Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 75,507 verified reviews.
Read all reviews
Michelle is an excellent advisor on securing the best loan and interest rates. Michelle is very knowledgeable and professional.
Nov 24, 2025Lancaster, SC
Mariner Finance approved me when no one else would. It was super easy and fast. Monica is awesome and very nice. Also you get your money before you leave if you bring your debit card! I strongly recommend Mariner Finance!
Nov 24, 2025Edmond, OK
Very good experience. I worked with Valerie she was very patient and helpful.
Nov 24, 2025Burlington, NC
I am very happy with the service I received with Mariner Finance. They were were ready to help me as soon as I walk in the door.
Nov 24, 2025Ft. Worth, TX
Giovannai was polite and professional, quickly processed my request.
Nov 24, 2025McAllen, TX
Always a pleasure doing business with Mariner Finance. The agents are pleasant and helpful. I have been a customer for a long time. I highly recommend Mariner Finance.
Nov 23, 2025Carlisle, PA
* really was impressed by the nice genuine enthusiasm from both Nick & Nat. They both seemed like they really enjoy their job.
Nov 23, 2025Beech Grove, IN
Quick and efficient handling of the refinance. No issues!
And that's the way I prefer it!
Nov 23, 2025Ontario, CA
Thank you guys for your help and appreciate it. And because you got a great job, thank you.
Nov 23, 2025Anderson, IN
I have been with Mariner for years...they have helped me in so many ways...I go to them always when I need loans. .they have the kindest employees that work with me and always work with me in a kind professional way.
Nov 23, 2025West Melbourne, FL
I have always been treated very well by everyone at the Florence location . They have helped me when I needed it most.
Nov 23, 2025Florence, KY
The representative went out of her way to help me with my loan request I would highly suggest if you need a loan to contact Mariner Finance.
Nov 23, 2025San Antonio W, TX
