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New Mariner Finance web experience coming soon... Through valuable customer feedback the new site will make it easier to apply for a loan, make a payment, check your offers and search for your closest branch. Click for more info...

How Much Should You Spend On A Car?

How much should you spend on a car? Buying a vehicle can be one of the most costly expenses for households, and with the average monthly car payment for a new vehicle in the U.S at $523 a month, cars aren’t getting any cheaper.[1] On the contrary, the median household income in the United States…

Best ways to save money on groceries

Best ways to save money on groceries Groceries are a necessity, but they don’t necessarily have to break the bank. Here are our 7 tips to spend less and save money when buying groceries. 1.   Establish a budget Establishing a budget allows you to remind yourself what you can afford to spend on groceries for…

Back-to-school money-saving tips.

It’s that time of the year again, when the swimsuits and patio furniture displays are being replaced by back-to-school supplies! Whether you have kids getting excited for school in the fall, a college student ready to leave the nest, or you’re attending school yourself, back-to-school expenses add up fast. Studies have shown that a family…

2015 Holiday Sweepstakes Winners

Nicole from Allentown, PA was one of our lucky 2015 Holiday Sweepstakes winners! Unfamiliar with Mariner Finance, she saw a friend share the sweepstakes link on Facebook. Since it was a quick and easy survey, Nicole decided to enter the sweepstakes. She was surprised and very excited to find out she was the winner of…

Budget Worksheet

Use this budget worksheet to auto calculate your monthly budget. Simply fill out this sheet electronically and see how your remaining balance adjusts at the bottom of the worksheet based on your projected monthly expenses. At the end of the month, your goal should be to have a remaining balance of $0. This is because you want…

Easy, Clever Ways to Start Saving

One of the most popular financial resolutions each year is to “save more”. Considering that the personal savings rate in the United States is about the lowest rate of any industrialized country, according to MoneySKILL®, we agree that this is a crucial area of your finances to focus on. The trouble with having “save more…

   

†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.

 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

 

For any stated annual percentage rate (“APR”), the APR represents the cost of credit as a yearly rate and will be determined based upon an applicant’s credit at the time of application, subject to state law limits. A range of APR’s may be applicable, subject to state law limits and individual underwriting. Not all applicants will qualify for a lower rate. APR’s are generally higher on loans not secured by a vehicle, and the lowest rates typically apply to the most creditworthy borrowers. All terms and conditions of a loan offer, including the APR, will be disclosed during the application process. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.99% and an interest rate of 28.77% which includes a finance charge of $3,640.96. Under these terms, the borrower would make 48 monthly payments of $180.02, for a total of payments of $8,640.96. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.

 

*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

 

 

California Residents: Loans made or arranged pursuant to a California Financing Law license.

VA Residents – Mariner Finance of Virginia, LLC, Licensed by the Virginia State Corporation Commission, Consumer Finance Company License No. CFI-114.

 

Mariner Finance, LLC, NMLS No. 166564 (www.nmlsconsumeraccess.com)
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.

Equal Housing Lender

Mariner Finance provides this link for your convenience and is not responsible for and makes no claims or representations regarding the content, terms of use, or privacy policies of third party websites.