Refinancing a Car Loan: 7 Questions to Ask

refinancing a car loan

Refinancing your car loan may save you money if you can negotiate a lower interest rate and better terms than you currently have. To determine if it’s the right decision, you can run some numbers. Interest rates, APRs, origination fees, and even the expense to re-register your vehicle are all costs to consider. Interested in […]

What to Expect When Applying for a Personal Loan Online

couple reviewing personal loan options

Whether you apply online, by phone, or in-person, the requirements to apply for a personal loan are often similar. But approval criteria may vary from institution to institution and, depending on the lender, you could be approved either in person or online. To qualify, you must be 18 years or older and will likely be […]

What Is APR on a Personal Loan and How Does it Work?

reviewing apr on loans

When you borrow money, you repay the funds over time, with interest and fees included. The APR, or annual percentage rate, is a calculation of the total annual cost of borrowing money and includes fees and other charges, in addition to interest. Lenders often advertise a low interest rate. But the interest rate alone does […]

Money for Home Repairs: Where to Start

home improvement loans

Regular home maintenance and repairs may help to preserve your home’s resale value and protect your long-term investment. But funding those repairs can sometimes be a challenge. Consider the following six ways that could help pay for needed repairs: 1. Insurance Coverage Was your home damaged because of a storm or accident? You may be […]

Covering Unexpected Wedding Costs

couple on wedding day

With multitudes of vendors, an ever-changing guest list, and venues dependent on good weather, what could possibly go wrong at a wedding? If you are making plans for what could be one of the most important days of your life, expecting the unexpected is a good rule of thumb. Having funds available to cover those […]

Home Buying FAQs: What You Need to Know

Couple holding a key in home loans options

If you’re in the market to buy a new home, you may have a lot of questions about listings, real estate agents, financing, and inspections. You’re not alone! Here are some questions buyers frequently ask: Should I Get Pre-qualified or Pre-approved for a Mortgage? Even if you’re at the earliest stages of your homebuying journey, […]

What Happens if You Miss a Personal Loan Payment?

What Happens if You Miss a Personal Loan Payment?

Missing a loan payment may cost you financially—now and into the future. You may be subject to additional interest and fees, your credit rating may be affected, and you may potentially risk your chances of loan approvals in the future. Your ability to finance a car or home may also be affected by missed loan […]