Financial Advice and Tips

Find informative articles on financial advice and tips. Discover what you should know in this section of our blog dedicated to improving your financial literacy and acumen.

What is debt-to-income ratio?

2022-11-10T11:14:38+00:00

Blog Debt-to-income ratio (DTI) What is debt-to-income ratio and why is it important? These are all great questions and in this article we will do our best to answer them. Your debt-to-income ratio, also known as DTI, is a measure of how much debt you have compared to your income.  “Your DTI is one way lenders measure your ability to manage the payments you make every month to repay the money [...]

What is debt-to-income ratio?2022-11-10T11:14:38+00:00

Best ways to save money on groceries

2022-11-15T07:39:54+00:00

Blog Best ways to save money on groceries Groceries are a necessity, but they don’t necessarily have to break the bank. Here are our 7 tips to spend less and save money when buying groceries. 1.   Establish a budget Establishing a budget allows you to remind yourself what you can afford to spend on groceries for a certain time period. This time period can be weekly, bi-weekly, monthly, etc. When utilizing [...]

Best ways to save money on groceries2022-11-15T07:39:54+00:00

Am I qualified to receive a personal loan online?

2022-11-15T08:35:34+00:00

Blog If you are searching for the best way to get a loan, storefront lenders are not your only options. Let us tell you about another option, online personal loans. Today will show you how to apply for an online loan. […]

Am I qualified to receive a personal loan online?2022-11-15T08:35:34+00:00

Private: State Sales Tax Holidays for 2018

2022-11-23T10:36:52+00:00

Blog With back-to-school season looming ahead, it’s a good idea to start looking for ways to save on all those end of summer purchases. We took a look at the states we are currently located in, and found that many of them offer tax-free shopping days in 2018. These sales tax holidays are a great way to save money this upcoming school year. Don’t live in one [...]

Private: State Sales Tax Holidays for 20182022-11-23T10:36:52+00:00

5 Valentine’s Day Ideas on a Budget

2022-11-17T11:46:38+00:00

Blog Romantic Valentines Ideas on a Budget Valentine’s Day is right around the corner! Whether you are single, or have been in a significant relationship for many years, Valentine’s Day is a great opportunity to spoil the people/person you love. We have compiled a list of 5 Valentine’s Day ideas for any budget. Valentines on a budget Make his or her day super special by using all 5 ideas below: Chocolate [...]

5 Valentine’s Day Ideas on a Budget2022-11-17T11:46:38+00:00

Back-to-school money-saving tips.

2022-11-23T10:47:20+00:00

Blog It’s that time of the year again, when the swimsuits and patio furniture displays are being replaced by back-to-school supplies! Whether you have kids getting excited for school in the fall, a college student ready to leave the nest, or you’re attending school yourself, back-to-school expenses add up fast. Studies have shown that a family with school aged children will spend over $600 on school supplies [...]

Back-to-school money-saving tips.2022-11-23T10:47:20+00:00

Private: State Sales Tax Holidays for 2016

2022-11-23T10:49:02+00:00

Blog With back-to-school season looming ahead, it’s a good idea to start looking for ways to save on all those end of summer purchases. We took a look at the states we are currently located in, and found that many of them offer tax-free shopping days in 2016. These sales tax holidays are a great way to save money this upcoming school year. Don’t live in one [...]

Private: State Sales Tax Holidays for 20162022-11-23T10:49:02+00:00

Furniture Buying Tips

2022-11-23T10:50:19+00:00

Blog Purchasing new furniture can be one of the easiest and most affordable ways to change the look of your home.  If you are interested in a new piece of furniture, we have gathered some tips from furniture retailers to help you when shopping. […]

Furniture Buying Tips2022-11-23T10:50:19+00:00

Easy and Cheap Super Bowl Party Recipes

2022-11-23T11:03:15+00:00

Blog Save money this Super Bowl Sunday with these recipes that will be sure to impress your friends and your wallet! Whether you’re going to a friend’s house or hosting the party yourself, be sure to check out these budget-friendly recipes that range from quick dips to more filling dishes. Stick to your budget by making a grocery list from the recipe before you head to the store and use a [...]

Easy and Cheap Super Bowl Party Recipes2022-11-23T11:03:15+00:00

5 Money Saving tips for your Ultimate Super Bowl Party

2022-11-21T13:04:03+00:00

Blog Whether you’re planning a trip to the first outdoor, cold weather Super Bowl or organizing the ultimate Super Bowl party in the warmth of your own home, take the time to make sure you aren’t spending any unnecessary funds. […]

5 Money Saving tips for your Ultimate Super Bowl Party2022-11-21T13:04:03+00:00