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August 12, 2021 Update:
Effective August 12, 2021, with the recent increase in COVID cases across the country, all employees and visitors —regardless of vaccination status—are required to wear masks while visiting a Mariner Finance office as detailed below:
- All Customers, vendors, and guests are required to wear a mask when visiting a Mariner Finance branch location.
- Mask usage is required of all branch employees when a customer is in a branch.
This new, more stringent requirement is necessary based upon the latest trends, and we expect to make adjustments as soon as empirical information suggests it is safe to do so. We must continue to be strong and band together as one community during this pandemic. We want to ensure that we are doing our best to protect you and our employees, and we sincerely appreciate all that you are doing to keep our entire community safe and healthy.
June 28, 2021 Update:
We are happy to announce our branches are opening to the public for walk-ins starting on July 1, 2021!
Our top priority continues to be the health and safety of our customers and employees, and we will continue to follow recommended CDC guidelines. Accordingly, here are a few things you should know:
- We still would like you to make appointments, but they aren’t necessary.
- We encourage maintaining a safe distance of at least 6 feet from others.
- We have shields at the front counter and in the loan-closing booth for you and our employees’ safety.
- If you are sick, recently tested positive, or have been exposed to COVID-19, please do not come into the branch location. You can still make a loan payment online and may be able to close your loan by phone. Reach out to your local branch for more information.
- Enhanced cleaning measures will be in place, and hand sanitizer should be available for customer and employee use.
|Payment Relief||How to Apply|
|Make a Payment||Branch Changes|
|Access Account||State Resources|
|Blog Post: Who Is Hiring Now|
2020 Lost Wages Assistance Program
On August 8, 2020, the Lost Wages Assistance Program (“LWA”) was created to help ease the financial burden of those unemployed due to the COVID-19 pandemic. Under the LWA, states may provide a lost wage supplement of up to $400 per week to eligible unemployment claimants. Any LWA payments will be applied retroactively starting with the week of unemployment ending on August 1, 2020 and will continue depending upon funding availability.
To help you find the most up-to-date information for your state, we have compiled a list of state agency websites to assist you in location relevant information. Read more…
How to Plan Your Family Vacation During COVID-19 Travel Restrictions
A family vacation is the highlight of many people’s summers. COVID-19 is changing what that looks like for most families, though. Read more…
Latest Update: Apply and close your personal loan at home.
Need a personal loan, but don’t want to leave home? We have a new service that may allow you to apply and close your loan from the comfort of your own home! Read more…
While some employers are reducing their workforce, others are hiring. Click here to learn who is hiring at this time.
Mariner Finance is proud to serve 24 states. If you need up-to-date coronavirus information, such as filing for unemployment, COVID-19 state resources, or Worker Relief Fund information, please select from the below list to visit your state’s coronavirus information page:
|North Carolina||New Jersey||New York|
Mariner Finance has partnered with SpringFour, a free online tool that helps consumers locate verified and vetted food, financial, and health resources in their community. SpringFour currently offers information on thousands of social services as well as government and community-based organizations that aim to provide assistance in a wide variety of areas such as employment, utility expenses, food, and prescription drugs and includes certain COVID-19 resources as well. Just enter your zip code and the SpringFour tool will provide instant, personalized results. Click on the “Get Started” button below to see what resources are available to you.
In these uncertain times, you may be impacted by the loss of a job, the closure of a business, or a drop in income and may find it difficult to make your payments.
If your finances are negatively impacted by the COVID-19 pandemic or you are concerned that you may not be able to make your payment when it is due, please call your local branch location to discuss your options as soon as possible. We may be able to assist you. Find your branch location’s phone number using our branch locator.
Federal Government Assistance
Congress has passed two bills, the Families First Coronavirus Response Act (FFCRA) and the Coronavirus Aid, Relief, and the Economic Security ACT (CARES).
The U.S. Department of Labor has created a Questions and Answers page to help employees understand their responsibilities and their rights under the FFCRA. Also, make sure you check with your employer on changes to paid sick leave and family leave programs. Some employers are offering additional benefits.
The CARES Act includes over a $2 Trillion aid package in which most individuals earning an adjusted gross income of $75,000 or less per year will receive a one-time payment of $1,200. Most married couples earning an adjusted gross income of $150,000 or less per year will receive $2,400. Many families will also receive an additional $500 per child. Payments phase down for individuals earning more than $75,000 and couples earning more than $150,000. You can find your adjusted gross income on Line 8b of your 2019 1040 federal tax return form. If you have not yet filed your 2019 tax return, the IRS will use the adjusted gross income from your 2018 tax return. If the IRS has your bank account details, it will send your payment using direct deposit.
You can learn more about your payment, when to expect it, and update your information by visiting: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments
Making personal loans sense.
Got questions? Get answers.
What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?
Ready to speak to a person—in person?
You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.
What is a personal loan?
Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals. We have those.
†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Additional fees may apply to some loan offers; some state required and/or permitted fees may be treated as prepaid finance charges. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.