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What’s the Difference Between a Personal Loan and a Line of Credit?

woman reviewing finances

There are two common ways to borrow money: take out a personal loan or open a personal line of credit. With a personal loan, you are provided a lump sum of money and then required to pay fixed monthly payments. On the other hand, with a line of credit, you are provided access to a […]

Money Saving Apps: A Go-to Guide to Help You Save Money

financial apps

12 Apps for your Financial Goals in 2022  In times of high inflation, saving money is especially important to help you stick to a budget and plan for your long-term financial goals. Luckily, there are plenty of modern tools to help you plan, budget, track, and save. From digital money management platforms to apps that […]

What Is a Soft Credit Inquiry?

lender discussing loan options with client

You probably understand that when you apply for a loan, the lender will check your credit report. You may also know that a credit inquiry could have an adverse effect on your credit score. However, did you know that there are two types of credit checks? One type is referred to as a “hard” credit […]

Why Choose a Local Lender?

meeting local lender

From ”Small Business Saturday” to community supported agriculture, there are far-reaching efforts to encourage consumers to think locally. While you may choose the option to purchase produce from a community farm stand, it may not have occurred to you that the same principle can be applied to choosing a financial institution for your personal loan […]

Why Is Financial Literacy Important?

financial planner

Financial literacy is understanding how to manage your personal finances. It includes skills like budgeting, saving, borrowing, investing, and day-to-day money management. According to Standard & Poor’s Global Financial Literacy Survey, only 57 percent of Americans are considered financially literate. If you’re not sure where you fall, consider some of the important components of financial literacy: Financial […]

Top Travel Destinations for Fall Foliage

family hike

Fall foliage is the beautiful red, orange, and yellow leaves we see covering trees in the autumn months. These vibrant colors come about as the chlorophyll in the leaves breaks down due to the changes in daylight and temperature. It’s considered peak season for fall foliage when 50 to 75% of trees in an area have turned a shade […]

Back-to-School Shopping for All Ages

running to school

Back-to-school shopping can be a very exciting time of year. It can also quickly become stressful, especially if you have kids in different grades. Different grades need different supplies, and the cost can really start to add up. To help ease the stress of back-to-school shopping, we have made a list of common supplies each […]