In accordance with the CDC and WHO guidelines, our local branches in your community practice social distancing, the use of face masks, and perform detailed cleaning to ensure a safe in-branch experience.
To serve you better during these uncertain times, we provide flexible servicing options for your health and safety. Including the ability to close a loan by phone or online. Simply call your local branch to apply. Or visit loans.marinerfinance.com to start your online application. Loans that need to be closed in the branch are by appointment only to accommodate our current policy of only one customer in the branch at a time.
When you arrive at your branch, we will require you to wear a facemask regardless of local regulations. All office equipment will be sanitized and shields will be used to separate you from our account reps within the closing rooms, helping to protect everyone safety.
If your loan is approved, you will have access to our customer account center that provides the ability to manage your account and make payments from the safety of your own home. With the uncertainty of the future, we want to make certain you have a safe way to manage your financial needs.
We will continue to adapt while serving the community of our customers and employees. Mariner Finance— serving communities since 1927.
†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.