officers information and the report number. She was very compassionate and she helped me while I go through the process. It has been so frustrating but Megan assured me that it was going to be ok and Mariner Finance would also be there to assist me. She understands that it is a lengthy process. I am glad Megan is a part of Mariner Finance. She deserves a raise and recognition. I was so worried about how I was going to make my payments.
Oct 28, 2026Danville, VA
Nancy Torres
Very fast easy approval, Very friendly and knowledgeable. Explained all the terms and details. Great loan amount. Thank you Bernice Valdez. You were amazing and very helpful.
Oct 28, 2026Brownsville, TX
Sarah Staph
super quick and easy to apply for a loan and customer service is great! 10/10 would recommend!!
Oct 28, 2026New Castle, PA
MISTI
It was easy and fast Shelby was very helpful and friendly
Oct 28, 2026HQ, MD
Maria Freeze
Dylan was official and got us thru the loan process efficiently.
Oct 28, 2026Strongsville, OH
Claire MAY
Carlie is always on top of her game! She is knowledgeable and friendly and always available to answer my questions
Oct 28, 2026Maysville, KY
Carroll Reisner
Oct 28, 2026Strongsville, OH
Delma Smith
Emily helped me through the process and she was wonderful. I would give her a 10 out of 5.
Oct 28, 2026Brandon, MS
George Sandoval
Rocio was pleasant and very clear on the explanations and expectations.
Oct 28, 2026Visalia, CA
