As a motorcycle enthusiast, there’s nothing worse than being on a nice ride and having to deal with a mechanical problem or break down far away from home. If you’ve ever experienced this, then you know what we’re talking about! Luckily there are many precautions bikers can take to avoid facing these common problems on the road. While every bike is unique, the best way to prevent bike malfunctions from occurring is to regularly maintain your bike. A regular motorcycle maintenance schedule can help you overcome the following common problems:
1.) Collection of Dirt and Debris – Collection of dirt and debris in the interior of your bike is one of the most common motorcycle problems that may cause it to run poorly. Be sure to check your maintenance manual and follow detailed instructions on what to clean and how often you should clean those parts after you ride. Things like dirty spark plugs are notorious for creating situations where your bike runs poorly, or in some cases won’t start.
2.) Tire Wear – Premature tire wear is usually caused by improper tire pressure when you ride. Again, consult your owner’s manual and check your tire pressure before you ride.
3.) Poorly Lubricated Chains – A properly lubricated chain is absolutely essential to preventing catastrophic failure that could result in a snapped chain, or binding and locking of the drive train, which could lead to engine damage or cause you to have a major accident.
4.)Batteries – Motorcycle batteries have a relatively short life span. Best advice is to make sure you are charging your battery after each ride and consult your owner’s manual for suggestions on keeping it charged. As a general rule, voltage is a good way to determine your motorcycle’s battery state of charge – see the chart below.
5.) Fuel System – Many motorcycles have carburetors, while others are fuel-injected. The hoses that run to and from these units can dry out, crack, or otherwise fail. To prevent this from occurring, regularly inspect them and replace them if necessary. Other problems with your fuel system could include a punctured gas tank or a dirty carburetor. Their job is to ensure the fuel system delivers fuel properly, so it is extremely important to realize and resolve these issues before you hit the road.
To prevent any of these common motorcycle problems from occurring, regularly maintain your bike and consult your owner’s manual to tackle and fix any issues before they interrupt your next ride.
If you are experiencing motorcycle problems that cannot easily be fixed yourself, resulting in you needing professional assistance or needing to purchase an entirely new motorcycle, Mariner Finance is here for your financing needs! Call your local Mariner Finance branch today to learn how we can help or learn more about our personal loans today.
†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.
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For any stated annual percentage rate (“APR”), the APR represents the cost of credit as a yearly rate and will be determined based upon an applicant’s credit at the time of application, subject to state law limits. A range of APR’s may be applicable, subject to state law limits and individual underwriting. Not all applicants will qualify for a lower rate. APR’s are generally higher on loans not secured by a vehicle, and the lowest rates typically apply to the most creditworthy borrowers. All terms and conditions of a loan offer, including the APR, will be disclosed during the application process. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.99% and an interest rate of 28.77% which includes a finance charge of $3,640.96. Under these terms, the borrower would make 48 monthly payments of $180.02, for a total of payments of $8,640.96. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.