Online loans from the comfort of your home
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Online Loans: Do You Qualify?
Online Personal Loans†
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt††, or take a much needed vacation, an online loan may provide you with the funds you need. At Mariner Finance, we offer a simple application process for online loans that you can complete in minutes. Apply now to see if we have a customized loan solution for you!
How do online loans work?
Our online loans are convenient, and the application process can be quicker than applying in person. The process is simple:
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1
Choose an amount
You may qualify for a loan from $1,000 to $25,000
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2
Tell us about yourself
Name, address, SSN, employment status, income and home ownership
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3
Tell us how you plan to use your loan
Do you plan to make a purchase or consolidate debt?
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4
Agree to disclosure and consent
Provide your E-Signature and agree to application terms and conditions
Once your application is complete, we will review the information and let you know if you have an offer available.
Is an online loan right for you?
For those who qualify, an online loan may provide you with the needed funds for a wide range of projects and activities. They are also convenient with a quick application process.
Want to learn what might be right for you? You can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is personalized to your unique needs.
What are the benefits of an online loan with Mariner Finance?
- Access to funds for your specific needs
- Convenient at-home application process
- Personalized customer service
- Fixed interest rate and monthly payments
- Set payoff date
- 15-Day Satisfaction Guarantee**
How do I qualify for an online loan ?
Not all applicants will qualify for an end-to-end online loan, and approval will be determined based on your credit, income, and other information from your loan application. For applicants who do not qualify for an online loan, the application process can be completed in your branch office. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now†.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 89,013 verified reviews.
Read all reviews
Mariner finances was great, they were wonderful to work with and very professional and friendly and got everything done quickly we were very pleased with the service we received would definitely recommend them to anyone 🤗
Jun 19, 2026McComb, MS
Miss Mary Mills and all the other nice ladies that work there are so friendly. They’re so nice. They’re so helpful. I went in for one thing and Lord knows they worked out a whole new plan for me. That was such a blessing such a blessing so anybody that need financial help and want a good team I need to borrow money this definitely it’s a place to go. These are good loving Christian ladies that’s willing to help in every way, looking for the best option for you and will give you the best deal.
Jun 19, 2026Tupelo, MS
Misty was most helpful, courteous and professional. I was greeted immediately and they listened to my concerns and answered thoroughly any questions I had.
Jun 19, 2026Alton, IL
Mr. Punnet Raj, was professional, efficient, pleasant, knowledgeable , informative..... excellent. It was a great experience.
Clone him!
Jun 19, 2026Germantown, MD
My experience with Mariner Finance was once again fantastic. Jessica was the consummate professional from the beginning of the process to the very end. Her friendly demeanor made her a pleasure to work with and all my questions were answered quickly and in a way that I could easily understand. The best decision I made was choosing Mariner Finance for my financial needs. They get a 5-star rating from me!
Jun 19, 2026Syracuse, NY
I greatly appreciated the assistance Jared Engelman provided regarding my loan. His professionalism and courtesy were evident throughout our interaction. Jared carefully outlined all options, allowing me to determine which loan best aligned with my needs. Mariner Finance has proven to be a reliable resource during challenging situations, and I expect to remain a loyal customer.
Jun 19, 2026Pikesville, MD
This is my second time using this company and location. Calvin and Ebony were amazing with helping me decide a plan for a loan! Professional, knowledgeable and friendly. Got it done in a very short amount of time too!
Jun 19, 2026Midwest City, OK
