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We provide different health plan options in order to best suit the unique needs of our diverse and growing team. These options include Preferred Provider Organization (PPO) plans, one of which includes eligibility for a Health Savings Account (HSA) funded by quarterly company contributions.
Medical care is only a part of an individual’s overall health. In order to provide the members of our team with the most complete healthcare possible, we provide affordable Dental and Vision plans for our employees and their families.
Life, Disability, and AD&D Insurance
Our company-paid term life, AD&D, and long-term disability insurance benefits provide all full-time employees with the security of a financial safety net. A variety of additional voluntary benefit options, including short-term disability insurance, and spouse and child life insurance plans, allow employees to purchase additional coverage for added protection and peace of mind.
Flexible Spending Accounts
It can be difficult to plan for medical expenses that arise unexpectedly, which is why Mariner Finance provides the option of Flexible Spending Accounts (FSA). These accounts allow you to take control of your money (pre-taxed) and use it the way that you need to.
Saving for your retirement is an important part of your financial planning. All employees age 21 or older are immediately eligible to participate in our 401k plan. Mariner Finance matches 100% of the first 3% of eligible compensation contributed to the 401k plan plus 50% of the next 2% contributed. The matching contribution is 100% vested after 2 years of employment.
Education Assistance Program
A successful career begins with the foundations of education, which is why Mariner Finance provides Education Reimbursement Assistance to qualifying employees after 1 year of service.
Paid Time Off
Every employee deserves time away from the workplace to spend with their families and relax in whatever way they see fit. For this reason, Mariner Finance provides ample time off, including:
- A tiered base PTO system with an opportunity to accrue a minimum of 120 hours per year for full-time employees
- 11 paid holidays
Transparency in Coverage
Transparency in Coverage (TiC) requires self-funded plans to post the following machine-readable files (MRFs):
- An in-network rate file, which lists applicable in-network provider rates, including negotiated rates, derived amounts, and underlying fee schedule rates for all covered items; and
- An out-of-network rate file, which lists historical data outlining the different billed charges and allowed amounts a plan has paid for covered items or services, including prescription drugs.
Our third party administrator is responsible for maintaining the MRFs at the following link: https://mrf.healthcarebluebook.com/TrustmarkHB
Mariner Finance believes that the workplace should have a professional atmosphere and be an enjoyable and comfortable environment that promotes personal health and diligent work ethic.
All full time employees (30 or more hours worked per week) are provided with a generous benefits package in addition to their monetary compensation.
Frequently Asked Questions
Want to begin a career with Mariner Finance?
Review Frequently Asked Questions for more career information.
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We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.
**15 Day Satisfaction Guarantee: If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days we will waive all finance charges with no penalties. Your repayment amount must be in the form of cash or certified funds.
California Residents: Loans made or arranged pursuant to a California Financing Law license.