Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Useful Articles
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 75,272 verified reviews.
Read all reviews
The ladies in the office are kind, helpful, and efficient. God bless them.
Sincerely, Julia K. Murphy
Nov 21, 2025Corydon, IN
If you need a loan to make up a deficit or for a big purchase maybe, Mariner Finance is super easy to work with. I’ve had a loan with them for several months. Make payments directly out of my account. They paid the Loan right to me the same day, which was awesome. Missy was super easy to work with and super kind. Most of the stuff was done online, but I think you can bring all your stuff to the office if you need to. Are the details of the loan upfront so you know exactly what you’re getting into.
Nov 21, 2025Fairlawn, OH
Tamala is great! She is always so helpful and makes sure the paperwork process is smooth. Highly recommended her!
Nov 21, 2025Avon, IN
Excellent service, very easy process, Amanda is the best! Highly recommend!!
Nov 21, 2025Harrisburg, IL
The customer service is excellent! I never had a problem since I've been with Mariner in the last year with customer service. everyone is friendly and nice. The procedure and the process of refinancing your car is too expensive it's just gouging people who are in need, taking advantage because we're desperate---- 28% is a lot to refinance a vehicle. thank you Mariner customer service
Nov 21, 2025Torrance, CA
Omar is invaluable. He understood me. He has good gestures for communication. I appreciate his work.
Nov 20, 2025Las Cruces, NM
Thank you Ann!!!! She was absolutely professional and so attentive. She made my loan process easy and explained all the necessary details to get me approved. She was brilliant and the staff that greeted me was kind as well. 5 stars for Ann-Marie.
Nov 20, 2025Lanham, MD
Mariner finance staff is very professional and friendly, quick and easy process. Would definitely recommend.
Nov 20, 2025Wilmington, NC
Shelley the manager and her assistants are always so friendly and eager to help with a smile on their faces. Great place to do business with!!
Nov 20, 2025Cleveland, TN
I really appreciate the team at the Johnson City location. i was met with smiling faces who made me feel welcome. And the whole loan process took only a matter of minutes, because they had everything in place before I arrived. Thanks to each of you.
Nov 20, 2025Johnson City, TN
I love going into the New Castle IN office of Mariner. Brittany and Angela are so friendly and are very knowledgeable. Any time we go into the office it's always a pleasant experience. I'm proud to say I recommend Mariner to family and friends. Keep up the fabulous work Brittany and Angela 🤩
Nov 20, 2025New Castle, IN
Never expected to be greeted with such happy faces had everything explained to me in great detail. Was surprised to recieve more than expected. Even stayed late for me due arrive to there facility to having problems getting on line.
Nov 20, 2025Waco, TX
Melanie was very professional and polite. She made the experience very easy.
Nov 20, 2025Chambersburg, PA
We had a great experience with Mr. Moody. Everything was quick and easy. Would definitely recommend!
Nov 20, 2025Shiloh, IL
The experience was very good, Miss Esparza helped me out and took the time to make sure everything was in order
Nov 20, 2025El Paso E, TX
