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What’s the Difference Between a Personal Loan and a Line of Credit?

woman reviewing finances

There are two common ways to borrow money: take out a personal loan or open a personal line of credit. With a personal loan, you are provided a lump sum of money and then required to pay fixed monthly payments. On the other hand, with a line of credit, you are provided access to a […]

Money Saving Apps: A Go-to Guide to Help You Save Money

financial apps

12 Apps for your Financial Goals in 2022  In times of high inflation, saving money is especially important to help you stick to a budget and plan for your long-term financial goals. Luckily, there are plenty of modern tools to help you plan, budget, track, and save. From digital money management platforms to apps that […]

What Is a Soft Credit Inquiry?

lender discussing loan options with client

You probably understand that when you apply for a loan, the lender will check your credit report. You may also know that a credit inquiry could have an adverse effect on your credit score. However, did you know that there are two types of credit checks? One type is referred to as a “hard” credit […]