Lost Wage Assistance Program
The Lost Wage Assistance Program was created through an executive order to provide an additional payment ($300) on top of the weekly unemployment benefits for those who are eligible. Click below to find out the program details for your state: Alabama California Delaware Florida Georgia Illinois Indiana Kentucky Louisiana Maryland Missouri Mississippi North Carolina New […]
Hard Inquiry vs. Soft Inquiry: How Credit Checks May Impact Your Report
Credit inquiries are an unavoidable aspect of life in America. They are necessary when you apply for credit cards or loans. You might have to submit a credit application to move into a new apartment or home. The very mention of credit checks can make some people uncomfortable. However, they’re intimidating because there’s a lot […]
Your Comprehensive Guide on How to Build Credit
While it is certainly possible to live in the United States without needing credit, the reality is that most people will need access to it at some point. Whether it’s renting an apartment or buying a new vehicle, credit is a big part of the American economy and knowing how to build and maintain credit […]
3 Tips to Prevent Late Payments on Your Credit Report
Late payments can happen to anyone, even the most diligent person. Life gets busy and you forget to set up your autopay on a new credit card. Maybe you had a financial hiccup and needed some extra time to make your car payment. Either way, while mostly avoidable, sometimes they’re out of necessity. Fortunately, you […]
Qualifying for Loans: 6 Effective Ways to Boost Your Credit Score
Your credit report is a snapshot of your ability to manage debt. Your credit report and credit score determine whether or not you qualify for a variety of financial tools, especially loans. To confidently apply and qualify for the best loan terms, you can take simple steps to boost your credit score. Review this guide […]
Your Comprehensive Guide to Debt Consolidation Loans
If you live in America, there’s a good chance you have some debt. Whether you have a few credit cards or several student loans, it’s hard to escape the world of debt. However, debt consolidation loans may be way you can better manage your debt. Not every debt consolidation loan is the same, though. Before […]
How do you calculate & effectively improve your credit score?
A credit score may be used by various companies in their evaluation of whether to do business with you. Your credit score may determine whether you can rent a car, lease an apartment, qualify for a mortgage, finance a car, or get a credit card. Utility companies will check your credit score to decide whether […]
What is debt-to-income ratio?
Debt-to-income ratio (DTI) What is debt-to-income ratio and why is it important? These are all great questions and in this article we will do our best to answer them. Your debt-to-income ratio, also known as DTI, is a measure of how much debt you have compared to your income. “Your DTI is one way lenders […]
Best ways to save money on groceries
Best ways to save money on groceries Groceries are a necessity, but they don’t necessarily have to break the bank. Here are our 7 tips to spend less and save money when buying groceries. 1. Establish a budget Establishing a budget allows you to remind yourself what you can afford to spend on groceries for […]
Am I qualified to receive a personal loan online?
If you are searching for the best way to get a loan, storefront lenders are not your only options. Let us tell you about another option, online personal loans. Today will show you how to apply for an online loan.
Private: State Sales Tax Holidays for 2018
With back-to-school season looming ahead, it’s a good idea to start looking for ways to save on all those end of summer purchases. We took a look at the states we are currently located in, and found that many of them offer tax-free shopping days in 2018. These sales tax holidays are a great way […]
5 Valentine’s Day Ideas on a Budget
Romantic Valentines Ideas on a Budget Valentine’s Day is right around the corner! Whether you are single, or have been in a significant relationship for many years, Valentine’s Day is a great opportunity to spoil the people/person you love. We have compiled a list of 5 Valentine’s Day ideas for any budget. Valentines on a […]
