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Mariner Finance Direct Auto Program

Mariner Finance
Direct Auto Financing Program

Let Mariner Finance take care of everything.
We’ll approve, close, and fund the deal so you can focus on selling!

Why Mariner Finance ?

  • No Acquisition Fees
  • No Vehicle Age restrictions
  • No Max Mileage Caps
  • No assignment or doc fees
  • Referral award paid to dealer for every funded deal (AL, DE, GA, IL, IN, MD, MS, MO, NY, NM, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI only)*
  • Superior Service
*Referral awards subject to the terms and conditions of the Auto Loan Referral Program Enrollment Form and Agreement and paid only for customers who do not have a pre-existing loan or sales finance contract with Mariner.

Get started today!

Complete the dealer application form and click submit. A representative will contact you to complete the enrollment process.




Questions about auto direct program?

Check out our frequently asked questions
How does Mariner Finance direct lending work?

Mariner Finance does more of the work for you. We work directly with your customer to help them complete a loan application and close the loan.

Does the program charge acquisition fees?

No, Mariner Finance does not charge an acquisition fee. In fact, Mariner pays a referral fee for every referred customer that funds a loan (subject to applicable state law and program terms).

How soon will the dealer receive funds?

Upon closing of a loan, loan proceeds can be received as soon as the same day.

What FICO score fits your program?

Credit scores are only one factor in Mariner’s loan application review. Mariner takes the entire customer credit profile into consideration, not just a FICO score.

How can I get started?

Complete and submit the contact form above and a representative will contact you.

Still have questions?

Your local branch is happy to answer questions you may have. Find a branch near you.

Questions about auto direct program?

Check out our frequently asked questions
How does Mariner Finance direct lending work?

Mariner Finance does more of the work for you. We work directly with your customer to help them complete a loan application and close the loan.

Does the program charge acquisition fees?

No, Mariner Finance does not charge an acquisition fee. In fact, Mariner pays a referral fee for every referred customer that funds a loan (subject to applicable state law and program terms).

How soon will the dealer receive funds?

Upon closing of a loan, loan proceeds can be received as soon as the same day.

What FICO score fits your program?

Credit scores are only one factor in Mariner’s loan application review. Mariner takes the entire customer credit profile into consideration, not just a FICO score.

How can I get started?

Complete and submit the contact form above and a representative will contact you.

Still have questions?

Your local branch is happy to answer questions you may have. Find a branch near you.