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Personal loans defined.

These are loans that meet an individual need as opposed to a business need.

With a personal loan, the consumer pays off the loan balance at a fixed rate over a fixed period of time. This type of loan can be secured by an asset or have a co-signer; or it can be unsecured (based on credit history and other factors).

Ways to use a personal loan.

A personal loan can meet a variety of needs, including medical emergencies, home improvement projects, vacations, weddings, tuition costs, and debt consolidation. Mariner Finance has a personal loan solution that fits your needs.

Consolidating debt.

This type of loan helps streamline a variety of debt—from medical bills to credit card payments—into a workable, single monthly payment solution. Learn more about debt consolidation loans.

Consolidating debt.
Covering unexpected expenses.

Major appliance breakdowns, brake jobs, medical costs (people and pets), and plumbing repairs all have one thing in common. They tend to happen at the most inconvenient times. Learn more about our unexpected expenses loans.

Making home improvements.

You might not always have sufficient funds to cover potentially value-enhancing investments like new countertops, flooring, or deck additions. We can help you make those upgrades happen with one of our home improvement loans.

Paying for a vacation.

Eager to see more of the world, or just another part of the country? Ready to finally book that cruise? Due for a family reunion? Plan the trip you’ve been putting off with one of our vacation loans.

Taking care of wedding expenses.

Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Here’s how to avoid getting cold feet when you’re planning your dream wedding. Learn more about our wedding expenses loans.

how our personal loans work.

Whether secured or unsecured, our personal loans give you the benefit of a monthly payment with a fixed interest rate, making it easier to manage expenses. The process is a simple one: apply and wait for potential approval in as little as a day.

Learn how to apply for a personal loan

why apply at Mariner Finance?

We recognize that people are short on time, so we respond with answers and solutions quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every loan. And we provide resources that make people more informed borrowers. Simple, but true.

The loan I received from Mariner Finance helped me travel overseas to enjoy many sights and time with special people.

John J.

We love Mariner Finance. They have always been there when we need them. We love the ladies in the office. Thank you Mariner!

Patricia H.

How has Mariner come through for you?


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Making loan sense.

Making loan sense.

Got questions? Get answers.

What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?

Ready to speak to a person—in person?

You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our licensed loan officers. You can reach us directly at 866-382-5080.

What is a personal loan?

Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.

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