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Blog2022-10-06T12:23:00+00:00

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Why Is Financial Literacy Important?

By |April 27th, 2022|Blog, Financial Advice and Tips|

April 27, 2022 Financial literacy is understanding how to manage your personal finances. It includes skills like budgeting, saving, borrowing, investing, and day-to-day money management. According to Standard & Poor’s Global Financial Literacy Survey, only 57 percent of Americans are considered financially literate. If you’re not sure where you fall, consider [...]

What Are Installment Loans and How Do They Work?

By |April 13th, 2022|Blog, Personal Loans|

April 13, 2022 Even if you’re not familiar with the term, you probably know something about installment loans. You may have even had one. If you own a home with a mortgage or have ever financed a car, those agreements to repay a debt over time are installment loans. Unlike [...]

Camping: Rustic vs. Luxury

By |March 9th, 2022|Blog, Travel Tips|

March 9, 2022 Camping is a popular outdoor activity and can be a great way to blow off steam and get away from the hustle and bustle of everyday life. When camping, you have the opportunity to enjoy nature and take part in outdoor activities. As a result, more [...]

Top Spring Break Destinations for Students and Families

By |February 23rd, 2022|Blog, Travel Tips|

February 23, 2022 March is right around the corner, which means spring break is nearly upon us. Spring break can be an ideal time for students and families to travel, mentally decompress, and have a good time. It’s no wonder that it’s one of the first major travel periods [...]

Top Romantic Destinations for Valentine’s Day

By |January 25th, 2022|Blog, Holidays / Season|

January 26, 2022 If you and your partner are adventurous travel bugs, a romantic getaway is one of the best gifts you can share with them on Valentine’s Day. As countries lift travel bans, it may be time to pack your bags and head out to incredible destinations perfect for [...]

Tips For Buying a Car During Supply Chain Issues

By |January 11th, 2022|Auto Tips, Blog|

January 12, 2022 If you’ve been looking to buy a car for the past year, you have likely noticed the high price tags and heard about the shortage of cars in dealer lots. Between the global chip shortage and the increased demand for cars, vehicles have been in short [...]

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    We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

    *The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

    **15 Day Satisfaction Guarantee: If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days we will waive all finance charges with no penalties. Your repayment amount must be in the form of cash or certified funds.

    California Residents: Loans made or arranged pursuant to a California Financing Law license.

    Mariner Finance, LLC, NMLS No. 166564 (www.nmlsconsumeraccess.com) 8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.