FHA and VA streamline refinancing.
FHA loans generally involve lower down payment and credit score requirements. VA streamline refinancing makes life easier for VA mortgage holders by waiving bank documentation, such as income and employment verification and home appraisals.
How our FHA and VA loans work.
Most refinance loans close in 45 days or less*. Your Mariner Finance Mortgage loan officer will typically request the following standard documents to get the process started. In some cases, not all of these items will be required. In some cases, more items may be required.
Your last 2 years W2’s and Signed/dated Federal Tax Returns, your last 2 consecutive statement of earnings, a clear copy of your driver’s license and social security card, a copy of your mortgage statement, a copy of your home owner’s insurance declarations page and your last 2 month’s worth of bank statements.
*Loan closing is subject to various factors including, but not limited to, applicable lender underwriting requirements, market conditions, state-specific regulations, and completion of all information and documentation requirements.
Why apply at Mariner Finance?
Our experienced and licensed loan officers make it their business to educate customers and create loan solutions that fit the individual. Their mission is to make the process simpler, not the other way around. Because the more informed you are, the better decisions you make—not just today, but years from now as your needs change.
We love Mariner Finance. They have always been there when we need them. We love the ladies in the office. Thank you Mariner!
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What is a personal loan?
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