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Sales Financing

The point of sale can be a very exciting, but also stressful time for both a customer and dealer.  A consumer’s excitement can, at times, be over shadowed by the stress of wondering how to budget for the purchase.

In this moment, dealers can offer a potential solution to customers with the help of Mariner Finance’s Buy Now, Pay Later point of sale financing. 

Mariner Finance’s Buy Now, Pay Later Point of Sale Financing– No Payment for 90 Days

Dealers can help to meet customers’ needs today with point of sale financing! Mariner Finance offers financing with no payments required in the first 90 days and no finance charges if the loan is paid in full within 90 days.* Customers have the option of making payments after the initial 90-day period if they choose not to repay the loan in full during that time.

Mariner’s point of sale financing options can be a great way for dealers to help customers enjoy their purchase now but make no payments for 3 months.

But don’t just take our word for it.  Here are some testimonials from satisfied dealers who use our program:

“Having this financing has open the doors and increased our sales probably 25%! The support from our rep and underwriters has been awesome!”
Johnny V.

“I cannot recommend Mariner Finance enough! They have helped us grow our business for nearly 6 years by providing convenient financing for our customers.  Mariner’s quick lending decisions, innovative technology and timely funding process are just a few of the things that drew me to Mariner Finance, and the great customer service is what keeps me there.”
Oliver S.

Ready to sign up or have any questions?  We would love to talk with you about this and other Mariner Finance point of sale financing programs  Click here for more information.

*Subject to normal lending requirements. Deferred payments not available in the state of NJ.  Specific interest rates and any other fees will be determined under applicable state law and may depend upon loan amount, term, and the applicant’s ability to meet certain credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors. All terms and conditions will be disclosed during the application process.

Blog posts are for informational purposes only.

†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.



California Residents: Loans made or arranged pursuant to a California Financing Law license.

VA Residents – Mariner Finance of Virginia, LLC, Licensed by the Virginia State Corporation Commission, Consumer Finance Company License No. CFI-114.


Mariner Finance, LLC, NMLS No. 166564 (
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.

Equal Housing Lender

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