What to Expect When Applying for a Personal Loan Online
Whether you apply online, by phone, or in-person, the requirements to apply for a personal loan are often similar. But approval criteria may vary from institution to institution and, depending on the lender, you could be approved either in person or online. To qualify, you must be 18 years or older and will likely be […]
Money for Home Repairs: Where to Start
Regular home maintenance and repairs may help to preserve your home’s resale value and protect your long-term investment. But funding those repairs can sometimes be a challenge. Consider the following six ways that could help pay for needed repairs: 1. Insurance Coverage Was your home damaged because of a storm or accident? You may be […]
Covering Unexpected Wedding Costs
With multitudes of vendors, an ever-changing guest list, and venues dependent on good weather, what could possibly go wrong at a wedding? If you are making plans for what could be one of the most important days of your life, expecting the unexpected is a good rule of thumb. Having funds available to cover those […]
What to Look for to Avoid Loan Scams
Following financial best practices will help you avoid common loan scams.
What’s the Difference Between a Personal Loan and a Line of Credit?
There are two common ways to borrow money: take out a personal loan or open a personal line of credit. With a personal loan, you are provided a lump sum of money and then required to pay fixed monthly payments. On the other hand, with a line of credit, you are provided access to a […]
What Is a Soft Credit Inquiry?
You probably understand that when you apply for a loan, the lender will check your credit report. You may also know that a credit inquiry could have an adverse effect on your credit score. However, did you know that there are two types of credit checks? One type is referred to as a “hard” credit […]
