Legal & Privacy
Legal & Privacy
Texting Terms of Use
By providing your mobile number (including any mobile number provided in the future or other phone number later converted to a mobile phone number), you consent to be contacted by Mariner Finance, LLC, or an affiliated company (hereinafter “Company”), Company’s agents, employees, attorneys, subsequent creditors, loan servicing companies, and third-party collectors, through the use of SMS text messages sent from an automatic telephone dialing system (or any other means) regarding the loan and services for which you have applied. You agree and acknowledge that you have provided your consent to be contacted by text message in exchange for the loan or services you received from Company and that these Terms of Use shall be incorporated into any concurrent or subsequent agreements entered into between you and the Company.
You understand that your cellular provider’s message and data rates may apply to text messages sent from Company and that Company has no liability for the cost of any such text messages. You certify that you are the subscriber or non-subscribing customary user and are authorized to consent to receive text messages on the mobile phone number provided and that you are authorized to incur any message or data charges that may apply. Company is not responsible for incomplete, lost, late, or misdirected messages, including (but not limited to) undelivered messages resulting from any form of filtering by your mobile carrier or service provider or otherwise.
You acknowledge that text messages sent to your phone may be seen by anyone with access to your phone. As such, you agree to take steps to safeguard your phone and text messages so long as you would like any such messages to remain private. You acknowledge and agree that you want to receive text messages even though there is a risk another person could access those messages. You agree to notify Company immediately of any change of address, if you change mobile numbers, or if you plan to provide your phone to another person.
Company’s Texting Terms of Use can be modified at any time. The current version of the Terms of Use will be posted on the Company’s website. Company may terminate the text message program at any time.
Opt-Out or STOP
You understand that if you wish to stop receiving all text messages from Company, you must reply to any text messages from Company with the word STOP.
If at any time you need Company’s contact information or information on text messages, you can reply to any text message from Company by typing HELP. Some of the text messages Company sends may include links to websites. To access these websites, you will need a web browser and Internet access.
For questions about these Terms of Use, requests for a paper copy of these Terms of Use, or any other requests regarding these Terms of Use, the following contact information may be used:
8211 Town Center Drive
Nottingham, MD 21236
Tel. Number: 877-310-2373
Email Address: contactus@marinerfinance.com
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We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.
**15 Day Satisfaction Guarantee: If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days we will waive all finance charges with no penalties. Your repayment amount must be in the form of cash or certified funds.
California Residents: Loans made or arranged pursuant to a California Financing Law license.