Our Corporate Culture
Hard Work, Dedication, and Commitment to Excellence
Mariner Finance was founded on the principles of hard work and dedication to superior customer service. By maintaining an expectation of excellence, we are able to ensure quality service for our customers while providing our employees with the rewarding work experience that they deserve.
Mariner Finance continues to grow in order to meet the needs of an expanding financial market. Established as a small finance company in 2002, our success has allowed us to develop into a mid-sized company, and with its affiliates and subsidiaries, operating coast-to-coast with physical locations in over half the states. We value driven individuals who are motivated to create opportunities for the company and our customers.
Honesty and Integrity
The trust of our customers is essential to our success. In order to maintain an open and honest relationship with customers, Mariner Finance is dedicated to abiding by guidelines based not only on legal regulations, but also our own code of business ethics.
An open relationship with our employees is a crucial part of a positive and productive workplace. Mariner Finance has established an “Open Door Policy” which encourages team members to share their ideas effectively with one another. We pride ourselves on creating an environment that allows employees to communicate openly and rewards their creative thinking.
Our Diversity Statement
At Mariner Finance, we value our diverse workforce. We actively seek to attract a variety of individuals with varying backgrounds and different perspectives. We have established a network of business and educational contacts in an effort to meet the challenges of attracting and hiring the best talent. Our commitment to diversity fosters our growth and enables us to remain an employer of choice.
Mariner Finance believes that the workplace should have a professional atmosphere and be an enjoyable and comfortable environment that promotes personal health and diligent work ethic.
All full time employees (30 or more hours worked per week) are provided with a generous benefits package in addition to their monetary compensation.
Frequently Asked Questions
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We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.
**15 Day Satisfaction Guarantee: If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days we will waive all finance charges with no penalties. Your repayment amount must be in the form of cash or certified funds.
California Residents: Loans made or arranged pursuant to a California Financing Law license.