Legal & Privacy

Credit Inquiry Authorization and Application Consent

Updated 2025

By agreeing to this Credit Inquiry Authorization and Application Consent and/or clicking the “continue” button I understand that I am making an application to Mariner Finance, LLC, one of its affiliated companies, and/or WebBank (collectively “Lender”), as applicable, for a loan for the purpose described in the application. If the application is submitted through one or more third parties to Lender, I authorize such third parties to share any information that I have provided with Lender. I authorize each of Mariner Finance, LLC, its affiliated companies, and WebBank to share any information that I have provided with each other to consider me for extensions of credit now and in the future, and to service or collect on any loan. I authorize applicable Lender and its service providers to order credit reports on me from time to time and to make whatever credit inquiries Lender deems necessary in connection with this credit application or in the course of review, refinance, servicing, or collection of any credit extended in reliance on this application. I consent to Lender and its service providers’ use of my credit information for any lawful purpose, including but not limited to: evaluating my creditworthiness for credit, servicing, collections, account review purposes, identity verification, and fraud prevention. I authorize any person or consumer reporting agency to complete, compile and furnish to Lender any information that Lender may request. I certify that all information I have provided in connection with this application and request for credit is true, accurate and complete. I authorize Lender and its service providers to verify the information I have given and obtain information about me from a consumer reporting agency or other sources. I agree that all information that I provide or that Lender or its service providers obtains in connection with my application:
  •  (i) may be used to process my request and that Lender and its service providers may contact me using any telephone number and/or email address that I have provided;
  •  (ii)  will remain Lender’s property whether or not credit is extended; and
  •  (iii)  may be disclosed by Lender to any of Lender’s subsidiaries, affiliates, and assigns (including any transferee or participant in the credit requested).
Lender and its service providers may report information about my account to credit bureaus. Late payments, missed payments, or other defaults on my account may be reflected in my credit report.