Personal Loan Licenses and Disclosures
Mariner Finance, LLC, and its affiliates, are licensed consumer finance companies and maintain required licenses or registrations in the states in which they provide their services.
Alabama
Alabama State Banking Department, Consumer Credit License No. MC 22062
California
Loans made or arranged pursuant to a California Financing Law license. California DBO Financing Law License: 60DBO78053
Notice to CA residents: If you are married, you may apply for a separate account.
Delaware
Delaware State Bank Commissioner, Licensed Lender License No. 7040
DE Itemized Schedule of Charges (Download Adobe Acrobat Reader to open PDF file)
Florida
Mariner Finance Florida, Inc.,
Florida Office of Financial Regulation, Consumer Lender License No. CF9901224
Georgia
Georgia Industrial Loan Commission, Georgia Industrial Loan Act License No. 30445
Illinois
Illinois Department of Financial & Professional Regulation, Consumer Installment Loan Act License No. CI.0009479
Indiana
Indiana Department of Financial Institutions, Licensed Lender License No. 28338
Kentucky
Kentucky Department of Financial Institutions, Consumer Loan License No. CL373229
Louisiana
Louisiana Office of Financial Institutions, Licensed Lender License No. 166564-1018203
Maryland
Maryland Department of Labor, Licensing & Regulation, Installment Loan License No. 2286
Maryland Department of Labor, Licensing & Regulation, Consumer Loan License No. 1377
Mississippi
Mississippi Department of Banking and Consumer Finance, Small Loan License No. SL/003613/2017
Missouri
Missouri Division of Finance, Consumer Installment Lender License No. 510-16-7901
Max Rate Schedule (Download Adobe Acrobat Reader to open PDF file)
Consumer Installment Lender License (Download Adobe Acrobat Reader to open PDF file)
Missouri Division of Finance
P.O. Box 716
Jefferson City, Missouri 65102
573 751-3463
New Jersey
New Jersey Department of Banking and Insurance, Consumer Lender License No. L068389
New York
New York State Department of Financial Services, Lender License No. OSL 103115
CREDIT REPORT NOTICE (APPLIES TO NEW YORK RESIDENTS)
We may request credit reports, other than investigative consumer reports, and, if we do, upon your request you will be informed whether a credit report was requested, and if it was, of the name and address of the consumer reporting agency that furnished the report. This notice applies to subsequent credit reports that we may request in connection with any account reviews, updates, renewals, or extensions.
North Carolina
Mariner Finance North Carolina, Inc., Consumer Finance License No. 124533-1;
2425 HWY 70, Southeast, Hickory North Carolina 28602
Ohio
Ohio Division of Financial Institutions, Ohio Mortgage Loan Act Certificate of Registration No. SM.501862.000; 8211 Town Center Drive, Nottingham, MD 21236
NOTICE REQUIRED BY OHIO LAW (APPLIES TO OHIO RESIDENTS)
The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
Pennsylvania
Pennsylvania Department of Banking and Securities, Consumer Discount Company License No. 21009.023
South Carolina
South Carolina State Board of Financial Institutions, Supervised Lender License No. S-8597 (8211 Town Center Drive, Nottingham, Maryland 21236); S-8598 (www.marinerfinance.com)
SC Consumer Rights and Responsibilities Pamphlet
(Download Adobe Acrobat Reader to open PDF file)
SC Maximum Rate Schedule Mariner Finance, LLC
SC Maximum Rate Schedule www.marinerfinance.com
(Download Adobe Acrobat Reader to open PDF file)
SC Maximum Rate Credit Sales Certificate Mariner Finance, LLC
SC Maximum Rate Credit Sales Certificate www.marinerfinance.com
(Download Adobe Acrobat Reader to open PDF file)
SC Supervised Lender License
(Download Adobe Acrobat Reader to open PDF file)
SC Consumer Grantor Certificate Mariner Finance, LLC
Sc Consumer Grantor Certificate www.marinerfinance.com
(Download Adobe Acrobat Reader to open PDF file)
Tennessee
Tennessee Department of Financial Institutions, Tennessee Industrial Loan and Thrift License No. 0000003758
Texas
Texas Consumer Credit Commissioner, Regulated Lender License No. 1400013594-152633
Utah
Utah Department of Financial Institutions, Registered Consumer Lender
Virginia
Mariner Finance of Virginia, LLC
Virginia Bureau of Financial Institutions, Consumer Lender License No. CF-2679; 2024 Daniel Stuart Square, Suite 31, Woodbridge, Virginia 22191
Washington
Washington Department of Financial Institutions, Consumer Loan License Number CL-166564
Wisconsin
State of Wisconsin Department of Financial Institutions, Loan Company License No. 3013
Mortgage Broker Licenses and Disclosures
Mariner Finance, LLC, NMLS No. 166564, is a licensed mortgage broker and maintains a Mortgage Broker License or other required state license designation in the states in which it provides brokering services. Mariner Finance, LLC, as a broker, arranges loans with third party providers; it does not make any mortgage loan commitments or fund any mortgage loans.
Meet our mortgage loan officers
California
Loans made or arranged pursuant to a California Financing Law license. California DBO Financing Law License: 60DBO78053
Notice to CA residents: If you are married, you may apply for a separate account.
Delaware
Delaware State Bank Commissioner, Lender License No. 7040
District of Columbia
District of Columbia Department of Insurance Securities and Banking, Mortgage Broker License No. MLB166564
Florida
Florida Office of Financial Regulation, Mortgage Broker License No. MBR1621
Georgia
Georgia Department of Banking and Finance, Mortgage Lender License No. 47030
Illinois
Illinois Department of Financial & Professional Regulation, Residential Mortgage License No. MB.6761344
Indiana
Indiana Secretary of State, Loan Broker License NMLS No. 166564
Kentucky
Kentucky Department of Financial Institutions, Exempt Mortgage Broker Company Registration No. EC292617
Maryland
Maryland Commissioner of Financial Regulation, Mortgage Lender License No. 19277
Missouri
Missouri Division of Finance Mortgage Company License #19-2467
New Jersey
New Jersey Residential Mortgage Broker License, NMLS No. 166564
- Mariner Finance, LLC, as a broker, arranges loans with third party providers; it does not make any mortgage loan commitments or fund any mortgage loans.
North Carolina
North Carolina Commissioner of Banks, Mortgage Lender License No. L-164959.
Ohio
Ohio Division of Financial Institutions, Ohio Mortgage Loan Act Certificate of Registration No. SM.501862.000; 8211 Town Center Drive, Nottingham, MD 21236
Ohio Division of Financial Institutions, Ohio Mortgage Broker Act Certificate of Registration No. MB.804177.000; 8211 Town Center Drive, Nottingham, MD 21236
NOTICE REQUIRED BY OHIO LAW (APPLIES TO OHIO RESIDENTS)
The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
Pennsylvania
Pennsylvania Department of Banking and Securities, Mortgage Broker License No. 34240
South Carolina
South Carolina Department of Consumer Affairs, Mortgage Broker License NMLS No. 166564
Tennessee
Tennessee Department of Financial Institutions, Mortgage License No. 111314
Texas
Texas Department of Savings and Mortgage Lending, Mortgage Company License No. 1415313; 8110 Wesley Street, Suite 170, Greenville TX 75402
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Virginia
Virginia State Corporation Commission, Bureau of Financial Institutions, Broker License No. MC-5564.
Washington
Washington Department of Financial Institutions, Consumer Loan License Number CL-166564
Making personal loans sense.
Got questions? Get answers.
What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?
Ready to speak to a person—in person?
You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.
What is a personal loan?
Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.
†We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $7,000 may be funded online. Loans greater than $7,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.
