Reviewing your Property Tax Statement
Homeowners are responsible for paying property taxes, which are typically billed once or twice a year in a property tax statement that generally contains details that could affect how much is owed. Tax rules, statement formats, and information presented vary by where your property is located, so what appears on your bill could differ depending […]
Estimating Your Property Tax
Property tax bills can sometimes catch homeowners off guard. The amount you owe may change from year to year based on new assessments or updated rates. This could leave you scrambling to cover a bill you didn’t expect. There are some simple ways to estimate what you might owe. Keep in mind that property tax […]
5 Things to Know Before Choosing Debt Settlement
When bills pile up and monthly payments become hard to manage, using a debt settlement company might seem like the answer. These companies usually offer their services to help with debt problems. However, there could be risks with using a debt settlement company’s services. You might end up missing payments, hurting your credit score, paying […]
Mariner Finance Donates Life-Saving CPR Kits to Maryland and Delaware Communities
Mariner Finance, LLC (“Mariner Finance”) and its local Maryland and Delaware branches have combined efforts with the American Heart Association to help provide 50+ Reusable Anytime CPR Kits (“CPR Kits”) to communities across Maryland and Delaware. Mariner Finance donated over $12,000 to the Association to furnish CPR kits and to help train at least 1,000 […]
How Does Your Income Level Affect Your Credit Score?
Did you know that your income is not included in the calculation for your credit score? In fact, income does not directly impact your credit score, but how much you earn may affect your ability to pay your bills on time, potentially causing lenders to consider your income when determining if you qualify for a […]
How Could Debt Consolidation Affect Your Credit?
Having multiple credit cards and loans with different balances and due dates can become overwhelming. If you’ve been thinking about consolidating your debt, you might wonder how the decision may impact your credit. Any new loan could impact your credit score, but whether it is right for you—for the short and long term—depends on your […]
Credit Cards and Personal Loans: Know Your Options
Check your wallet. Do you have multiple credit cards in there? If you pay off your balance each month, you may not give them a second thought. But did you know that interest rates on credit cards are at record highs? Before you apply for another credit card or use one you already possess to […]
What Is APR on a Personal Loan and How Does it Work?
When you borrow money, you repay the funds over time, with interest and fees included. The APR, or annual percentage rate, is a calculation of the total annual cost of borrowing money and includes fees and other charges, in addition to interest. Lenders often advertise a low interest rate. But the interest rate alone does […]
Identity Theft and Steps to Consider
Follow this step-by-step guide to understand, identify, prevent, and manage identity theft.
5 Ways You Might Use Your Tax Refund
Consider these five ways to spend your 2023 tax refund.
Consolidating Your Credit Card Debt
Follow these steps to consolidate your credit card debt with a personal loan.
What to Look for to Avoid Loan Scams
Following financial best practices will help you avoid common loan scams.