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Women using best money saving apps

The 12 Best Money Saving Apps 2019

We all can agree saving money is a good idea even though sometimes it can feel like a difficult task. The advancements of mobile phones and mobile applications have made saving money easier and less time- consuming.

If you’re looking to save money this article is for you. We reviewed 12 of the best money-saving apps to hit the market so you can know if they are right for you.

Let’s check them out.

What are some of the best money-saving apps?

1. Mint

A free money management app powered by Intuit where you can effortlessly manage your finances in one place. This app helps you easily create budgets, and offers suggestions for your spending habits.

You can also track your bills and set alerts to discourage money-grubbing expenses like overdrafts before they happen. And with their free credit score check, you can stay on top of your credit while getting tips on how to improve it. Its great for saving money on a tight budget.

You can sign up and sync your bank account with the app in seconds.

2. Digit

A saving app that analyzes your spending and automatically saves the perfect amount every day so you don’t even have to think about it.

You tell the app what your saving goals are and it uses its machine learning algorithms to analyze your spending habits. The app then uses that data to make smart savings decisions. It’s great for saving money for a vacation.

Digit then saves your money in an FDIC insured bank which means it is protected up to 250,000 dollars.

The Digit app is free for the first 30 days then just $2.99/mo. after the initial trial period.

3. Chime

An online banking app that automates savings. You can save money every time you make a purchase or pay a bill with your Chime Visa card. Chime does this by rounding up your transaction to the nearest dollar amount and transferring that amount from your Chime checking account to your savings account. Chime is great for saving up on an emergency fund.

You can also set up automatic savings on up to 10% of every paycheck you deposit into Chime.

Chime allows you to save money fast and stash it away before you even may have noticed it was there.

4. Qapital

An online banking app that specializes in letting you set automated rules for saving money. For example, you could set a rule to round-up and rollover all spare change into a savings account. Or even transfer lump sums at predetermined intervals. Great for saving money for a car.

The app also allows you to track your progress to your financial goals and comes with its own personal debit card and e-checks.

Withdrawing money from the app takes around 2 business days.

5. Acorns

A personal finance app paired with a debit card that saves and invests for you. You can grow your wealth by automatically investing your change. The rolled-over funds are invested in a portfolio based on your income and savings goals.  Good for saving money for retirement.

This app also offers cash-back investments and savings bonuses on certain brands and products.

The cost of the app is $1 dollar per month for a taxable investment account and $2 per month for an IRA account.

All Acorns portfolios are composed of exchange-traded funds with options for a conservative or aggressive investing approach.

6. Clarity Money

A free app that utilizes artificial intelligence (AI), machine learning and data science to clarify good financial behavior and offer insights to better manage your finances.

Clarity Money will break down your income, spending and saving for you which may save you time and energy. Great for saving money for college.

It will even help you cancel subscriptions you’re not using and don’t need.

The app also offers in-app deals on products and or services that it thinks may be beneficial to you and recommends certain credit cards that may fit your lifestyle.

And lastly, you can create a savings account where you can stash all your new savings.

7. (YNAB) You Need A Budget

YNAB also was known as You Need a Budget is a high-quality budgeting app. It’s free for 34 days then monthly fees of $6.99 kick in, month over month.

This app can easily connect to your bank account and provides an easy real-time budgeting tool.

With goal tracking, progress reports and tools that help you pay down and manage debts this is a great tool for tackling your financial goals.

Another caveat of YNAB is its availability on multiple devices. From your phone, desktop or tablet, no matter what digital medium you are on, YNAB is accessible.

According to the company “on average, new budgeters save $600 by month two and more than $6,000 the first year!”

With a no-risk 100% money guarantee, you may not have a lot to lose.

Check out YNAB!

8. Honey

Do you like coupons? If so, Honey is the app for you. Honey automatically applies the best coupon code at checkout, saving you money on your online purchases.

No longer do you need to search the whole internet to save money.

Time Magazine states “it’s basically free money”.

With thousands of stores with offerings ranging from clothing to food, Honey offers sweet saving opportunities.

If you enjoy online shopping and are looking to save money, Honey may serve as an ideal solution.

9. Scoutmob

Scoutmob is an app that finds the best local business and writes personalized reviews so you can find the best unique experience quickly.

With Scoutmob local articles, you can also stay in the know on most things worth knowing in your city. The app even offers you savings deals on these places up to 50% off.

Another great thing about Scoutmob is you never have to pay in advance for a deal and they are located in places locals actually go.

All you need to do is flash your phone at the location when you want to take advantage of a deal.

Scoutmob is like the friend who always knows where to go and gets discounts to anywhere he takes you.

Try Scoutmob and you can start exploring local deals today.

10. Prism

Prism is a free bill management app. It helps you save money by staying on top of your bills by making sure you’re organized and on time. Here you can set-up payments and make payments all in one place.

See all of your bills and your account balance in one place. No more logging into multiple websites to check your due dates.

Prism automatically pulls the most important bill statement information into a calendar or list.

With over 30,000 five star reviews and 11,000 billers across the country, Prism may be a solid option for your bill management.

11. Trim

Trim is an automated app that acts as a personal financial assistant. It works by connecting to your accounts, analyzing your spending and automating your savings.

It also allows you to track your spending, cancel unwanted subscriptions and negotiate your cable and internet bill.

And like any good savings app, it automates your savings with a weekly transfer into a high yield savings account.

Trim may be an ideal solution if you are looking to save money by trimming your spending.

12. HoneyFi

This is the perfect app for couples that live together. Honeyfi helps couples work together to make the most of their money.

This app helps remove the animosity between couples and their finances. It does this by simplifying how finances are tracked and organized to promote transparency to minimize costly misunderstandings.

You can even create a household budget in seconds and receive alerts for new transactions and upcoming bills.

HoneyFi believes you save more when you know more so the app does its best keeping you in sync with your partner and organizing all your balances and transactions in one place.

If you don’t want to share a transaction, the app provides you with options for what you want to share.

If you are looking to save money as a couple HoneyFi may be an app you want to look into.

Overall there are many apps to help save money. We hope this list has helped you find one for you.

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Blog posts are for informational purposes only.

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