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Coronavirus (COVID-19) Update for 07/23/20: Mariner Finance has taken steps to help keep you and our employees safe (Click for more info)

Unexpected expenses still happen in uncertain times and Mariner Finance is here for you with new and innovative ways to assist you.

You may be eligible to open or renew a loan without leaving your home!*

Here is how you can start your application from home:

Loans closed by phone, or in a branch location after June 17th, are eligible to make NO PAYMENTS UNTIL August 2020!*

Apply online or via phone with your local branch so Mariner Finance can help you get the money you need today!*†

 

*Subject to normal lending requirements. Maximum loan amounts vary by state and are subject to underwriting requirements. No payments until June 2020 applies only to loans signed in a branch location or completed by phone on or after April 17, 2020. Our loan by phone process requires a compatible mobile or computer device on which you can access your email and electronic documents.

† The online application process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process and accept a loan offer, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score. Applying at your local branch will result in a “hard” credit inquiry that may impact your credit score.

USA Patriot Act: To help the government fight the funding of terrorism and money laundering activities, Federal Law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

CA Residents: Loans made or arranged pursuant to a California Financing Law License

Existing Loans – If you have a loan with us now, acceptance of this offer creates a new loan, which requires paying off the balance of any existing loan and the submission of updated application information. Any pre-existing collateral in connection with the prior, refinanced loan may be retained, and the new loan may result in terms that are different than those of your current loan. Additional fees may apply in connection with the extension of a new loan pursuant to state law as will be detailed in your new loan documents.

Prohibited Use of Proceeds – Loan proceeds may not be used for business or commercial purposes, to finance direct postsecondary education expenses, for purchase of securities, for gambling or any illegal purpose.

15 Day Satisfaction Guarantee
If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days, we will waive all finance charges with no penalties. Your repayment amount must be in the form of cash or certified funds.

Making personal loans sense.

Got questions? Get answers.

What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?

Ready to speak to a person—in person?

You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.

What is a personal loan?

Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.

   

†We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $7,000 may be funded online. Loans greater than $7,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.

 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

 

*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

 

Mariner Finance provides this link for your convenience and is not responsible for and makes no claims or representations regarding the content, terms of use, or privacy policies of third party websites.