This year’s back-to-school experience may be significantly different from anything you’ve experienced in the past. The COVID-19 crisis is not only affecting how schools work, but how children learn – and you need to know how to deal with all the possible changes. Why Back to School is Different This Year This is the time…
Credit inquiries are an unavoidable aspect of life in America. They are necessary when you apply for credit cards or loans. You might have to submit a credit application to move into a new apartment or home. The very mention of credit checks can make some people uncomfortable. However, they’re intimidating because there’s a lot…
As Mariner Finance continues to respond to COVID-19, our top priority is the health and safety of our customers and employees. In accordance with the CDC and WHO guidelines, our local branches in your community practice social distancing, the use of face masks, and perform detailed cleaning to ensure a safe in-branch experience. To serve…
While it is certainly possible to live in the United States without needing credit, the reality is that most people will need access to it at some point. Whether it’s renting an apartment or buying a new vehicle, credit is a big part of the American economy and knowing how to build and maintain credit…
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Your credit report is a snapshot of your ability to manage debt. Your credit report and credit score determine whether or not you qualify for a variety of financial tools, especially loans. To confidently apply and qualify for the best loan terms, you can take simple steps to boost your credit score. Review this guide…
When health problems arise, you may be faced with a difficult choice between your health and your finances. Medical expenses contribute to a staggering 66.5% of personal bankruptcies in the U.S. High medical costs, premiums, co-pays, deductibles, and annual or lifetime limits on coverages can leave patients with enormous medical debt even if they have health…
Debt in the United States has grown by almost 20% in the last decade, and personal and auto loans – two of the most common loan options – continue to grow. Americans currently hold $305 billion in personal loans and $1.2 trillion in auto loans. So which among these popular loan options is best for…
If you live in America, there’s a good chance you have some debt. Whether you have a few credit cards or several student loans, it’s hard to escape the world of debt. However, debt consolidation loans may be way you can better manage your debt. Not every debt consolidation loan is the same, though. Before…
A family vacation is the highlight of many people’s summers. You spend countless hours planning out every detail, anxiously await the end of the school year, and then go through the annual routine of hassling everyone to pack the right clothes. COVID-19 is changing what that looks like for most families, though. Airports are operating…
†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.
§No payments until March 2021 does not apply to online loans. This offer applies only to loans closed in a branch location or closed by phone on or after January 15, 2021. Our loan by phone process requires a compatible mobile or computer device on which you can access your email and electronic documents.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.
California Residents: Loans made or arranged pursuant to a California Financing Law license.
Mariner Finance, LLC, NMLS No. 166564 (www.nmlsconsumeraccess.com)
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.
Mariner Finance provides this link for your convenience and is not responsible for and makes no claims or representations regarding the content, terms of use, or privacy policies of third party websites.
