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I began my career as a mortgage consultant in 2002. I have been awarded Employee of the Month on several occasions and I have been recognized as a member of the “Leaders Club” for exceptional performance.

My goal is to provide you with extraordinary service through two guiding principles; integrity and transparency. I am able to demonstrate this to my clients by making certain that every borrower is well-educated, well-informed and has the resources available in order to choose the loan programs that best suits their individual needs. Because I believe in establishing long-term relationships, I pride myself on listening to the unique circumstances of each client and disclosing all pertinent information up front, so that there are no surprises when you are ready to close your loan.

I recognize the fact that this is an important financial decision and I want to earn your trust by providing you with personalized service, responsiveness to your questions, industry knowledge, and commitment to acting as your reliable mortgage consultant.

Obtaining a mortgage should be a positive experience, and through my home buying seminars, streamlined loan processing and the availability of a wide variety of investors, I am confident that I can satisfy your needs. Our home loan programs include FHA, VA, conventional, conforming for purchases, refinancing, debt consolidation, constructions loan, home improvement/rehabilitation, and Reverse Mortgage loans tailored to your unique situation.

With the ability to apply online, you can begin the application process right away or you may contact me directly to talk about your financing needs.

My passion outside of work is my family and fostering, training and rehabilitating abused and neglected dogs. When I bring an animal into my home, I give it love, structure, and the tools to become a loving and caring family member.  I love to watch its personality bloom, as it can be hard to let them go. I remember that my job as a foster is a temporary one, designed to help the animals get to its forever home, you now have the chance to help save another life when you foster again. You can apply online or by calling me directly at 443-461-0683.

NMLS #165796. Licensed in MD, VA, PA, KY, SC, TN, and FL

Making personal loans sense.

Got questions? Get answers.

What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?

Ready to speak to a person—in person?

You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.

What is a personal loan?

Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.

   

†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.

 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

 

*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

 

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