Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 81,111 verified reviews.
Read all reviews
Berernice Valdez was very helpful, attentive and knowledgeable. She made the whole process smooth and easy. She went above and beyond. As soon as I pulled up, she was at the door, opened it and welcomed in. I highly recommend Berenice and Mariner Finance.
Mar 06, 2026Brownsville, TX
Jerry was very kind and helpful. My business was taken care of in a timely manner and all done over the phone. I do not drive anymore and this was a great help to me. Jerry is a sweetheart, so nice and helpful. Thank you Jerry.
Mar 06, 2026Hoover, AL
The best company I have dealt with very nice and helpful people they help me in every way possible pollite and professional, I tell every body about this company and would recommend them to anyone
Mar 06, 2026Pikeville, KY
Just finished up a loan with Mariner Finance and worked with Steve in Canton, Ohio. The whole thing was very smooth, took only a day and a half and I had my funds deposited. Great service!!
Mar 06, 2026Canton, OH
The young lady that I worked with and met was very professional and extremely helpful I would recommend you to anyone
Mar 06, 2026Lake City, FL
These guys are LEGIT! I really appreciate Amanda and her willingness to assist me in a crisis. She even went as far as paying off an active loan for me and reduced my monthly payment obligations. If you are in a slight financial bind, I HIGHLY RECOMMEND Mariners Finance as a viable solution to your problem.
Mar 06, 2026Chula Vista, CA
The whole process I went through to get a loan was quick and easy due to the rep Nichole Barksdale she made it easy to apply and got quick response for my application and after getting approval explained everything to me easy to understand greatly appreciated her help.
Mar 06, 2026Spring, TX
Mandi the branch manager is an awesome and amazing person and manager. She always goes above and beyond for me and all the customers whom visits Mariner Finance. I would always recommend others to this branch.
Mar 06, 2026Slidell, LA
Marizaliz was extremely helpful getting my information approved. It was super fast from the start to end. I appreciate her time and how she went through everything and got me in and out of the office.
Mar 06, 2026Tacoma, WA
Wonderful Customer Service. Brenda was very patient with me uploading the documents and walked me through everything.
Mar 06, 2026Union, NJ
Whitney was the perfect customer service.I enjoyed her attitude and she was very pleasant to work with
Mar 06, 2026Charlotte, NC
Liz is super helpful, informative, and very knowledgeable. She answered all my questions and an absolute pleasure to work with!
Mar 06, 2026Tacoma, WA
Customer service was very pleasant, Ms Candace Brown handled my application along with the manager of the location. Everyone has a very good spirit. I would highly recommend that location to friends and family members... Thank you 😊
Mar 06, 2026Harvey, LA
Thank you David and Kristen for being helpful and helping me and my mother.
Mar 06, 2026Round Rock, TX
Jefferson provided outstanding service. He made my experiencia easy and informatiive.
Mar 06, 2026Alexandria, LA
I had very good experience with Mariner Finance, Tiffany Paul was excellent, I enjoyed working with her.
Mar 06, 2026Zanesville, OH
