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Have confidence that you can access your account online anytime using our Customer Account Center

What can you do in the Customer Account Center?

  • Auto Pay– Easily set up recurring monthly payments.  It’s FREE and helps you keep your account in good standing and avoid late fees!
  • Account Balance– View your account balance anytime.
  • Loan Offers– Explore your loan offers and apply quickly.1
  • Credit Health– Monitor your credit health monthly by viewing your VantageScore® provided by Equifax®.†

Need to sign-up for a Customer Account Center login? The process is simple and easy. Click here to create your login.

1 Loans subject to normal lending requirements. Maximum loan amounts vary by state. If you have a loan with us now, acceptance of an offer creates a new loan, which requires paying off the balance of any existing loan and the submission of updated application information. Any pre-existing collateral in connection with the prior, refinanced loan may be retained, and the new loan may result in terms that are different than those of your current loan. Additional fees may apply in connection with the extension of a new loan pursuant to state law as will be detailed in your new loan documents.

Prohibited Use of Proceeds – Loan proceeds may not be used for business or commercial purposes, to finance direct postsecondary education expenses, for purchase of securities, for gambling or any illegal purpose.

† Mariner Finance, LLC (“Mariner”) is providing you access to your VantageScore ® credit score, (which is provided by VantageScore Solutions, LLC) only for your educational, personal, and non-commercial use.  VantageScore ® is used by some institutions to evaluate creditworthiness and to make information more uniform between the three main credit bureaus so that consumers have a clearer understanding of their credit health. Your VantageScore® credit score is calculated by a model (as may be updated from time to time) that predicts credit risk and is just one of many credit scoring models available. Please note that your VantageScore® credit score is provided for informational purposes only and is not used by Mariner.  Mariner has no responsibility for the content provided in connection with your VantageScore® credit score and cannot act on your behalf to dispute the accuracy of any information that appears in your credit report, other than information reported by Mariner.

In determining a consumer’s creditworthiness and eligibility for a personal loan, Mariner uses the consumer’s FICO® score, rather than the VantageScore ®, as well as other types of information in making credit decisions.

Mariner reserves the right to amend, cancel, change, discontinue, or suspend the availability of the VantageScore ® credit scores and/or your access to it, in whole or in part, at any time in our discretion with or without notice to you, and any such action shall be effective as of the time Mariner so determines. Mariner is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Mariner does not provide “credit repair” services or advice or assistance regarding rebuilding or improving your credit history or credit score, or monitoring for specific events that may impact your credit information.

Under the Fair Credit Reporting Act, you have the right to receive a free credit report from each of the three national consumer reporting agencies (Experian Information Solutions, Inc., Equifax Inc., and TransUnion) once during any twelve-month period.  To do so or for more information, visit or call 877-322-8228.

VantageScore® is a registered trademark of VantageScore Solutions, LLC.


Making personal loans sense.

Got questions? Get answers.

What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?

Ready to speak to a person—in person?

You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.

What is a personal loan?

Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.


†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


For any stated annual percentage rate (“APR”), the APR represents the cost of credit as a yearly rate and will be determined based upon an applicant’s credit at the time of application, subject to state law limits. A range of APR’s may be applicable, subject to state law limits and individual underwriting. Not all applicants will qualify for a lower rate. APR’s are generally higher on loans not secured by a vehicle, and the lowest rates typically apply to the most creditworthy borrowers. All terms and conditions of a loan offer, including the APR, will be disclosed during the application process. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.99% and an interest rate of 28.77% which includes a finance charge of $3,640.96. Under these terms, the borrower would make 48 monthly payments of $180.02, for a total of payments of $8,640.96. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.


*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.



California Residents: Loans made or arranged pursuant to a California Financing Law license.

VA Residents – Mariner Finance of Virginia, LLC, Licensed by the Virginia State Corporation Commission, Consumer Finance Company License No. CFI-114.


Mariner Finance, LLC, NMLS No. 166564 (
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.

Equal Housing Lender

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