Our mortgage broker team can help find loans for current homeowners that are looking to refinance as well as renters that are seeking to become 1st time homeowners.
Current homeowners may be able to refinance to lower a rate and/or term as well as consolidate bills or take cash out. If you are looking for a wide array of products and terms then look no further. We will provide you with a wide range of options. Once you decide to move forward we take pride in providing exceptional communication and service.
There’s a reason and purpose for every type of home loan. The key is understanding the differences and benefits of each loan before you choose the best one for you circumstances. We’re here to help.
You have made the decision to purchase a new home but where do you start? Before you even start to look at homes you want to obtain a pre-approval to determine the maximum mortgage amount that you can qualify for. Mariner Finance Mortgage will review your income, assets and credit and provide you with a pre-approval letter. Your realtor will require this prior to taking you out to look at homes. We try to make the new home mortgage pre-approval and loan process as simple as possible. Learn more about home loans
You may be able to take advantage of lower interest rates to reduce your payments, consolidate bills, set aside money for extra expenses, or shorten the term of your mortgage. We’ll show you how. Learn more about home refinance.
This type of loan could have advantages for homeowners 62 or older approaching retirement and looking for some extra cash. Money you borrow from a reverse mortgage can help pay down debt and cover recurring expenses. Unlike a conventional mortgage, it can be repaid at the end of the loan period. Interested in learning more? Our reverse mortgage specialists will give you all the information you need to make an educated decision. Learn more about reverse mortgage.
Mariner Finance has a solution for a wide range of options, including jumbo loans up to $3 million, HARP programs if you owe more than your home is worth, and loans for double-wide mobile homes.
Most of our refinance loans will close in 45 days or less. Your Mariner Finance Mortgage loan officer will typically request the following standard documents to get the process started. In some cases not all of these items will be required. In some cases more items may be required. Your last 2 years W2’s and Signed/dated Federal Tax Returns, your last 2 consecutive statements of earnings, a clear copy of your driver’s license and social security card, a copy of your mortgage statement, a copy of your home owner’s insurance declarations page and your last 2 month’s worth of bank statements.
Apply for a home loan or Meet our mortgage loan officers
Our experienced and licensed loan officers make it their business to educate customers and create loan solutions that fit the individual. Their mission is to make the process simpler, not the other way around. Because the more informed you are, the better decisions you make—not just today, but years from now as your needs change.
The customer service I received was extraordinary. They are kind and compassionate, and immediately put me at ease. Thank you!
We love Mariner Finance. They have always been there when we need them. We love the ladies in the office. Thank you Mariner!
How has Mariner come through for you?
What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?
You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our licensed loan officers. You can reach us directly at 866-382-5080.
Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.
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