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Deborah, from Owings Mills, MD, was one of our lucky 2014 Holiday Sweepstakes winners! Deborah was overjoyed when she received the winning email notification on the night of December 11th. When asked about her reaction to winning the sweepstakes, Deborah stated, “I was shocked and very excited. I couldn’t believe I had won, and to be honest, at first I thought it was a scam.”

Once Deborah called Mariner to claim her prize, she was elated to find it was not a scam, and that she had really won a $1,000! Turns out Deborah entered the holiday sweepstakes last year, but didn’t win, so winning this year a huge surprise!

When asked what she would do with her $1,000 cash prize, Deborah happily stated, “I will be using the money for holiday shopping for my family, as well as to treat myself to dinner at The Cheesecake Factory!”

Deborah has been a Mariner Finance customer at the Randallstown branch for about two years. She said that the Randallstown branch always provides great customer service and that they are always willing to work with her.

Deborah is extremely thankful and happy to have won the $1,000 cash prize!

Tyler, from Milton, DE, was our other 2014 Holiday Sweepstakes winner! Tyler was not the first one to find out about winning the sweepstakes. His sister was checking his email on the night of December 11th and called Tyler once she saw the winning email from Mariner Finance. Tyler stated, “I was very excited, but thought it was a scam. I thought, ‘There is no way this is real. I have never won anything before in my life!’”

When asked what he would do with his $1,000 cash prize, Tyler happily said, “I will spend the money on Christmas gifts. I really want to get my wife a Coach purse for Christmas, so this will be going towards that. I also want to share some of the money with my family.”

Tyler’s mom and sister currently have accounts with Mariner Finance, and Tyler was previously listed on one of the accounts as well. He had nothing but positive remarks to say when asked about his experience with Mariner, and even stated, “The Milford branch is extremely friendly and really get to know their customers. When I see them out around town they always say hi and even remember my name. They stay on top of things and always keep their word. I have only had positive experiences with Mariner.”

Tyler was extremely happy and thankful to have won the $1,000 cash prize, and cannot wait to start shopping for Christmas presents for his family.

Want to check out who last year’s winners were? Simply click here to learn about their stories. Stay up-to-date about upcoming sweepstakes and promotions by liking our Facebook  page and following us on Twitter.

This material was prepared for general distribution. Although all blog posts are intended to be accurate, the information and third-party links provided in the Mariner Finance’s blog are intended for general knowledge and educational purposes only without any warranties, implied or express, of any kind. The posts do not constitute investment, financial or other advice. Authors may or may not be licensed financial professionals; for specific advice, seek the input of a licensed and trained financial expert.

Blog posts are for informational purposes only.

†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


For any stated annual percentage rate (“APR”), the APR represents the cost of credit as a yearly rate and will be determined based upon an applicant’s credit at the time of application, subject to state law limits. A range of APR’s may be applicable, subject to state law limits and individual underwriting. Not all applicants will qualify for a lower rate. APR’s are generally higher on loans not secured by a vehicle, and the lowest rates typically apply to the most creditworthy borrowers. All terms and conditions of a loan offer, including the APR, will be disclosed during the application process. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.99% and an interest rate of 28.77% which includes a finance charge of $3,640.96. Under these terms, the borrower would make 48 monthly payments of $180.02, for a total of payments of $8,640.96. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.


*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.



California Residents: Loans made or arranged pursuant to a California Financing Law license.

VA Residents – Mariner Finance of Virginia, LLC, Licensed by the Virginia State Corporation Commission, Consumer Finance Company License No. CFI-114.


Mariner Finance, LLC, NMLS No. 166564 (
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.

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