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Regardless of where you are located in the United States, the fall means school is back in session and another sports season has started! While football is arguably the most popular fall sport, these tips can help you plan a tailgate for any sporting event you may be attending.

grillingThe Food

  • Buying off-brands of soda, chips, and other must-have tailgating items will save you money without skipping any of the classic snacks.
  • Worried about not having enough food for everyone in attendance? Go to a wholesale food club like Costco, BJ’s or Sam’s Club to get more bang for your buck.
  • Buy cheap cuts of meat to reduce your costs. Chicken is relatively inexpensive and filling, while steak on the other hand can cost more than you may be willing to spend. Sticking to the classic hamburger and hot dog option also is a good way to save money while still pleasing your tailgating party.
  • Inviting the whole family and close friends? Make it a potluck! Each group can bring a different dish, but be sure to keep track of who is bringing what or have a sign-up sheet. This will allow you to avoid duplicate dishes or possibly having more desserts than actual food.
  • For more tips about how to save money on food, checkout our Affordable Cookout Ideas.

The Supplies

  • Construct a kit of must-have items for your tailgating party.
  • Ask yourself; is this a one-time tailgate or a regular event? If you answered “one-time tailgate,” purchase disposable items like paper plates, utensils, and a Styrofoam cooler. If you answered “a regular event,” it may be in your best interest to purchase reusable pans, serving utensils, and coolers. While this initial purchase will cost you more, in the long run you will be saving money.
  • Summer is ending and lawn chairs and outdoor patio furniture are on sale. These types of chairs and tables are perfect for tailgating because they are weather resistant. Better yet, now is the perfect time to buy since they are typically on sale.



The Spot

  • While tailgating extremely close to the stadium is fun, it also costs more. Oftentimes, local establishments will charge a small fee to tailgate in their parking lot on game days. This will save you money without being too far from the field!
  • Don’t get too wrapped up in tailgating and forget to actually buy your ticket to the game! See if the stadium offers group rates to save you and your tailgating party money.

Whether it’s your first time tailgating or you’re regular, taking these suggestions into consideration can help keep it affordable. If you are in need of a new grill, outdoor furniture, or need help financing your next tailgate, Mariner Finance is here to help! Contact your local Mariner Finance branch today to discover how we can help!

Blog posts are for informational purposes only.

†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.


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For any stated annual percentage rate (“APR”), the APR represents the cost of credit as a yearly rate and will be determined based upon an applicant’s credit at the time of application, subject to state law limits. A range of APR’s may be applicable, subject to state law limits and individual underwriting. Not all applicants will qualify for a lower rate. APR’s are generally higher on loans not secured by a vehicle, and the lowest rates typically apply to the most creditworthy borrowers. All terms and conditions of a loan offer, including the APR, will be disclosed during the application process. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.99% and an interest rate of 28.77% which includes a finance charge of $3,640.96. Under these terms, the borrower would make 48 monthly payments of $180.02, for a total of payments of $8,640.96. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.


*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.



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8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.

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