Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,547verified reviews.
Theresa Gilchrist
Awesome we'll pleased with outcome.
Oct 07, 2026Mobile, AL
Chris Pigg
It was great. Great lady.
Oct 07, 2026Pikeville, KY
Melissa Pigg
It was great. The lady that helped was awesome.
Oct 07, 2026Pikeville, KY
Gwen Craig
Oct 07, 2026Mobile, AL
Shelley Hudson
We worked with Jason today and he was amazing, we consolidated our debit into 1 payment such a big load off our shoulders. Mariner Finance never disappoints. Recommend them 100%.
Oct 07, 2026Appleton, WI
Lucille Beveridge
Experience depends on staff
Oct 07, 2026Bel Air, MD
Albert Edwards
U was very pleased with the service
Oct 07, 2026Rocky Mount, NC
Theresa young
When I walked in everyone on the staff greeted me and made me feel welcomed. Becky took great care in me in a fast , friendly, and efficient way!
Oct 07, 2026N. Jacksonville, FL
Clifton
Oct 07, 2026Lawrenceburg, TN
Mary Cannizzo
Neil made putting myself in debt a pleasure. He explained and reviewed with excellence.
Oct 07, 2026Bethlehem, PA
autumn lingerfelt
Canaan was wonderful. Very helpful, very polite and fast. Edith was great too over the phone
Oct 07, 2026Athens, TN
Anton Johnson
Very nice customer service I recommend
Oct 07, 2026Elgin, IL
Caleb Inscoe
Missy and Laura have always been great to me. I've been doing business with them for years and have had 0 issues
Oct 07, 2026Russellville, KY
Raad Alhilali
The items I bought were very good, and their service was very polite. Thank you to them.
Oct 07, 2026Winterville, NC
Robin Wilson
Oct 07, 2026Toledo, OH
