Blog If you have a low-interest car loan and carry other debt, paying off your car loan early probably is not an immediate priority. On the other hand, if it is a priority and you have the means to pay your car loan early, it could save you money, free up disposable income, improve your debt-to-income ratio, and give you clear title to your car in no time. Before you make the [...]
These seven tips from Mariner Finance will help you pay for unexpected expenses.
Blog If you carry balances on numerous credit cards or have other outstanding unsecured loans you pay monthly, you may have thought about combining them so you only have one payment each month; this is known as debt consolidation. Specifically, debt consolidation is when you take out a new loan to pay off all or some of your old loans. A personal loan used to consolidate debt ideally lowers your overall monthly [...]
Blog Financial literacy is understanding how to manage your personal finances. It includes skills like budgeting, saving, borrowing, investing, and day-to-day money management. According to Standard & Poor’s Global Financial Literacy Survey, only 57 percent of Americans are considered financially literate. If you’re not sure where you fall, consider some of the important components of financial literacy: Financial Literacy Helps to Improve Budgeting Your budget is your financial plan, and it includes your income [...]
Blog Even if you’re not familiar with the term, you probably know something about installment loans. You may have even had one. If you own a home with a mortgage or have ever financed a car, those agreements to repay a debt over time are installment loans. Unlike your credit card payments, which can vary month to month, installment loan payments are more likely to remain consistent throughout the length of the [...]
Blog Camping is a popular outdoor activity and can be a great way to blow off steam and get away from the hustle and bustle of everyday life. When camping, you have the opportunity to enjoy nature and take part in outdoor activities. As a result, more than 40 million Americans go camping each year. But there is more than one type of camping, and knowing the difference between a more rustic [...]
Blog March is right around the corner, which means spring break is nearly upon us. Spring break can be an ideal time for students and families to travel, mentally decompress, and have a good time. It’s no wonder that it’s one of the first major travel periods of the year, with around 12 percent of Americans opting to travel during spring break each year. Fortunately, this guide can help you learn about [...]
Blog Upgrades and renovations to your home may help to increase the value. Owning a home requires regular maintenance to retain its property value, but you can also include home improvement projects that offer a significant return on investment (“ROI”). You may find you need to take out a home improvement loan to finance these projects as they may be well worth the investment. This guide will help you determine which project you might [...]
Blog If you and your partner are adventurous travel bugs, a romantic getaway is one of the best gifts you can share with them on Valentine’s Day. As countries lift travel bans, it may be time to pack your bags and head out to incredible destinations perfect for a Valentine’s Day vacation. Upgrade your gift from the standard box of chocolates and bouquet of roses to something far more memorable and exciting. [...]
Blog If you’ve been looking to buy a car for the past year, you have likely noticed the high price tags and heard about the shortage of cars in dealer lots. Between the global chip shortage and the increased demand for cars, vehicles have been in short supply nationwide. Almost all cars —from new models to older used cars— are marked up at a higher price than a year and a half [...]
