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Understanding Your Credit Score: Here’s What to Know

credit score

Your credit score is a factor when you apply for a mortgage or car loan. It can be pulled when you apply to lease a new apartment. Even insurance companies typically check your credit score to help determine how much they might charge you for your premium. But what is your credit score? How does […]

Mariner Finance responds to Washington Post article

  Mariner Finance takes seriously its role of providing an important credit option to Americans who have limited access to consumer credit.  The recent story in The Washington Post includes many misrepresentations about Mariner Finance that need to be addressed – we do so directly in the redliner of the article below. Some important facts: Mariner […]

Why Choose a Local Lender?

meeting local lender

From ”Small Business Saturday” to community supported agriculture, there are far-reaching efforts to encourage consumers to think locally. While you may choose the option to purchase produce from a community farm stand, it may not have occurred to you that the same principle can be applied to choosing a financial institution for your personal loan […]

Choosing a Mortgage Lender: Some Questions to Ask

choose lender

Choosing a mortgage lender can seem a bit daunting. After all, there are so many of them out there. Community banks, savings and loan institutions, mortgage brokers, national banks, credit unions, and online lenders may all provide mortgage services. However, before you sign a document as important as a mortgage, consider the reputation of the […]

Can You Get a Loan for a Wedding?

Can You Get a Loan for a Wedding

With many weddings costing in excess of $30,000, it easy to understand why you might consider getting a loan to pay for the celebration. The good news is that you may be able take out a personal loan for a wedding. Before you do, it is important to consider the amount you want to borrow […]

3 Ways to Pay Off Your Car Loan Early

Pay Off Your Car Loan Early

If you have a low-interest car loan and carry other debt, paying off your car loan early probably is not an immediate priority. On the other hand, if it is a priority and you have the means to pay your car loan early, it could save you money, free up disposable income, improve your debt-to-income […]

A Personal Loan for Debt Consolidation: 7 Things to Consider

A Personal Loan for Debt Consolidation

If you carry balances on numerous credit cards or have other outstanding unsecured loans you pay monthly, you may have thought about combining them so you only have one payment each month; this is known as debt consolidation. Specifically, debt consolidation is when you take out a new loan to pay off all or some […]

Why Is Financial Literacy Important?

financial planner

Financial literacy is understanding how to manage your personal finances. It includes skills like budgeting, saving, borrowing, investing, and day-to-day money management. According to Standard & Poor’s Global Financial Literacy Survey, only 57 percent of Americans are considered financially literate. If you’re not sure where you fall, consider some of the important components of financial literacy: Financial […]

Insider Tips for Getting the Best Deal on Engagement Rings

wedding ring

Valentine’s Day is right around the corner and love is in the air! Engagement rings are one of the most expensive purchases a person will make in their lifetime, making it extremely important to determine a budget before visiting the jewelry store.  In order to help you stick to your budget, we have talked to […]