Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 71,978 verified reviews.
Read all reviews
ALL the folks at Mariner have been extremely helpful, open and cordial. They go into detail to insure that you realize what you are signing and implications thereto. They are the epitome of "there is no stupid question", leaving the customer thoroughly satisfied.
Feb 04, 2026Zanesville, OH
Candace was great! She got me in and did my paperwork quickly while still making sure I understood everything. Glad I had the best assisting me with my funds
Feb 04, 2026Harvey, LA
Shelby & Faith really helped me today, they were very caring, thoughtful and persistent with our wants and needs! Thank you so much!
Feb 04, 2026Bloomington, IN
Teresa was very nice and helpful. She gave us a higher amount of money. I have recommended a friend in the past and will keep recommending Mariner.
Feb 04, 2026Brandon, MS
Angela was amazing. Professional and had everything ready to go so we wouldn’t have to wait.
Feb 04, 2026Madison, WI
Fernando treated me exceptionally well. He was highly informative and made the entire process seamless. I’m definitely planning to return in the future!
Feb 04, 2026Spring, TX
I have been with you guys for years always been there to help me. Your service is very good.. Customer service was always there to help and explain things that I didn't understand ,Never rude just straight to the point and I like that. I Thank you for your service.
Feb 04, 2026St. Petersburg, FL
Ms Sha, was very Professional and passionate with me. She helped me with my financial situation and I would recommend her to everyone. She had my best interest and I thank God for her service and support. Thank you so much 😘
Feb 04, 2026Alexandria, LA
Becky was very sweet, attentive, and non-judgemental during this process. Highly recommend working with her if you have the chance since loan processing can be very emotional and stressful for folks. Thank you Becky <3
Feb 04, 2026Mariner Finance, LLC - Corporate Roll-up
Easy going, listen to my needs and helped this process to be painless.
Feb 04, 2026Fairlawn, OH
Ms. Sheri was so great and loving. I really appreciate her. She helpful me out alot.
Feb 04, 2026Pikesville, MD
Love this place BM Beatriz and staff are the friendliest and always making u feel welcome
Feb 04, 2026Weslaco, TX
Samantha and everyone at the Callahan Dr office were great to work with. They made the loan process easy. I highly recommend them.
Feb 04, 2026Mariner Finance, LLC - Corporate Roll-up
I have the utmost friendly experience from the staff at Mariner. Amanda is very knowledgeable about her job and she made me feel very comfortable with the service she helped me with. Thank you, Amanda. She is a credible member of Mariner and always look forward to speaking with her.
Feb 04, 2026St. Charles, MO
