Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 71,791 verified reviews.
Read all reviews
Luis was awesome she made the process seamless and I was totally impressed with her fast prompt and professional service. The funds were in my account before I left the office and it made the experience 100% worth my time and with little effort. Thanks to the Mariner Finance Team in Puyallup. Very attentive to the customer’s needs and provided updates throughout the process.
Feb 03, 2026Puyallup, WA
Ms.Angela Hamiton was very helpful and an awesome person. Very nice and respectful. I really appreciate her service.
Feb 03, 2026Mariner Finance, LLC - Corporate Roll-up
Sofia was helping me with a loan refinance, and after it was completed, I discovered that it was not the best option for me. The staff here, especially Sofia, are so kind and helpful in the 15 day cancellation window for loans. I’ve always had an easy time making my monthly payments and appreciate them very much at this location.
Feb 03, 2026Northgate, OH
I worked with Merlin Peacey and he helped me get a loan to help pay off my credit card debits. He made the process very easy and understanding I highly recommend coming in!
Feb 03, 2026McHenry, IL
My experience with Mariner Finance, was very easy and rewarding.
I will recommend them to anyone who is in need of finance.
There is on hassle, just commitment to you.
Feb 03, 2026Bowie, MD
I have had great experiences with Mariner and the people I have dealt with. I highly recommend Mariner Finance. They are easy to deal with and very professional.
Feb 03, 2026Desoto, TX
very nice people who works there i tell everyone about them if i could i give them a 10 star rating
Feb 03, 2026Chambersburg, PA
Connie was very friendly and had a good understanding of my need for a personal loan. She was very professional
Feb 03, 2026Fairlawn, OH
This was simple,fast,friendly and so professional. Thank you so much Merlin!!
Feb 03, 2026McHenry, IL
Very friendly people. Worked with us so things were ready to sign. Each time we were treated with respect. So efficient and kind.
Feb 03, 2026Conroe, TX
Great place to work with!! Nice people. Everything is straight forward!!
Feb 03, 2026Strongsville, OH
Danny and Wendy had always been very helpful, kind and professional on how to handle business with her customers especially in these times. I would also like to acknowledge the assistance of Lehmani(sorry if I spelled it incorrectly). She has also helped extensively with a positive attitude and great customer service. Thank you.
Feb 02, 2026Rancho Cordova, CA
Shae in the Alexandria,La branch made the process so easy and pleasant. She was a joy!
Feb 02, 2026Northfield, OH
I am so grateful for Dawn and this place! Thank you for helping me figure out my finances better and helping me not stress! I am good with paying my bills but at times they'd be so close together and crunched but Dawn showed me how to spred them out and pay them down! I needed that! I highly recommend this place for financial support!
Feb 02, 2026Mishawaka, IN
My experience was awesome Sandra Ruiz did an outstanding job on helping me out
Feb 02, 2026Mission, TX
I worked w Mike at the Northfield office. He is professional and thorough. Explains the process well. And always wants to make sure you get enough money you need and are comfortable w the monthly payment. Very helpful every time.
Feb 02, 2026Northfield, OH
Excellent customer service wonderful professionals. I will recommend them to other friends. 5 star customer service.
Feb 02, 2026Puyallup, WA
