Use this budget worksheet to auto calculate your monthly budget. Simply fill out this sheet electronically and see how your remaining balance adjusts at the bottom of the worksheet based on your projected monthly expenses. At the end of the month, your goal should be to have a remaining balance of $0. This is because you want to allocate every dollar you make to an expense so you don’t have extra money laying around at the end of the month. This will prevent you from spending money frivolously. If you have extra money at the end of the month, put it towards a financial goal. Your goal can be as simple as wanting to increase your savings or paying off a student loan. A true budget will have every dollar amount earned allotted to a certain cost or expense. Again, remember the goal is to get your remaining balance down to $0! This will help you to be in control of your finances, and leave you with less room to spend money on things you don’t really need.
Click here to access your budget worksheet! See what it looks like Below:
Still finding that you need some extra money to makes ends meet? Don’t stress; we can help! We make loans for numerous reasons and will work with you to find a solution that best fits your budget and needs. Simply contact your local branch or click here to apply today!
†We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $7,000 may be funded online. Loans greater than $7,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.