Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 85,997 verified reviews.
Read all reviews
Friendly people and the process was so easy. Thank you for a present experience.
May 09, 2026Lebanon, MO
Ever thing was great. Everything was explain. I understood it all. Great vibe. Thank you for taking care of me
May 09, 2026Tallahassee, FL
They are helpful. I have can always redue my when needed. Good people to work with.
May 09, 2026Lebanon, MO
So far, I've had three wonderful experience(s) with Mariner Finance Company. And each time it was great especially, when I needed to borrow funds. A special shout out to Rosely for making it happen.
May 08, 2026Clovis, CA
I arrived and was greeted by the most pleasant person. She explained everything made me feel comfortable in. My experience, took care of me and my needs. I really appreciate her and experience I shared with her.
May 08, 2026Easton, MD
Service was very good. Results were quick. Loan received the same day applied.
May 08, 2026Boardman, OH
Kelly is absolutely wonderful always kind and helpful she goes above and beyond for all her customers. Thank u to Kelly and Mariner
May 08, 2026Westmont, IL
I have had several loans with Mariner Finance. The application process is always easy, and finishing up the loan documentation is a quick process. They have you out the door and on your way with a smile. Karen and Brian are great to work with, and have been super helpful each time.
May 08, 2026Chambersburg, PA
Professional, knowledgeable, and extremely easy to work with. I felt very comfortable and confident with the assistance I received. The rates were fair, and the requirements were reasonable. Highly recommended!
May 08, 2026Tucson, AZ
Great customer service and Monica Torres was very delightful to work with! Keep up the good work. Thanks again
May 08, 2026Tomball, TX
I have been dealing with Marina for a few years now... And they've always been professional kind honest and courteous can't ask for more than that..
May 08, 2026Lancaster, PA
Conner was a pleasure to work with. Got everything done in a timely matter.
May 08, 2026Erie, PA
