Mariner Finance believes that the workplace should be an enjoyable and comfortable environment that maintains an image of professionalism while promoting personal health and diligent work ethic. We recognize that our business is built upon the dedication of each employee and seek to recognize the individual accomplishments of each of our staff members.
Hard Work, Dedication, and Commitment to Excellence
Mariner Finance was founded on the principles of hard work and dedication to superior customer service. By maintaining an expectation of excellence, we are able to ensure quality service for our customers while providing our employees with the rewarding work experience that they deserve.
Mariner Finance continues to grow in order to meet the needs of an expanding financial market. Established as a small finance company in 2002, our success has allowed us to develop into a mid-sized company, and with its affiliates and subsidiaries, consists of over 470 branches across twenty-five states. We value driven individuals who are motivated to create opportunities for the company and our customers.
Honesty and Integrity
The trust of our customers is essential to our success. In order to maintain an open and honest relationship with customers, Mariner Finance is dedicated to abiding by guidelines based not only on legal regulations, but also our own code of business ethics.
An honest relationship among our employees is a crucial part of a positive and productive workplace. Mariner Finance has established an “Open Door Policy” which encourages team members to share their ideas effectively with one another. We pride ourselves on creating an environment that allows employees to communicate openly and reward their creative thinking.
Our Diversity Statement
At Mariner Finance, we value our diverse workforce. We actively seek to attract a variety of individuals with varying backgrounds and different perspectives. We have established a network of business and educational contacts in an effort to meet the challenges of attracting and hiring the best talent. Our commitment to diversity fosters our growth, and enables us to remain an employer of choice.
Making personal loans sense.
Got questions? Get answers.
What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?
Ready to speak to a person—in person?
You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.
What is a personal loan?
Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.
†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.