Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 88,058 verified reviews.
Read all reviews
Excelente atención al cliente, mucha amabilidad, profesionalismo y respeto. En cuanto a la oficina, muy buena organización y limpieza.
Jun 06, 2026Ft. Worth, TX
It was great, fast and easy. Thank you so much. Brittany was professional.
Jun 06, 2026Hilliard, OH
Gil is extremely professional. I think many people asking for a loan get a bit nervous about the process. Gil sets people at ease and is very professional and kind. Makes the process easy. Not something seen at this level in young people in today’s society.
Jun 06, 2026Everett, WA
All I can say is Mariner Finance is awesome. They sent me a pre-approved check in the mail and after depositing it, my bank released the funds in 4 days just in time for the Fall rush. They called me a couple of months later because I had forgotten to make my first monthly payment, and instead of penalizing me they invited me to come in the office to refinance my loan and they cut me an additional $$$$ check. The only issue I have ever had is with the online website. Everytime I try to pay, I end up making multiple payments on my account by mistake. But they offered to cut me another check for a Second refinance this week, so I can't complain. If you have Good credit, you should qualify for up to a $5000.00 loan. if you have fair credit, and you have a mortgage you still should be able to at least get a 1 or 2K loan. Same day check loan in less than an hour. Good deal...!!!
Jun 06, 2026Fayetteville, NC
Hamable .efficiently rapido very easy to got help very good experience
Jun 06, 2026Bloomsburg, PA
They are very professional and courteous and they strive to help their customers with a smile.
Jun 05, 2026Albany, GA
Mariner did not turned me down whne the others did they worked with me and were able to get me the help i was looking for .
Jun 05, 2026Ocala, FL
One of the best I have ever had in dealing with this type of service in my life .My rep was very help and kind made me feel like she new me. Iwas very at piece the hold time . Thank so much!!.
Jun 05, 2026Vero Beach, FL
The service extended to me by David at Mariner Finance went way beyond what I expected. A true professional, everything was explained in it's entirety and I will recommend the Company to people I know who needs the help I received.Thank you Mariner Finance.
Jun 05, 2026Union, NJ
Janice is always wonderful when I've been to the office and helped me when all my money needs. I would recommend 10/10.
Jun 05, 2026Springfield, IL
Seriously Faith and Kevin are the best! They have been there for my mom when she needed help. They tell her everything that’s going on and are so funny. Definitely highly recommend
Jun 05, 2026Salem, OR
Smooth process and friendly staff. Melinda and her team made it easy to do business with Mariner
Jun 05, 2026Irving, TX
