New Year’s Resolution
New Year’s resolutions are easier to make than to actually keep. Start 2019 off by coming up with resolutions and setting goals you can successfully obtain this year! We gathered tips for you to follow that are simple and broad enough to apply to any resolution you have in mind.
Tips for your new year’s resolution:
If your New Year’s resolution is to lose weight, state how many pounds you want to lose. If your resolution is to travel more, pick out where you want to go.
2. Time Frame
Be even more specific with your resolution by establishing a time frame you want to complete it by. An assortment of short-term goals will help you reach your long-term goal. These short-term goals act as mini successes to get you to your end result.
3. Stay motivated.
For each short-term goal or milestone, you meet, reward yourself! If your New Year’s resolution is to lose fifteen pounds by April, for every 5 pounds you lose, treat yourself to a piece of your favorite candy (yes, just one piece!).
While challenging yourself is great, do not set unrealistic goals. Your resolution and goals should be achievable and attainable. If your resolution is to get out of debt, don’t set a goal to do this by February, it could be unrealistic depending on the amount of your debt. Instead, one of your short-term goals could be to pay off one credit card (or outstanding bill) by the end of February. This will put you one step closer to reaching your long-term goal.
5. Learn From Your Failures
Know you may fail. While this is not the most encouraging tip, it is the most realistic. Instead of getting down about a setback you incurred, focus on the future and learn how to avoid that same mistake.
6. Have a Support System
In order to help you stay motivated and push you through any setbacks, you may encounter, find a support system. This could be your family or friends who encourage you. Working as a team will encourage you to succeed and stick to your resolution.
Regardless of your New Year’s resolution, Mariner Finance is here to help! Need funds to travel or purchase new workout equipment? Looking to consolidate debt? We make loans to assist you and will work with you to fit your budget and your needs. Apply today to get the extra funds you need this year! Making a financial resolution? Like our Facebook page and sign up for weekly email blasts to the right to stay up-to-date on the latest in the industry.
This material was prepared for general distribution. Although all blog posts are intended to be accurate, the information and third-party links provided in the Mariner Finance’s blog are intended for general knowledge and educational purposes only without any warranties, implied or express, of any kind. The posts do not constitute investment, financial or other advice. Authors may or may not be licensed financial professionals; for specific advice, seek the input of a licensed and trained financial expert.
†We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $7,000 may be funded online. Loans greater than $7,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.
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*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.