Top Tips for Planning Your Dream Wedding
You said “I do” to the love of your life and shared the exciting news with close friends and family. Now, the only thing standing between you and forever with your significant other is a wedding. Where do you start? How long does wedding planning take? If you’re here because you’re nervous, overwhelmed, and in […]
What is the Emergency Rental Assistance Program and how may it help?
The Emergency Rental Assistance Program was created to assist households that are unable to pay rent and utilities due to the COVID-19 pandemic. $25 billion in funds are being provided directly to states, U.S. territories, local governments, and Indian tribes (described as “eligible grantees”) to help fund this initiative. If you were unable to pay […]
What is VantageScore®*?
If you’re not familiar with credit scores or just want to know a little bit more about VantageScore®, this article is for you. What is VantageScore®? Created by a joint venture between the big three credit bureaus, Equifax, Experian, and TransUnion, VantageScore® is a credit scoring system developed in 2006. [1] Credit scores can help […]
Lost Wage Assistance Program
The Lost Wage Assistance Program was created through an executive order to provide an additional payment ($300) on top of the weekly unemployment benefits for those who are eligible. Click below to find out the program details for your state: Alabama California Delaware Florida Georgia Illinois Indiana Kentucky Louisiana Maryland Missouri Mississippi North Carolina New […]
Hard Inquiry vs. Soft Inquiry: How Credit Checks May Impact Your Report
Credit inquiries are an unavoidable aspect of life in America. They are necessary when you apply for credit cards or loans. You might have to submit a credit application to move into a new apartment or home. The very mention of credit checks can make some people uncomfortable. However, they’re intimidating because there’s a lot […]
Your Comprehensive Guide on How to Build Credit
While it is certainly possible to live in the United States without needing credit, the reality is that most people will need access to it at some point. Whether it’s renting an apartment or buying a new vehicle, credit is a big part of the American economy and knowing how to build and maintain credit […]
3 Tips to Prevent Late Payments on Your Credit Report
Late payments can happen to anyone, even the most diligent person. Life gets busy and you forget to set up your autopay on a new credit card. Maybe you had a financial hiccup and needed some extra time to make your car payment. Either way, while mostly avoidable, sometimes they’re out of necessity. Fortunately, you […]
Qualifying for Loans: 6 Effective Ways to Boost Your Credit Score
Your credit report is a snapshot of your ability to manage debt. Your credit report and credit score determine whether or not you qualify for a variety of financial tools, especially loans. To confidently apply and qualify for the best loan terms, you can take simple steps to boost your credit score. Review this guide […]
Your Comprehensive Guide to Debt Consolidation Loans
If you live in America, there’s a good chance you have some debt. Whether you have a few credit cards or several student loans, it’s hard to escape the world of debt. However, debt consolidation loans may be way you can better manage your debt. Not every debt consolidation loan is the same, though. Before […]
How do you calculate & effectively improve your credit score?
A credit score may be used by various companies in their evaluation of whether to do business with you. Your credit score may determine whether you can rent a car, lease an apartment, qualify for a mortgage, finance a car, or get a credit card. Utility companies will check your credit score to decide whether […]
What is debt-to-income ratio?
Debt-to-income ratio (DTI) What is debt-to-income ratio and why is it important? These are all great questions and in this article we will do our best to answer them. Your debt-to-income ratio, also known as DTI, is a measure of how much debt you have compared to your income. “Your DTI is one way lenders […]
Best ways to save money on groceries
Best ways to save money on groceries Groceries are a necessity, but they don’t necessarily have to break the bank. Here are our 7 tips to spend less and save money when buying groceries. 1. Establish a budget Establishing a budget allows you to remind yourself what you can afford to spend on groceries for […]