Online loans from the comfort of your home
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Online Loans: Do You Qualify?
Online Personal Loans†
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt††, or take a much needed vacation, an online loan may provide you with the funds you need. At Mariner Finance, we offer a simple application process for online loans that you can complete in minutes. Apply now to see if we have a customized loan solution for you!
How do online loans work?
Our online loans are convenient, and the application process can be quicker than applying in person. The process is simple:
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1
Choose an amount
You may qualify for a loan from $1,000 to $25,000
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2
Tell us about yourself
Name, address, SSN, employment status, income and home ownership
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3
Tell us how you plan to use your loan
Do you plan to make a purchase or consolidate debt?
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4
Agree to disclosure and consent
Provide your E-Signature and agree to application terms and conditions
Once your application is complete, we will review the information and let you know if you have an offer available.
Is an online loan right for you?
For those who qualify, an online loan may provide you with the needed funds for a wide range of projects and activities. They are also convenient with a quick application process.
Want to learn what might be right for you? You can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is personalized to your unique needs.
What are the benefits of an online loan with Mariner Finance?
- Access to fund for your specific needs
- Convenient at-home application process
- Personalized customer service
- Fixed interest rate and monthly payments
- Set payoff date
- 15-Day Satisfaction Guarantee**
How do I qualify for an online loan ?
Not all applicants will qualify for an end-to-end online loan, and approval will be determined based on your credit, income, and other information from your loan application. For applicants who do not qualify for an online loan, the application process can be completed in your branch office. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now†.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 80,167 verified reviews.
Read all reviews
Wonderful, friendly, super-easy process to get much-needed funds quickly, and for a reasonable cost and interest rate. Kevin was amazing!
Feb 17, 2026Salem, OR
I've been a customer two different times the staff here are all good and very pleasant especially Marcia she is awesome, very good at her job, she made my visit so much more than I expected
She definitely deserves an a++++++ review I tell people about this place because of her
Thank you
Feb 17, 2026Phoenix, AZ
The were very nice, making this a stress free transactions. They were quick & easy!
Thanks Kevin & Faith
Feb 17, 2026Salem, OR
Maira, Branch Manager at Mariner Finance made everything so quick and easy. She informed me of the process and I appreciated her help, assistance and knowledge.
I recommend Mariner to everyone who needs a little monetary assistance.
~Your Valued Customer
Feb 17, 2026Mesquite, TX
I would like to thank Judy Davis for all she done for me. She was very polite and listened to my situation. Judy went above and beyond to make everything work. Thanks for great customer service.
Feb 17, 2026Columbus, GA
Great people to work with. Jaimie was the best made everything quick and easy .
Feb 17, 2026Muncie, IN
Sharmila was very professional kind and supportive during the loan process going above and beyond the call of duty to help me. I am truly thankful.
Feb 17, 2026San Pablo, CA
It was so easy working with Carlos at the Lakeland location.
Feb 17, 2026Lakeland, FL
Mrs. Shawna Robert’s-Kilgore was so professional when I went to the office. She’s very knowledgeable, polite, courteous and most of all a people person. She helped me with an option to save instead of paying more money out. She made me feel comfortable and I really appreciate her kindness in helping me today. She gets 10 STARS FROM ME!!!!
Feb 17, 2026Nashville, TN
Very helpful associate explained evey thing throughly
Feb 17, 2026Springfield, OH
The staff was absolutely awesome and special. Shout out to Jennifer, as not only was she very helpful but extremely patient. So if anybody and anyone is looking for a place that's willing to work. And help you out, especially in emergency situation. Please visit.
Feb 17, 2026Cartersville, GA
As always the care about your needs they do everything I can to help you and to me that gives me a sense of family feeling because people you want to deal with cuz I love my family and Mariner Finance is starting to turn into family
Feb 17, 2026Knoxville - Harvest Mill, TN
My transaction was done very smooth and Malik was very professional.
Feb 17, 2026Syracuse, NY
Awesome experience at Mariner finance
See Aaron Bolton did a awesome job quick and easy
Feb 17, 2026Strongsville, OH
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