What Happens if You Miss a Personal Loan Payment?

What Happens if You Miss a Personal Loan Payment?

Missing a loan payment may cost you financially—now and into the future. You may be subject to additional interest and fees, your credit rating may be affected, and you may potentially risk your chances of loan approvals in the future. Your ability to finance a car or home may also be affected by missed loan […]

What’s the Difference Between a Personal Loan and a Line of Credit?

woman reviewing finances

There are two common ways to borrow money: take out a personal loan or open a personal line of credit. With a personal loan, you are provided a lump sum of money and then required to pay fixed monthly payments. On the other hand, with a line of credit, you are provided access to a […]

Money Saving Apps: A Go-to Guide to Help You Save Money

financial apps

12 Apps for your Financial Goals in 2022  In times of high inflation, saving money is especially important to help you stick to a budget and plan for your long-term financial goals. Luckily, there are plenty of modern tools to help you plan, budget, track, and save. From digital money management platforms to apps that […]

What Is a Soft Credit Inquiry?

lender discussing loan options with client

You probably understand that when you apply for a loan, the lender will check your credit report. You may also know that a credit inquiry could have an adverse effect on your credit score. However, did you know that there are two types of credit checks? One type is referred to as a “hard” credit […]

Kentucky Flood Relief

KY Flood Relief

Despite the numerous challenges presented to us last year due to the global pandemic, 2020 clearly demonstrated that our business is firmly grounded in people, principles and community Mariner Finance plays an active role in supporting the communities they serve. Inspired by the generosity of the Mariner Finance employees, Mariner Finance has initiated comprehensive investments […]