Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 87,929 verified reviews.
Read all reviews
TIFFANY IS THE BOMB!!
She handed everything with so much professionalism from beginning to end.
It was definitely a pleasure to work with her!!
I would re Recommend Her to anyone.
Jun 04, 2026Winterville, NC
Kyle was very helpful in helping me with my loan. He was very professional and patient with helping me understand documents.
Ty again kyle.
Jun 04, 2026Bethlehem, PA
Thank you to Kat Williams for my husband’s quick loan!
Jun 04, 2026Knoxville - Callahan, TN
Hailey was amazing! Helped me figure the best options for me. Everything was done smoothly and swiftly! I recommend everyone come to this location and see Hailey!
Jun 04, 2026Marietta, GA
It was a very posirive encounter from beginning to end. Very relaxing atmosphere, very accomodating and highly professional ,courteous and knowlegable people, concerning this business at hand. Sought and utilized their inner network to find solutuons to any ambiguious aspect of the proceedure. I'd and will recommend this financial instution ro anyone I know or shows the need by diaplaying an interest.
Yours truly Clyde Hunter.
Jun 04, 2026Tacoma, WA
Sarah helped us get a loan for an emergency. Fast service and friendly staff. Would recommend.
Jun 04, 2026Warren, PA
Very pleased with my experience here. Thomas went above and beyond to get me the funds that I needed and saved the day! Thank you Mariner Finance!
Jun 04, 2026Smithfield, NC
Hillary was amazing very kind sweet an made everything super easy an very smooth understanding
Jun 04, 2026Marion, OH
Very knowledgeable and pleasant! If you need a loan I heartedly recommend them!
Jun 04, 2026Crawfordsville, IN
Seamless process. Funds received in 24 hours. I would definitely recommend Mariner.
Jun 04, 2026HQ, MD
Great experience and amazing customer service victor & dylan made the process very easy
Jun 04, 2026Strongsville, OH
The new manager and team is awesome! Ive been dealing wity this branch for 2 years and never had a bad experience
Jun 04, 2026Dublin, GA
Had an awesome experience getting a loan with the help of Kyle.. thanks
Jun 04, 2026Brookfield, WI
