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Home Buying FAQs: What You Need to Know

Couple holding a key in home loans options

If you’re in the market to buy a new home, you may have a lot of questions about listings, real estate agents, financing, and inspections. You’re not alone! Here are some questions buyers frequently ask: Should I Get Pre-qualified or Pre-approved for a Mortgage? Even if you’re at the earliest stages of your homebuying journey, […]

Choosing a Mortgage Lender: Some Questions to Ask

choose lender

Choosing a mortgage lender can seem a bit daunting. After all, there are so many of them out there. Community banks, savings and loan institutions, mortgage brokers, national banks, credit unions, and online lenders may all provide mortgage services. However, before you sign a document as important as a mortgage, consider the reputation of the […]

What Are Conventional Home Loans?

couple learning about loan

Are you considering a conventional home loan? Or looking to be informed about them? If so, you’ve come to the right place. In this Q&A I’ll go over what conventional home loans are, the various types, and a way to see if you qualify. So, what are conventional home loans? A conventional home loan also […]

Private: Reasons for Owning a Home vs. Renting

couple buying new house

Reasons for Owning a Home vs. Renting There are many advantages and disadvantages to either owning or renting a home. Deciding which option is best for you depends on many factors such as your financial situation, whether you see yourself moving within the next few years, the current market status, whether you like to do […]

Private: Step-by-Step Guide to Buying a Home

buying home guide

Guide To Buying A Home Buying a home can be an intimidating process. Whether you are a first-time home buyer or have been a homeowner for years, the following document provides a useful guide to help you make an educated home buying decision. Click here to access and print your Step-by-Step Guide to Buying a […]

Private: HARP Loans Explained

loan sign

Harp Loan The Home Affordable Refinance program, otherwise known as HARP, is a program designed to assist people that are upside down on their mortgage (owe more than their home is worth).  According to Freddie Mac, “HARP is unique because it enables homeowners with little to no equity in their homes to take advantage of […]

Private: Reverse Mortgage Facts

reverse mortgage graphic

With pension plans declining, and more people becoming reliant on Social Security, maintaining a reasonable standard of living after retirement might seem like a pipe dream to some. For individuals who own their own home, a reverse mortgage may be an option that can help make ends meet. What qualifications are needed to be considered […]

Home Buying FAQ’s

home mortgage questions

To close out our home buying guide, we have compiled answers to questions (FAQ’s) you may have about the home buying process. Refer to Step 1 and Step 2 of our home buying guide to help you with basic home-buying terminology such as pre-approval and loan points, and to understand your pre-disclosure documents, available financing […]

Step Two – To Buying a Home!

couple with realtor

Now that you know your credit qualifies you for a mortgage, and the maximum dollar amount you are qualified for, you can shop for homes based on the approval criteria. Not sure about your pre-approval? Check out our Guide to Home Buying – Step One to get started from the beginning. When to use a […]

Guide to Home Buying-Step 1

couple buying new house

Buying a home can be an intimidating and seemingly daunting process. Whether you are a first-time home buyer, or have been a homeowner for an extended period of time, the following provides a useful guide to help you make an educated home buying decision. Before you begin your home search,