Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 73,065 verified reviews.
Read all reviews
Marina Finance is absolutely wonderful. The representatives are kind, polite and professional in helping their clients. If you need help with a loan start with them before any other loan company.
Oct 22, 2025Timonium, MD
Very nice did a great job. Been coming there for years always treated right.
Thank you
Oct 22, 2025Russellville, KY
James was very professional, kind, and courteous. He speedily completed my loan process and explained the terms of contract. Ortega, who closed my loan, did so efficiently.
Thank you both!
Oct 22, 2025Newport News, VA
The staff at Mariner Finance has been fantastic and they have really helped me out greatly with improving my finances!
Oct 22, 2025Santa Ana, CA
They are so great to work with here! Emily especially went above and beyond helping me get my consolidation loan figured out! She was extremely helpful, explained everything fully and helped go back and forth with numbers to make sure it met my needs. She even stayed past closing time just to finish the loan to work around my crazy work schedule. She was so sweet and patient despite how many times I had to get off the phone and call back due to work. I highly recommend going to see her for any loan needs! 😁
Oct 21, 2025Sedalia, MO
Tara Schneider was awesome to work with very professional and informative. I believe she is a great asset to this establishment.
Oct 21, 2025Danville, IL
Awesome place to do business. Very friendly environment, and hands down the best customer service experience I have ever had.
Oct 21, 2025Knoxville - Harvest Mill, TN
Mayra Gonzalez muy amable y muy profenional con los clientes ami en lo personal me trato muy bien muchas gracias por ayudar me con este prestamo
Oct 21, 2025El Paso E, TX
I've never had a personal loan before but Alexis and Kelly made it so easy peasy! I definitely recommend this company. Edit: I refinanced my loan with Kelly and she was so amazing! Thanks Kelly!!
Oct 21, 2025Pekin, IL
Friendly staff, able to work with clients more then others, and welcoming environment, Definitely a good team and reliable.
Oct 21, 2025Beaumont, TX
The representatives at the Bloomsburg office were very professional and meet our needs. The process was simple and quick.
Oct 21, 2025Bloomsburg, PA
Alexis is awsome, she was the nicest person I have ever closed a loan with!!!!! Good work Alexis!
Oct 21, 2025Pekin, IL
