Skip to Content
Icon LockIcon Lockicon-branch-logo-marinericon-branch-logo-pccicon-branch-logo-pfcIcon BullseyeIcon Credit CardIcon HouseIcon LockIcon LockIcon Lockicon-logo-whiteMagnifying GlassMagnifying GlassMagnifying Glassicon-pfc-logo-whiteicon-pioneer-logo-whiteIcon Wheel
New Mariner Finance web experience coming soon... Through valuable customer feedback the new site will make it easier to apply for a loan, make a payment, check your offers and search for your closest branch. Click for more info...

You cleaned up your résumé, you found a job you wanted (click here if you need help), and you just received a call to come in for an interview. While the résumé may be the item that gets your foot in the door, the interview is where the hiring decision is ultimately made. Does the thought of interviewing with a potential employer give you anxiety? Don’t worry, you’re not alone. Properly prepare for your interview with insider tips from our Human Resources department. They’ve broken down the process into three easy-to-follow steps to help your nail your interview!

Prior to the Interview

    • As soon as you know the time of your interview, be sure to block off enough time in your schedule to get ready and arrive at least fifteen minutes early that day. Prepare beforehand by:
      • Checking your closet to make sure you have a suit or business attire that fits and is clean, including shoes to match.
      • Ironing your interview outfit and polishing your shoes if need be.
      • Ladies: Style your hair out of your face and check to see if your nail polish is chipped.
      • Gentleman: Tidy-up your facial hair or shave before the interview.
    • Revisit the position you applied for and make sure you fully understand the job description and skill requirements. This can be done by:
      • Printing out all documents and notes you have taken about the company and position.
      • Printing out multiple copies of your résumé and references. Your résumé should be the same résumé you sent when you originally applied and your references should be aware you have listed them.
    • Have your documents in a folder and bring a pen and notepad for the interview.
    • Again, research the company in addition to the employees interviewing you.
    • Prepare questions about the position, company, and company culture.
    • Turn your phone on silent or leave it in the car.
    • Feel free to bring a water bottle, but know it is inappropriate to bring juice or a coffee.
    • Practice, practice, practice! Have your friends ask you mock interview questions and practice asking questions you may have about the company.

During the Interview

      • Confidence is key. From the moment you walk into the building be sure to maintain eye contact with whoever you are speaking with and shake hands with everyone you are introduced to.
      • Manners matter. Answering, “yes,” not “yeah,” or “yup,” can go a long way.
      • Think about what you want to say before you talk. This will help you avoid rambling and using words like, “um,” “like,” and other filler words.
      • While you may have prepared questions like we mentioned above, try and work those questions into the interview so you can hold more of a conversation.
      • Take notes during the interview.  It keeps you engaged and it shows that you have an interest in the position and what the employer is saying.


      • Ask for business cards or the interviewers’ contact information prior to leaving the interview.
      • Make sure to ask, “What are the next steps?” or “Will I hear back either way?”
      • Prior to leaving, reaffirm your interest in the position and the company.
      • Wait until just after 5pm that day to send an email thanking the interviewer for their time, and follow up with any questions you may have forgotten to ask.
      • If you do not hear anything within 10 days, feel free to follow-up once more by phone or email.

Are you a motivated individual in search of an exciting, fast-paced career? If so, check out open positions at Mariner Finance! We are currently operating in 22 states, and are continuing to grow each day. Click here to learn about career opportunities, company culture, benefits, and more!

Blog posts are for informational purposes only.

†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


For any stated annual percentage rate (“APR”), the APR represents the cost of credit as a yearly rate and will be determined based upon an applicant’s credit at the time of application, subject to state law limits. A range of APR’s may be applicable, subject to state law limits and individual underwriting. Not all applicants will qualify for a lower rate. APR’s are generally higher on loans not secured by a vehicle, and the lowest rates typically apply to the most creditworthy borrowers. All terms and conditions of a loan offer, including the APR, will be disclosed during the application process. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.99% and an interest rate of 28.77% which includes a finance charge of $3,640.96. Under these terms, the borrower would make 48 monthly payments of $180.02, for a total of payments of $8,640.96. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.


*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.



California Residents: Loans made or arranged pursuant to a California Financing Law license.

VA Residents – Mariner Finance of Virginia, LLC, Licensed by the Virginia State Corporation Commission, Consumer Finance Company License No. CFI-114.


Mariner Finance, LLC, NMLS No. 166564 (
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.

Equal Housing Lender

Mariner Finance provides this link for your convenience and is not responsible for and makes no claims or representations regarding the content, terms of use, or privacy policies of third party websites.