When applying for credit, it is very important that you understand the type of information that will be asked of you. By knowing common application terms and their meanings, you will be prepared with the proper information and have the knowledge and confidence to understand why this information is important. Our branch managers helped us…
Month: October 2014
Thrill your party guests and kids this Halloween with these delicious and easy-to-make Halloween treats! Still in need of a Halloween costume? Check out our list of 13 Cheap and Easy Halloween Costume Ideas!
13 Cheap and Easy Halloween Costume Ideas. Halloween is quickly approaching! Do you have a costume yet? Before heading to the store for an expensive costume, why not try to make cheap costumes yourself? Not only will you save money, but you will have a unique costume no one else will be able to exactly replicate.…
Interest rate calculator for simple interest loan Confused about your interest charge? If you have an interest-bearing loan, or what is sometimes referred to as a simple interest loan, Web math created an interest rate calculator that breaks down the formula to help simplify the calculation.
With the incorporation of the Affordable Care Act, the staggering costs of medical bills have been widely discussed in the past few years. What isn’t discussed as frequently however, is the impact that this debt could have on your credit score should they go unpaid. This is especially important to address when you consider the…
Fall marks the beginning of pumpkin carving, apple picking, haunted hayrides, and more. Enjoy this special time of year with your friends and family without breaking the bank! Click through the slideshow below to discover fun and cheap fall activities everyone will enjoy.
†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.