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Loan Application Questions

FAQ Application Questions

What is a Mariner Finance offer code?

Prescreened credit offers mailed to qualified consumers include an offer code. With this offer code the consumer can accept the offer online, complete the verification process, and have their funds deposited into their bank account. When using the offer code online, the consumer may be also be informed of eligibility for other loan amounts. This offer code needs to be submitted on our offer code page: loans.marinerfinance.com/offers.

What to bring to the branch to complete your application?
  • A copy of a valid, government issued photo ID (e.g. driver’s license or passport)
  • Social Security card
  • Proof of residence (e.g. a driver’s license with your current address, a utility bill, or a signed lease)
  • Proof of income (e.g. paystubs or tax returns)
  • Your recent tax return and copy of bank statements (If self –employed).
Do you consider applicants that have filed bankruptcy?

Yes, subject to underwriting requirements.

If I need a co-signer, does it need to be a family member?


Do you require identification, if so, what type?

Yes, valid government issued picture identification is required.

Do I have to provide proof of income to obtain a loan?


What is the status of my application?

Application status: To find out the status of your application, call the branch where you applied. They will be able to assist you and answer any other questions you may have about the application process.

How long does a personal loan application takes?

An application takes approximately 5 minutes to complete.

How long will it take before I hear something regarding the status of my application?

You should receive a response usually within the same business day. Please take into account that response time may vary based on application volume and submission time. Any further questions, please call your local branch.

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