Did you know that fall is the best time to buy tires? According to J.C. Tire, they found numerous customers make the mistake of waiting until the spring to purchase new tires. The mechanics disclosed to us, “As a tire wears out, dry traction increases and wet (rain or snow) traction decreases making fall the best time for this purchase.” Now that you know the best time of year to buy tires, the question is “Do you NEED new tires?” We outlined how to determine if you are due for a new set below. Already know you do? Check out Part Two of our Tire Buying Guide to learn how to choose the right tires for your car.
How do you know if you even need new tires?
The best way to determine if you need new tires is to first take your car to the shop. Here, an expert mechanic can see if there is an alignment issue or if you really do need new tires, and if so, how many.
Do you need to buy all four tires?
You do not have to buy all four tires at one time. If you happen to run over something and need just one tire that is fine. If you can only afford to purchase two and plan on buying the other two at a later date that is okay too. If you do buy two new tires, your mechanic will choose which tires to replace based on whether your car is front, rear, or all-wheel drive. Find out how much tires may cost you by heading over to JCTire.com where you can search by your vehicle type or tire size.
Tip: Gary from Aero Motors expressed these important suggestions based on the type of vehicle you have. All-wheel drive vehicles require equal tread depth in order for it to work properly. This means matching low tire tread with a new tire tread could damage the system. On four-wheel drive vehicles it’s important to match axles. For example, you can have a new set on the rear and old tires on the front as long as the tread depths are near equal on each axle. This avoids potential damage to the self-locking splines on the four-wheel drive system.
What all comes with the tires?
When you buy your tires, be sure to ask what services come with the purchase. While some establishments do not offer any, others offer rotations or repairs. Krietz Auto has a great deal when you buy tires from them; they offer free lifetime rotations and tire repairs. They state on their FAQ page that “Our tires should be rotated every other oil change, or every 6,000 miles. Neglecting to rotate tires is a major cause of premature tire wear.”
It is important to note that you should figure out your budget before making a major purchase. Are you willing to pay for expensive tires that will last longer, or will you go with the cheaper option that typically will not last as long? This price verses quality issue is a major factor when considering purchasing tires.
Now that you know when to buy new car tires, learn how to choose the right tires for your car in part two of our Tire Buying Guide.
Short on funds, but need to make car repairs? Mariner Finance is here for your financing needs! Contact your local Mariner Finance branch today to speak with a knowledgeable member of our staff and get the money you need today! Apply for a personal loan online today.
†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
For any stated annual percentage rate (“APR”), the APR represents the cost of credit as a yearly rate and will be determined based upon an applicant’s credit at the time of application, subject to state law limits. A range of APR’s may be applicable, subject to state law limits and individual underwriting. Not all applicants will qualify for a lower rate. APR’s are generally higher on loans not secured by a vehicle, and the lowest rates typically apply to the most creditworthy borrowers. All terms and conditions of a loan offer, including the APR, will be disclosed during the application process. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.99% and an interest rate of 28.77% which includes a finance charge of $3,640.96. Under these terms, the borrower would make 48 monthly payments of $180.02, for a total of payments of $8,640.96. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.