FHA loans generally involve lower down payment and credit score requirements. VA streamline refinancing makes life easier for VA mortgage holders by waiving bank documentation, such as income and employment verification and home appraisals.
Most refinance loans close in 45 days or less*. Your Mariner Finance Mortgage loan officer will typically request the following standard documents to get the process started. In some cases not all of these items will be required. In some cases more items may be required.
Your last 2 years W2’s and Signed/dated Federal Tax Returns, your last 2 consecutive statement of earnings, a clear copy of your driver’s license and social security card, a copy of your mortgage statement, a copy of your home owner’s insurance declarations page and your last 2 month’s worth of bank statements.
Meet our mortgage loan officers
*Loan closing is subject to various factors including, but not limited to, applicable lender underwriting requirements, market conditions, state specific regulations, and completion of all information and documentation requirements.
Our experienced and licensed loan officers make it their business to educate customers and create loan solutions that fit the individual. Their mission is to make the process simpler, not the other way around. Because the more informed you are, the better decisions you make—not just today, but years from now as your needs change.
We love Mariner Finance. They have always been there when we need them. We love the ladies in the office. Thank you Mariner!
How has Mariner come through for you?
What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?
You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 800-373-4004.
Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.
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Mariner Finance, LLC, NMLS No. 166564 (www.nmlsconsumeraccess.com);
8211 Town Center Drive, Nottingham, MD 21236; Telephone Number 844-338-2080.